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What is Ubiquity Retirement + Savings?

A 401(k) is a retirement savings program established by employers or self-employed individuals to help employees and business owners build a nest egg for retirement, all while taking advantage of various tax benefits. This savings vehicle is tailored to accommodate multiple retirement planning preferences, providing participants with the freedom to manage their contributions flexibly. Workers can choose what percentage of their paycheck to funnel into their 401(k) accounts each pay period, and these contributions are made before taxes are deducted, which allows for growth potential without immediate tax consequences. Many employers further enhance this savings strategy by offering to match a portion of the employee contributions, which can notably boost the accumulation of retirement savings. Aside from promoting future financial security, enrolling in a 401(k) provides unique tax advantages for both employees and employers, including tax deductions and tax-deferred growth on investment earnings. For example, when employees contribute to their 401(k), these amounts reduce their gross income before taxes are applied, effectively decreasing their taxable income for that year. This combination of retirement savings and tax optimization makes the 401(k) an attractive choice for countless individuals and businesses. Ultimately, it serves as a crucial tool for fostering long-term financial health and encouraging proactive retirement planning.

What is Spring?

Empower your team with the vital financial expertise and resources they need to excel in their careers and personal lives. Our cutting-edge recommendation system customizes financial education materials to fit the unique circumstances and life goals of every employee, highlighting the inefficacy of a one-size-fits-all approach. Every resource we provide is unbiased and developed by our experienced content professionals. As life can often be unpredictable, simplifying budgeting becomes essential. Our budgeting tool delivers tailored recommendations that help employees navigate their various financial responsibilities, including managing student loans, saving for a home, and planning for retirement. This tool is specifically designed to reflect the varied financial circumstances of each employee, helping them to optimize their income effectively. Furthermore, our goal-setting and tracking features enable employees to identify and visualize their primary financial objectives, fostering focus and motivation towards realizing their dreams. By doing so, we aim to cultivate a workforce that is not only financially educated but also feels empowered and secure in their financial journey, ultimately leading to a more productive and confident team.

Media

Media

Integrations Supported

Check Point IPS
Check Point Infinity
Diffblue Cover
EmCentrix
Gusto
IntelliJ IDEA
Parasoft
Paychex Flex
Paylocity
Qodana
Qualified.io
Rippling
RunCode
SEA Manager
SecureW2
Selenic
SimpleCov
Spring Cloud Data Flow

Integrations Supported

Check Point IPS
Check Point Infinity
Diffblue Cover
EmCentrix
Gusto
IntelliJ IDEA
Parasoft
Paychex Flex
Paylocity
Qodana
Qualified.io
Rippling
RunCode
SEA Manager
SecureW2
Selenic
SimpleCov
Spring Cloud Data Flow

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

$16 per month
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Ubiquity Retirement + Savings

Date Founded

1999

Company Location

United States

Company Website

www.myubiquity.com/401k/

Company Facts

Organization Name

Spring

Company Location

United States

Company Website

hellospring.io/financial-wellness-platform

Categories and Features

Categories and Features

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