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What is Splitit?

Splitit is transforming the Buy Now, Pay Later (BNPL) sector with its unique Installments-as-a-Service platform tailored for merchants. This innovative solution effectively tackles the challenges faced by businesses using conventional BNPL methods, offering a streamlined BNPL experience at the point of sale for card networks, issuers, and acquirers through a single network API. Customers are given the flexibility to break down their purchases into up to 36 interest-free monthly payments using their existing Visa or MasterCard. They also enjoy the added benefit of testing products for a period of up to 90 days before making a decision to keep them. After testing, customers have the option to either pay the full amount upfront or start an installment payment plan. Moreover, if they encounter a situation where their available credit is insufficient on one card, they can distribute their installment payments between two different credit cards. This level of flexibility allows shoppers to obtain their desired items without the need to seek additional credit or accrue debt, ultimately creating a more convenient and accessible shopping experience. These cutting-edge features not only boost customer satisfaction but also increase sales for merchants, showcasing the platform's effectiveness in the evolving retail landscape. Additionally, Splitit's approach ensures that both consumers and businesses can navigate the purchasing process with greater ease and confidence.

What is FlexiLay?

FlexiLay introduces a groundbreaking layby solution aimed at assisting ecommerce sellers by allowing customers to make payments in installments without the need for credit, loans, or conventional Buy Now Pay Later schemes. Customers can choose their deposit amount and desired payment schedule, securely processing their transactions through Stripe, and will receive their items upon completion of the total payment. This innovative platform is designed for seamless integration with ecommerce solutions like Shopify, with aspirations to expand to WooCommerce and additional systems in the future. FlexiLay gives sellers the ability to offer a streamlined and automated approach to flexible payment options while retaining control over their interactions with customers. Merchants can tailor payment arrangements, such as deposit sizes and payment timelines, while consumers benefit from a transparent and debt-free payment method. Our mission is to improve the availability of flexible payment options, allowing merchants to draw in more customers and providing consumers with a more thoughtful approach to budgeting for their desired products. By creating a more accommodating financial framework, we aim to nurture a healthier spending culture for all parties involved, ultimately leading to increased satisfaction and loyalty among both sellers and buyers.

Media

Media

No images available

Integrations Supported

Shopify
WooCommerce
BigCommerce
BlueSnap
Magento
Odoo
PayPal
PayPal Checkout
PrestaShop
QuickBooks Accountants
Quickwork
Stripe
Xero

Integrations Supported

Shopify
WooCommerce
BigCommerce
BlueSnap
Magento
Odoo
PayPal
PayPal Checkout
PrestaShop
QuickBooks Accountants
Quickwork
Stripe
Xero

API Availability

Has API

API Availability

Has API

Pricing Information

1.5% + $1.50 per installment
Free Trial Offered?
Free Version

Pricing Information

0
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Splitit

Date Founded

2012

Company Location

United States

Company Website

www.splitit.com

Company Facts

Organization Name

FlexiLay Pty Ltd

Date Founded

2025

Company Location

Australia

Company Website

flexilay.com

Categories and Features

Shopping Cart

Abandoned Cart Saver
Catalog Management
Credit Card Processing
Discount / Coupon Management
Inventory Control
Product Configurator
Product Ratings / Reviews
Refund Management
Returns Management
Shipping Management
Tax Management

Categories and Features

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