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What is Torus?

Achieve a thorough grasp of cost allocation while meticulously keeping track of all expected pricing adjustments to uncover possible savings. By making informed strategic choices, you can effectively oversee and improve profitability at both the card and merchant levels. Introduce re-pricing solutions tailored for issuers and acquirers, offer support for interchange fees, and craft pricing strategies focused on profit for BIN sponsors. Our offerings empower issuers and acquirers to generate additional millions in USD annually by enhancing their management of card network fees and improving transactional profitability. In the past, issuers often struggled to understand network costs, resulting in considerable overpayments. Our swift cost analysis tools help pinpoint and optimize excessive expenses while guaranteeing real-time updates on pricing changes. Acquirers also faced challenges with managing portfolio-level profitability on a quarterly basis and lacked visibility into margins at the merchant level. By illuminating merchant-level profitability, we refine the pricing strategies for underperforming merchants, ultimately increasing overall portfolio profitability. Partnering with Torus allows you to collaborate with industry experts, thereby significantly enhancing your financial performance and unlocking new avenues for growth in your business.

What is SmartLoyalty?

SmartLoyalty, created by BPC Banking Technologies, functions as a holistic management tool for loyalty and rewards schemes, enabling users to quickly develop and manage innovative loyalty campaigns. This platform is tailored to support the rapid creation of complex programs for both issuers and acquirers. Users can seamlessly deploy loyalty initiatives designed to boost customer retention and stimulate purchasing behavior. The system determines points based on a range of variables, including customer demographics, payment methods, merchant types, transaction categories, and even specific times of day. As the adoption of mobile payments surges and e-wallets gain traction, the importance of loyalty programs is increasingly highlighted. In contrast to traditional methods where card issuers depended on the visual appeal of physical cards to build brand loyalty, the rise of digital cards necessitates fresh strategies for customer engagement. As a result, organizations must evolve and innovate their loyalty offerings to stay ahead in this dynamic market. This transformation is crucial for businesses aiming to thrive in an era where customer expectations are constantly changing.

Media

Media

Integrations Supported

HPE Consumption Analytics

Integrations Supported

HPE Consumption Analytics

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Torus

Company Location

United States

Company Website

torusadvisors.com

Company Facts

Organization Name

BPC Group

Date Founded

1995

Company Location

Switzerland

Company Website

www.bpcbt.com/smartvista-solutions/loyalty-card-programs

Categories and Features

Banking

ATM Management
Compliance Tracking
Corporate Banking
Credit Card Management
Credit Union
Investment Banking
Multi-Branch
Online Banking
Private Banking
Retail Banking
Risk Management
Securities Management
Transaction Monitoring

Categories and Features

Customer Loyalty

CRM
Corporate Memberships
Customer Activity Tracking
Discount Management
Gift Card System
Loyalty Card System
Member Portal
Membership Management
No-Card Loyalty System
Referral Tracking
Rewards Management

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