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What is Torus?

Achieve a thorough grasp of cost allocation while meticulously keeping track of all expected pricing adjustments to uncover possible savings. By making informed strategic choices, you can effectively oversee and improve profitability at both the card and merchant levels. Introduce re-pricing solutions tailored for issuers and acquirers, offer support for interchange fees, and craft pricing strategies focused on profit for BIN sponsors. Our offerings empower issuers and acquirers to generate additional millions in USD annually by enhancing their management of card network fees and improving transactional profitability. In the past, issuers often struggled to understand network costs, resulting in considerable overpayments. Our swift cost analysis tools help pinpoint and optimize excessive expenses while guaranteeing real-time updates on pricing changes. Acquirers also faced challenges with managing portfolio-level profitability on a quarterly basis and lacked visibility into margins at the merchant level. By illuminating merchant-level profitability, we refine the pricing strategies for underperforming merchants, ultimately increasing overall portfolio profitability. Partnering with Torus allows you to collaborate with industry experts, thereby significantly enhancing your financial performance and unlocking new avenues for growth in your business.

What is Decta?

Comprehensive payment processing solutions are available for banks, payment service providers, fintech companies, and online retailers, which include white label card options. This advanced payment infrastructure promotes rapid business development. It features in-house PCI Level 1 certified processing for VISA and Mastercard issuers and acquirers across Europe and the Asia-Pacific. The technical processing service boasts a premier E-commerce payment gateway solution known as DECTA Gateway API. Authorization switching can be integrated using either a REST API or an ISO 8583-based protocol. Additionally, DECTA Issuing facilitates real-time program management, along with clearing and switching capabilities. Utilizing an ActiveActive deployment strategy, DECTA ensures that all critical processing systems achieve an impressive uptime of up to 99.99%, even accommodating planned downtimes for system enhancements or ICO launches, thereby maintaining consistent service reliability. This commitment to uptime is essential for businesses that rely on uninterrupted payment processing.

Media

Media

Integrations Supported

Integrations Supported

Corefy
Coriunder BAAS
Macrobank Core Banking Software

API Availability

API Availability

Pricing Information

Pricing not provided

Pricing Information

IC+

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

Web-Based Support

Customer Service / Support

24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Online Training

Training Options

Documentation Hub
Online Training
On-Site Training

Company Facts

Organization Name

Torus

Company Location

United States

Company Website

torusadvisors.com

Company Facts

Organization Name

DECTA

Date Founded

2015

Company Location

United Kingdom

Company Website

decta.com

Categories and Features

Banking

Not specified

Categories and Features

Banking

Compliance Tracking
Credit Card Management
Risk Management
Transaction Monitoring

Billing and Invoicing

Billing Portal
Contact Database
Customizable Invoices
Invoice History
Mobile Payments
Multi-Currency
Online Invoicing
Online Payments
Payment Processing
Recurring/Subscription Billing

Financial Services

Analytics
Compliance Management
Performance Management
Risk Management

Online Banking

Chat / Messaging
Credit Card Management
Electronic Statements
Fraud Detection
Transaction Monitoring

Payment Processing

Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
Receipt Printing
Recurring Billing

White Label Banking

Not specified

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