Ratings and Reviews 5 Ratings
Ratings and Reviews 2,212 Ratings
What is Wise?
Introducing the ideal business account tailored for global operations, created to simplify your international expansion without the burden of high fees, tedious administrative work, or the hassle typically associated with conventional banks. Your assets are safeguarded in trusted financial institutions, providing you with the assurance that comes from partnering with an authorized financial services provider. Effortlessly settle your invoices at the real exchange rate in over 70 countries, utilizing your mobile device or app, with the majority of transactions completed instantly or within one hour. To initiate a payment, just enter your recipient's banking details or email; they don't need to maintain an account with us. Enhance your international payroll, reimbursements, and regular payments, saving valuable time and resources by easily transferring funds to up to 1,000 recipients in one go by uploading a simple spreadsheet with all necessary information. You can also bring team members on board to aid in payment management, while all your past transaction data is conveniently archived for future access. With this service, you can concentrate on scaling your enterprise while we manage the intricacies of cross-border financial transactions, allowing for smoother operations and more strategic growth. Additionally, our user-friendly interface ensures that you can navigate your financial tasks with minimal effort and maximum efficiency.
What is Melio?
Melio serves as a streamlined accounts payable solution aimed at enhancing bill payment processes, optimizing operational workflows, and boosting cash flow management for businesses of all sizes. To get started, try all of Melio's features free for 30 days!
Melio’s platform enables users to make payments to vendors via online bank transfers or credit and debit cards, even when those vendors only accept checks, which not only helps in managing cash flow but also allows users to earn rewards. Melio integrates seamlessly with accounting software such as QuickBooks and Xero, ensuring that your financial records remain current.
With Melio, you’ll get to streamline your day-to-day work. Either input vendor information or bill details manually, upload documents, or take a photo of the invoice for quick processing—it’s incredibly user-friendly. Payments can be scheduled in alignment with your cash flow strategy, and Melio will make those payments happen.
International vendors? Our platform facilitates payments to global vendors in USD or the local currency, ensuring smooth transactions for various services and products. This comprehensive approach makes managing accounts payable more efficient and less stressful than ever before.
Finally, no matter where your business takes you, Melio can follow—just be sure to download the mobile app, available on iOS and Android, to manage your business payments on the go.
Integrations Supported
Agency Handy
Attest
Aurelia
BillForge
Crezco
Deel
Easyflow
Enty
FirstPromoter
API Availability
Has API
API Availability
Pricing Information
Pricing not provided
Pricing Information
Free
Melio provides four subscription plans: Go, Core, Boost, and Unlimited.
Melio Go is free and ideal for businesses looking to enhance cash flow, streamline payments, and handle transactions however they prefer.
What’s included in Melio Go:
5 free ACH transfers per month
10 free syncs with QuickBooks Online & Xero
Pay by card or bank—vendor receives check, ACH, or wire transfers
Easy bill management: Upload, scan, or import bills
Dedicated email for automatic bill capture
Global payments in USD or local currencies
Recurring and partial payments
Instant payments
Free mobile app (iOS & Android)
Accept payments via custom links
Melio Core is a more feature-rich version of Melio Go, recommended for businesses that need greater control and efficiency with automated workflows and 2-way sync.
Start your 30 day free trial to test Melio before you choose your plan.
Melio Core includes everything in Melio Go, plus:
20 free ACH transfers per month
Unlimited 2-way auto-sync with QuickBooks Online & Xero
Batch-pay multiple bills at once
Combine payments into a single transaction
User roles, permissions, and management
Automated approval workflows
W-9 collection & 1099 e-filing
Automatic capture of bill line items
Melio Boost provides access to priority support, faster payment options, and advanced controls.
Start your 30 day free trial to test Melio before you choose your plan.
Melio Boost includes everything in Melio Core, plus:
50 free ACH transfers per month
2-day delivery for all ACH transfers
Advanced custom multi-user workflows
2-way auto-sync with QuickBooks Desktop
Advanced bill attributes (classes & locations)
Premium customer support
Melio Unlimited gives your business room to grow with unlimited ACH payments and user seats for one monthly or annual fee.
Start your 30 day free trial to test Melio before you choose your plan.
