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What is Splitit?

Splitit is transforming the Buy Now, Pay Later (BNPL) sector with its unique Installments-as-a-Service platform tailored for merchants. This innovative solution effectively tackles the challenges faced by businesses using conventional BNPL methods, offering a streamlined BNPL experience at the point of sale for card networks, issuers, and acquirers through a single network API. Customers are given the flexibility to break down their purchases into up to 36 interest-free monthly payments using their existing Visa or MasterCard. They also enjoy the added benefit of testing products for a period of up to 90 days before making a decision to keep them. After testing, customers have the option to either pay the full amount upfront or start an installment payment plan. Moreover, if they encounter a situation where their available credit is insufficient on one card, they can distribute their installment payments between two different credit cards. This level of flexibility allows shoppers to obtain their desired items without the need to seek additional credit or accrue debt, ultimately creating a more convenient and accessible shopping experience. These cutting-edge features not only boost customer satisfaction but also increase sales for merchants, showcasing the platform's effectiveness in the evolving retail landscape. Additionally, Splitit's approach ensures that both consumers and businesses can navigate the purchasing process with greater ease and confidence.

What is SensePass?

SensePass functions as an all-encompassing payment gateway that effortlessly links your business infrastructure with the entire spectrum of payment options through a singular integration point. Specifically tailored for systems like NetSuite and Microsoft Dynamics 365—spanning Business Central, Finance & Operations, and Commerce—it also establishes connections with renowned e-commerce platforms such as Shopify, BigCommerce, Oracle Xstore, and Aptos. The platform supports over 100 payment methods, ranging from credit and debit cards to digital wallets like Apple Pay, Google Pay, PayPal, and Venmo, as well as buy now pay later (BNPL) services such as Klarna, Affirm, and Afterpay, bank transfers (including ACH and pay-by-bank), and even cryptocurrencies, collaborating with more than 50 processors without locking you into a single acquirer. Boasting a comprehensive array of payment solutions, SensePass includes a payment gateway, Tap and Pay for effortless in-person transactions, Pay by Link for safe payment requests via invoices or remote sales, and compliant credit card surcharging. Furthermore, it ensures that every transaction is automatically reconciled with your ERP system, contributing to efficient financial management. With just one integration, SensePass provides access to virtually every payment method, enhancing flexibility for both online and offline transactions while streamlining the entire payment procedure. Consequently, it proves to be an essential asset for businesses eager to boost their payment functionalities and adapt to a rapidly evolving financial landscape.

Media

Media

Integrations Supported

BigCommerce
Magento
PayPal
Shopify
WooCommerce
Afterpay
Aptos Retail Cloud
Dynamics 365 Field Service
Jotform
Kakao Pay
Lightspeed Retail
Mercado Pago
Microsoft Dynamics 365 Finance
PAR POS
PIX
Samsung Pay
Sezzle
Shopify POS
WeChat Pay

Integrations Supported

BigCommerce
Magento
PayPal
Shopify
WooCommerce
Afterpay
Aptos Retail Cloud
Dynamics 365 Field Service
Jotform
Kakao Pay
Lightspeed Retail
Mercado Pago
Microsoft Dynamics 365 Finance
PAR POS
PIX
Samsung Pay
Sezzle
Shopify POS
WeChat Pay

API Availability

Has API

API Availability

Has API

Pricing Information

1.5% + $1.50 per installment
Receive the full cost of the purchase upfront: 3% + $1.00 per installment*
Free Version
Free Trial Offered?

Pricing Information

$50/month
Free Version
Free Trial Offered?

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Splitit

Date Founded

2012

Company Location

United States

Company Website

www.splitit.com

Company Facts

Organization Name

SensePass

Date Founded

2017

Company Location

United States

Company Website

Sensepass.com

Categories and Features

Shopping Cart

Abandoned Cart Saver
Catalog Management
Credit Card Processing
Discount / Coupon Management
Inventory Control
Product Configurator
Product Ratings / Reviews
Refund Management
Returns Management
Shipping Management
Tax Management

Categories and Features

Payment Gateways

ACH / eCheck support
Buyer Authentication
Credit / Debit Support
Customer Information Storage
Fraud Prevention
Invoicing
Multi-Currency
PCI Compliance
Point-of-Sale (POS)
Recurring Billing / Subscriptions
Reporting / Analytics

Popular Alternatives

Popular Alternatives

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