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What is Zinia?

Zinia, an innovative 'Buy Now, Pay Later' service developed by the Santander Group, currently supports more than two million users across Europe. This service enhances the shopping experience by allowing customers to split their payments into simple, interest-free installments that are processed quickly and transparently. It is designed for both in-store and online purchases at selected retailers, with upcoming features aimed at enhancing offline shopping experiences as well. By utilizing our interest-free payment solutions, you can make your products more affordable, ultimately driving sales by offering customers increased flexibility in how they pay. Our versatile payment options contribute to a rise in average spending at checkout while fostering customer loyalty. With our clear, fast, and transparent payment methods, we transform shopping into a more enjoyable venture. This unified platform enables us to expand our services internationally across all sectors of Santander Consumer Finance, ensuring a smooth global shopping journey for all users. Additionally, our commitment to enhancing customer satisfaction through innovative payment solutions positions us as a leader in the evolving retail landscape.

What is Sunbit?

Sunbit provides a financing solution that helps customers handle the costs associated with essential in-person services, such as auto repairs, dental care, vision treatments, and veterinary services, by allowing them to pay in installments. Customers can quickly apply for financing, often directly at the point of sale, through a soft credit check that does not impact their credit scores, with approximately 90% of applicants receiving approval. Once approved, users have the option to choose from various flexible payment plans, usually ranging from 3 to 12 months, and dental financing options may extend up to 72 months, ensuring they can access necessary services promptly while managing their payment schedules. Sunbit emphasizes transparency in its financing, as there are no hidden fees, late charges, origination fees, or penalty APRs involved. For merchants and service providers, the Sunbit financing option integrates smoothly into the checkout process, whether it’s in-store, online, or mobile, which not only enhances payment efficiency but also increases conversion rates and improves access to essential services for customers who might otherwise delay seeking care. This forward-thinking approach not only aids consumers in better managing their financial commitments but also allows businesses to expand their service offerings and attract more customers. As a result, both parties can benefit from a more streamlined process that meets their needs effectively.

Media

Media

Integrations Supported

Quickwork
Volt

Integrations Supported

Quickwork
Volt

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Santander Group

Date Founded

1857

Company Location

Spain

Company Website

www.zinia.com

Company Facts

Organization Name

Sunbit

Date Founded

2016

Company Location

United States

Company Website

sunbit.com

Categories and Features

Categories and Features

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