Melio Unlimited includes everything in Melio Boost, plus:
Unlimited free ACH transfers per month
Unlimited user seats
Dedicated account manager
White-glove onboarding
Melio Go is free and ideal for businesses looking to enhance cash flow, streamline payments, and handle transactions however they prefer.
What’s included in Melio Go:
5 free ACH transfers per month
10 free syncs with QuickBooks Online & Xero
Pay by card or bank—vendor receives check, ACH, or wire transfers
Easy bill management: Upload, scan, or import bills
Dedicated email for automatic bill capture
Global payments in USD or local currencies
Recurring and partial payments
Instant payments
Free mobile app (iOS & Android)
Accept payments via custom links
Melio Core is a more feature-rich version of Melio Go, recommended for businesses that need greater control and efficiency with automated workflows and 2-way sync.
Start your 30 day free trial to test Melio before you choose your plan.
Melio Core includes everything in Melio Go, plus:
20 free ACH transfers per month
Unlimited 2-way auto-sync with QuickBooks Online & Xero
Batch-pay multiple bills at once
Combine payments into a single transaction
User roles, permissions, and management
Automated approval workflows
W-9 collection & 1099 e-filing
Automatic capture of bill line items
Melio Boost provides access to priority support, faster payment options, and advanced controls.
Start your 30 day free trial to test Melio before you choose your plan.
Melio Boost includes everything in Melio Core, plus:
50 free ACH transfers per month
2-day delivery for all ACH transfers
Advanced custom multi-user workflows
2-way auto-sync with QuickBooks Desktop
Advanced bill attributes (classes & locations)
Premium customer support
Melio Unlimited gives your business room to grow with unlimited ACH payments and user seats for one monthly or annual fee.
Start your 30 day free trial to test Melio before you choose your plan.
Melio Unlimited includes everything in Melio Boost, plus:
Unlimited free ACH transfers per month
Unlimited user seats
Dedicated account manager
White-glove onboarding
Free Version
Free Trial Offered?
Supported Platforms
SaaS
Android
iPhone
iPad
Supported Platforms
SaaS
iPhone
Customer Service / Support
Standard Support
Customer Service / Support
Standard Support
Web-Based Support
Training Options
Documentation Hub
Training Options
Documentation Hub
On-Site Training
Company Facts
Organization Name
Wise Payments
Date Founded
2011
Company Location
United Kingdom
Company Website
wise.com
Company Facts
Organization Name
Melio
Date Founded
2018
Company Location
New York
Company Website
melio.com/accounts-payable/
Categories and Features
Business Bank Accounts
Not specified
Cross-Border Payment
Not specified
Money Transfer
Not specified
Payment Gateways
ACH / eCheck support
Buyer Authentication
Fraud Prevention
Invoicing
Multi-Currency
PCI Compliance
Categories and Features
Accounts Payable
Approval Process Control
Bank Reconciliation
Check Writing
Duplicate Payment Alert
Fraud Detection
Vendor Management
Accounts Receivable
ACH Payment Processing
Billing & Invoicing
Check Processing
Collections Management
Online Payment Processing
Partial Payments
Recurring Billing
AP Automation
Not specified
B2B Payment
Not specified
Billing and Invoicing
Billing Portal
Contact Database
Customizable Invoices
Invoice History
Mobile Payments
Online Invoicing
Online Payments
Payment Processing
Recurring/Subscription Billing
Bookkeeping
Accounts Payable
Accounts Receivable
Bank Reconciliation
Billing & Invoicing
Cash Management
Collections
Expense Tracking
Fixed Asset Management
Buy Now Pay Later
Not specified
Contractor Payment
Not specified
Cross-Border Payment
Not specified
Medical Accounting
Not specified
Money Transfer
Not specified
Payment Processing
ACH Check Transactions
Debit Card Support
Mobile Payments
Online Payments
Recurring Billing
Reconciliation
Not specified
Recurring Billing
Customer Portal
Deferred Billing
Discount Management
Invoice History
Multi-Period Recurring Billing
Payment Processing
Recurring Donations
Subscription Billing
Virtual Credit/Debit Cards
Not specified