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What is Stable?

Manage and monitor your physical risk by leveraging a comprehensive selection of relevant, localized indices. By selecting your preferred index, we enable the formulation of a clear contract that effectively reduces basis risk, backed by trusted reinsurers. Stable serves as a dependable sanctuary for businesses facing price volatility. This is accomplished by providing an extensive array of third-party indices that are either specific to local conditions or closely aligned with the physical risks our clients face. From financial executives to farmers, Stable has democratized hedging for enterprises of all sizes and sectors, empowering them to secure the financial stability essential for future ventures. Our innovative solutions allow companies to traverse their risk landscape with increased confidence, fostering a sense of security in their operations. As a result, businesses can now focus on growth and sustainability, knowing that their risks are effectively managed.

What is HurLoss?

HurLoss is ARA's sophisticated hurricane catastrophe model designed specifically for property insurers, reinsurers, brokers, and ILS managers to effectively manage risks in hurricane-prone areas. Established in 1998, HurLoss has been pivotal in shaping structural engineering standards in states affected by hurricanes and has played a key role in federal emergency management and mitigation efforts since 2003. The model offers an extensive event set that encompasses the entire North Atlantic basin, including regions like the U.S., the Caribbean, Bermuda, as well as parts of Canada, Mexico, and Central America. What distinguishes HurLoss is its unique physics-based approach to hurricane hazard modeling, which integrates engineering load and resistance analysis based on foundational principles and validated through claims data. Furthermore, the model includes projections for future climate scenarios, allowing users to assess risks with both present and future climatological data, such as changes in sea surface temperature and wind shear. This innovative perspective not only enhances risk assessment but also empowers stakeholders to develop robust hurricane risk management strategies that are adaptable to evolving climate conditions, ultimately ensuring a more resilient approach to disaster preparedness and response.

Media

Media

Integrations Supported

Moody’s Risk Modeler
Oasis Loss Modeling Framework

Integrations Supported

Moody’s Risk Modeler
Oasis Loss Modeling Framework

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Stable

Company Location

United States

Company Website

www.stableprice.com

Company Facts

Organization Name

ARA

Date Founded

1998

Company Location

United States

Company Website

www.ara.com/hurloss/

Categories and Features

Farm Management

Barcoding / RFID
Built-in Accounting
CRM
Contract Management
Crop Management
Customer Management
Financial Management
Greenhouse Management
Inventory Management
Labor Management
Livestock Management
Order Processing
Pricing Management
Supplier Management
Traceability
Weather Records

Risk Management

Alerts/Notifications
Auditing
Business Process Control
Compliance Management
Corrective Actions (CAPA)
Dashboard
Exceptions Management
IT Risk Management
Internal Controls Management
Legal Risk Management
Mobile Access
Operational Risk Management
Predictive Analytics
Reputation Risk Management
Response Management
Risk Assessment

Categories and Features

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