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What is Xpaid?

Xpaid operates as a compliant financial platform that seamlessly integrates cryptocurrency with conventional banking within the European Union. Our specialization is in enabling legal high-value transactions (€10,000+) that are particularly focused on real estate purchases across Europe, while also assisting in investments and the creation of IBAN accounts for individuals and businesses. Our diverse range of services encompasses the conversion of USDT, BTC, and ETH into EUR or PLN, the provision of Proof of Funds documentation, the execution of AML/KYC evaluations, and the delivery of White Label solutions tailored for Electronic Money Institutions (EMI) and Payment Service Providers (PSP). Additionally, we manage an OTC Desk dedicated to handling substantial transactions, all while adhering to the MiCA regulations scheduled for implementation in 2026. We are proud to serve clients in Poland, Ukraine, and throughout the EU, offering support in Polish, Ukrainian, and English to ensure a thorough and user-friendly experience for all our clientele. By effectively bridging the gap between these two financial realms, we strive to enhance the ease and accessibility of transactions for all parties involved, ultimately fostering a more interconnected financial ecosystem.

What is Wallet Engine?

Wallet Engine enables applications to seamlessly incorporate financial accounts within any user interface, establishing a foundation for contextual peer-to-peer transactions, micro-finance options, in-app economies, and various other financial services. We manage the complex challenges of cross-border electronic money operations, ensuring compliance with regulatory standards and local network integrations, which allows app developers to focus on their primary business objectives without distraction. Our platform is designed to meet regulatory and compliance standards across multiple jurisdictions while being linked to over 900,000 channels for deposits and withdrawals globally. Built for rapid scalability and optimized for handling high-volume transactions through advanced core-banking technology, it also features a fully customizable fee structure that caters to each client's specific requirements. Aware of the difficulties in connecting financially diverse populations around the world, we strive to provide developers with user-friendly and modular products that enable the swift deployment of embedded financial capabilities for a global audience. By simplifying the integration process, we aim to enhance the accessibility of financial services for users everywhere, ultimately contributing to a more inclusive financial ecosystem. Our commitment to innovation ensures that we continually adapt our offerings to meet the evolving needs of both developers and end-users.

Media

Media

Integrations Supported

Integrations Supported

Mambu
NIUM
Rapyd

API Availability

API Availability

Has API

Pricing Information

Contact for pricing
Free Version

Pricing Information

$2.50 per user per year

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

24 Hour Support
Web-Based Support

Customer Service / Support

Web-Based Support

Training Options

Documentation Hub
Online Training

Training Options

Documentation Hub
Online Training

Company Facts

Organization Name

Xpaid

Date Founded

2022

Company Location

Poland

Company Website

xpaid.org/en/

Company Facts

Organization Name

Wallet Engine

Date Founded

2019

Company Location

Singapore

Company Website

www.walletengine.io

Categories and Features

Categories and Features

Embedded Finance

Not specified

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