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What is Zinia?

Zinia, an innovative 'Buy Now, Pay Later' service developed by the Santander Group, currently supports more than two million users across Europe. This service enhances the shopping experience by allowing customers to split their payments into simple, interest-free installments that are processed quickly and transparently. It is designed for both in-store and online purchases at selected retailers, with upcoming features aimed at enhancing offline shopping experiences as well. By utilizing our interest-free payment solutions, you can make your products more affordable, ultimately driving sales by offering customers increased flexibility in how they pay. Our versatile payment options contribute to a rise in average spending at checkout while fostering customer loyalty. With our clear, fast, and transparent payment methods, we transform shopping into a more enjoyable venture. This unified platform enables us to expand our services internationally across all sectors of Santander Consumer Finance, ensuring a smooth global shopping journey for all users. Additionally, our commitment to enhancing customer satisfaction through innovative payment solutions positions us as a leader in the evolving retail landscape.

What is Riverty?

Your trusted payment partner streamlines and monetizes the entire payment experience. By improving operations, boosting conversions, and nurturing customer loyalty, we address your varied requirements—whether you aim for enhanced efficiency, better liquidity, or stronger connections with customers. Our offerings are crafted to refine every element of your payment experience, allowing you to protect and grow both your liquidity and lasting relationships with clients through fair and sustainable debt recovery methods. Enjoy consistent cash flow, improved customer loyalty, and effortless onboarding through your preferred subscription management platform, whether it's proprietary, third-party, or developed in-house. Experience the benefits of comprehensive upfront payments, effective management of the entire payment cycle, optimized operations, and reduced transaction fees. Moreover, you can digitize every facet of your payment journey using a single API, one contract, and a unified point of contact, making it easier to manage international operations. This integrated methodology not only simplifies procedures but also enables businesses to flourish within a competitive environment, ultimately leading to increased innovation and growth opportunities. By embracing these advancements, organizations can better adapt to the evolving landscape of payment solutions.

Media

Media

Integrations Supported

Quickwork
Volt

Integrations Supported

ACI Enterprise Payments Platform
Adyen
Buckaroo
Checkout.com
Computop Paygate
Lightspeed eCommerce
Mollie
PrestaShop
Shopware
Stripe
WooCommerce

API Availability

API Availability

Has API

Pricing Information

Pricing not provided

Pricing Information

Free
Free Version

Supported Platforms

SaaS

Supported Platforms

SaaS
Android
iPhone

Customer Service / Support

Web-Based Support

Customer Service / Support

Web-Based Support

Training Options

Documentation Hub

Training Options

Documentation Hub

Company Facts

Organization Name

Santander Group

Date Founded

1857

Company Location

Spain

Company Website

www.zinia.com

Company Facts

Organization Name

Riverty

Date Founded

2023

Company Location

Germany

Company Website

www.riverty.com/en/business/

Categories and Features

Buy Now Pay Later

Not specified

Categories and Features

Buy Now Pay Later

Not specified

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QuickFee Reviews & Ratings

QuickFee

3.0 out of 5 stars