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What is Vertex White-Label Banking?

White-Label Banking presents a flexible banking solution specifically designed for authorized financial institutions, including neobanks, digital banks, and organizations with EMI and MSB licenses, alongside crypto and fiat projects. This robust platform combines a core banking system with a personalized online banking interface for customers, while also incorporating an integration layer that connects the interface and core banking functionalities to various external payment providers and networks. Customers benefit from a comprehensive array of features such as seamless onboarding, account management, balance inquiries, access to statements, payment creation and monitoring, data exports, customizable templates, and enhanced security measures through two-factor authentication. Furthermore, the platform supports KYC/KYB workflows in partnership with Sumsub, implements four-eyes (maker-checker) approval processes, and equips users with tools for effective team oversight. Institutions retain control over their licenses and branding, while Vertex Group provides the underlying software, allowing for modifications to user flows and the integration of additional providers, payment methods, and product features both at launch and post-deployment. It is essential to clarify that Vertex Group does not engage in the management of banking licenses or provide regulatory compliance services, ensuring that clients can focus on their core banking operations without such burdens. Ultimately, this solution empowers financial entities to enhance their service offerings while maintaining full control over their branding and compliance requirements.

What is Kobble?

Kobble is an innovative financial technology platform that leverages AI-driven modular Banking-as-a-Service solutions to expedite the introduction of new financial offerings. This versatile platform empowers banks, nonbank financial institutions, fintech companies, and retailers to swiftly and effortlessly develop and expand their financial products. With Kobble's modular framework, users can seamlessly incorporate features such as Apple Pay and Google Wallet, manage retail and corporate ledgers, create virtual accounts (including BSB/Acc and PayID), and utilize various payment rails like DE & NPP, PayTo, and acquiring services. Additionally, the platform provides card issuance options for prepaid, debit, and bin sponsorship cards, as well as foreign exchange and remittance services. Users also have access to multi-currency accounts, reward and loyalty solutions, and essential compliance tools such as KYC, liveness checks, PEP, and sanctions screening. Other features include personal financial management tools, transaction monitoring for AML and fraud prevention, open banking capabilities, and white-label options, alongside AFSL licensing for enhanced operational flexibility. Overall, Kobble stands out as a comprehensive solution for those looking to innovate in the financial sector.

Media

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Media

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Integrations Supported

Sumsub

Integrations Supported

Apple Pay
Google Pay

API Availability

Has API

API Availability

Pricing Information

Pricing not provided

Pricing Information

Pricing not provided

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

Standard Support
Web-Based Support

Customer Service / Support

Not specified

Training Options

Documentation Hub
Webinars
Online Training

Training Options

Documentation Hub
Online Training
On-Site Training

Company Facts

Organization Name

Vertex Group

Date Founded

2023

Company Location

Cyprus

Company Website

vertexgroup.tech/white-label-banking/

Company Facts

Organization Name

Kobble

Date Founded

2024

Company Location

Australia

Company Website

www.kobble.net

Categories and Features

White Label Banking

Not specified

Categories and Features

Card Issuance

Not specified

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