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What is Zinia?

Zinia, an innovative 'Buy Now, Pay Later' service developed by the Santander Group, currently supports more than two million users across Europe. This service enhances the shopping experience by allowing customers to split their payments into simple, interest-free installments that are processed quickly and transparently. It is designed for both in-store and online purchases at selected retailers, with upcoming features aimed at enhancing offline shopping experiences as well. By utilizing our interest-free payment solutions, you can make your products more affordable, ultimately driving sales by offering customers increased flexibility in how they pay. Our versatile payment options contribute to a rise in average spending at checkout while fostering customer loyalty. With our clear, fast, and transparent payment methods, we transform shopping into a more enjoyable venture. This unified platform enables us to expand our services internationally across all sectors of Santander Consumer Finance, ensuring a smooth global shopping journey for all users. Additionally, our commitment to enhancing customer satisfaction through innovative payment solutions positions us as a leader in the evolving retail landscape.

What is Gerald?

Gerald is a financial technology platform designed to provide users with a range of flexible financial options, including interest-free cash advances of up to $80, which assist individuals in managing unexpected expenses without incurring additional financial strain. The app features a Buy Now, Pay Later service that allows consumers to obtain essential household products and mobile services while enjoying the convenience of deferred payments, completely free from hidden fees or interest charges. Additionally, Gerald offers a Play to Earn feature, which invites users to engage in games for the possibility of earning coins that can be redeemed for rewards at various retailers, thereby expanding their purchasing power. Committed to fostering inclusivity, Gerald ensures that both members and non-members can access affordable shopping options for essential items, aiming to empower individuals and families to make informed buying choices, save money, and pursue a more stable financial future. This forward-thinking strategy not only aids users in financial management but also cultivates a community of knowledgeable shoppers striving to improve their economic health while enjoying the benefits of smart spending. Through this comprehensive approach, Gerald stands out as a valuable resource for anyone looking to enhance their financial landscape.

Media

Media

Integrations Supported

Quickwork
Volt

Integrations Supported

Quickwork
Volt

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Free
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Santander Group

Date Founded

1857

Company Location

Spain

Company Website

www.zinia.com

Company Facts

Organization Name

Gerald

Date Founded

2018

Company Location

United States

Company Website

joingerald.com

Categories and Features

Categories and Features

Popular Alternatives

Popular Alternatives