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What is Waterfall?

Waterfall functions as a specialized credit infrastructure designed for platforms utilizing large language models, facilitating the conversion of AI applications into lucrative business opportunities without requiring teams to create their own billing systems. Each user, agent, or team receives a secure credit wallet backed by stablecoins, which meticulously logs every interaction with models according to the provider, model, token quantity, and related expenses. Users have the option to direct their requests via the Waterfall Gateway or to integrate through TypeScript and Python SDKs, ensuring that usage is promptly credited to the respective wallet. Each API request is processed instantly against the wallet, resulting in a reduction of credits while allowing immediate revenue recognition for each request, thus removing the delays typically associated with conventional invoicing and manual accounting methods. Supporting more than 300 models from an array of providers such as OpenAI, Anthropic, DeepSeek, and xAI, Waterfall empowers products to effortlessly implement a variety of AI services while maintaining a cohesive accounting system. This cutting-edge solution not only streamlines financial management for AI-centric applications but also enhances the scalability potential of businesses by simplifying operational processes and reducing administrative burdens. Ultimately, Waterfall represents a transformative approach to integrating financial oversight within the evolving landscape of AI technologies.

What is Toolspend?

Toolspend is an advanced spend management platform driven by artificial intelligence, designed to give businesses a thorough understanding of their expenses linked to AI and SaaS services through an integrated, automated dashboard. By establishing seamless connections with AI service providers and financial systems, it reveals genuine usage patterns, identifies which teams are incurring costs, and correlates token metrics with billing information. This platform goes beyond mere subscription tracking by analyzing usage habits, enabling it to detect underutilized licenses, redundant tools across various departments, and opportunities for reducing overpayments. Equipped with capabilities like real-time monitoring, alerts for unexpected spikes in usage, and monthly forecasting, teams can proactively manage expenses before invoices arrive. Moreover, it provides AI-driven recommendations, such as shifting to less expensive models or discontinuing unused resources, which supports organizations in reducing waste and effectively managing budgetary increases. Additionally, by utilizing its insights, businesses are empowered to make strategic decisions that significantly improve their operational effectiveness and drive cost efficiency. This holistic approach not only streamlines expense management but also fosters a culture of financial awareness within the organization.

Media

Media

Integrations Supported

OpenAI
Amazon Bedrock
Anthropic
Claude
DeepSeek
Gemini
Google AI Mode
Grok
Microsoft Azure
Perplexity
Python
Stripe
TypeScript

Integrations Supported

OpenAI
Amazon Bedrock
Anthropic
Claude
DeepSeek
Gemini
Google AI Mode
Grok
Microsoft Azure
Perplexity
Python
Stripe
TypeScript

API Availability

Has API

API Availability

Has API

Pricing Information

$20 per month
Free Version
Free Trial Offered?

Pricing Information

$14.99 per month
Free Version
Free Trial Offered?

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Waterfall

Company Location

United States

Company Website

www.waterfall.finance/

Company Facts

Organization Name

Toolspend

Date Founded

2026

Company Location

United States

Company Website

toolspend.com

Categories and Features

Categories and Features

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