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What is Torus?

Achieve a thorough grasp of cost allocation while meticulously keeping track of all expected pricing adjustments to uncover possible savings. By making informed strategic choices, you can effectively oversee and improve profitability at both the card and merchant levels. Introduce re-pricing solutions tailored for issuers and acquirers, offer support for interchange fees, and craft pricing strategies focused on profit for BIN sponsors. Our offerings empower issuers and acquirers to generate additional millions in USD annually by enhancing their management of card network fees and improving transactional profitability. In the past, issuers often struggled to understand network costs, resulting in considerable overpayments. Our swift cost analysis tools help pinpoint and optimize excessive expenses while guaranteeing real-time updates on pricing changes. Acquirers also faced challenges with managing portfolio-level profitability on a quarterly basis and lacked visibility into margins at the merchant level. By illuminating merchant-level profitability, we refine the pricing strategies for underperforming merchants, ultimately increasing overall portfolio profitability. Partnering with Torus allows you to collaborate with industry experts, thereby significantly enhancing your financial performance and unlocking new avenues for growth in your business.

What is Mindgate Merchant Management?

The Merchant Management Platform is a holistic solution designed for acquiring banks and financial institutions, enabling them to effectively manage the entire lifecycle of merchants, which includes aspects such as onboarding, configuration, hierarchy management, settlements, reconciliation, and handling disputes. This platform supports merchant services across both physical retail spaces and digital platforms, including applications, providing banks with the tools necessary for efficient management of dynamic routing, settlement processes, service fees, and merchant-specific settings. It boasts intuitive portals for merchants and sub-merchants alike, which include features such as self-onboarding, transaction tracking, QR code generation, processing refunds, sending alert notifications, and executing real-time fund transfers. With a wide range of acquiring interfaces—ranging from mobile and web to kiosks, POS systems, PC-POS, and APIs—along with support for various transaction methods and identities, such as credit cards, mobile devices, virtual addresses, national IDs, QR codes, bulk payments, and H2H transactions, this platform allows banks to onboard a larger number of merchants while minimizing operational expenses. Furthermore, its advanced management information systems and reporting capabilities provide banks with essential insights, significantly boosting their operational efficiency and decision-making processes. This comprehensive approach ensures that financial institutions can adapt to the ever-evolving needs of the marketplace.

Media

Media

Integrations Supported

Additional information not provided

Integrations Supported

Additional information not provided

API Availability

API Availability

Has API

Pricing Information

Pricing not provided

Pricing Information

Pricing not provided

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Online Training

Training Options

Documentation Hub
Online Training

Company Facts

Organization Name

Torus

Company Location

United States

Company Website

torusadvisors.com

Company Facts

Organization Name

Mindgate Solutions

Date Founded

2008

Company Location

India

Company Website

www.mindgate.solutions/product/retail-payments/merchant-management/

Categories and Features

Banking

Not specified

Categories and Features

Merchant Management

Not specified

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