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Transaction Cloud

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What is Zoho Billing?

Zoho Billing is an all-in-one billing and revenue management platform built to handle every stage of the quote-to-cash process, serving organizations of any scale — from growth-stage businesses to large enterprises. One platform, every billing model It natively handles one-time invoices, recurring billing, subscription management, usage-based pricing, and project billing. A single invoice can combine a subscription plan, project hours, a one-time fee, and tracked usage — without manual collation. Subscriptions and payments The full subscription lifecycle is automated: free trials, upgrades and downgrades with proration, mid-cycle changes, renewals, and cancellation workflows. Configurable dunning sequences retry failed payments and attempt fallback methods. Real-time dashboards surface MRR, ARR, churn rate, and customer lifetime value. Zoho Billing connects with Stripe, PayPal, Razorpay, and more, supports multiple currencies, and offers PCI DSS-compliant checkout and a self-service customer portal. Usage-based billing It supports various monetization models including metered, tiered, volume, package-based, and prepaid credit models let businesses charge for modern consumption types, inputs, messages, actions, and outcomes. Automation, AI, and compliance CPQ turns approved quotes into invoices without re-entry. Workflow automation handles invoice generation, approvals, and event-triggered communications. AI surfaces anomalies, forecasts, and insights alongside Zia, a conversational billing agent. GST, VAT, US sales tax, multi-currency, and localized invoicing are handled natively for global teams. The Zoho ecosystem Native integrations with 40+ Zoho apps including CRM, Books, Analytics, and Desk, give sales, finance, and support teams a unified view of every customer. Available on web, iOS, Android, and Windows.

What is Transaction Cloud?

Transaction Cloud serves SaaS companies globally by facilitating worldwide payments, ensuring compliance with Sales Tax/VAT/GST regulations (including collection and filing), and managing subscriptions, recurring billing, invoicing, and fraud detection. It streamlines the payment, tax compliance, accounting, and risk management processes for these companies while achieving a high conversion rate. The platform boasts a distinctive Singularity-Integration architecture that merges One-Directional-API with One-Data-Cloud, eliminating the cumbersome setup often associated with webhook-based integrations. Consequently, the time and effort required for integration are cut by 50%, while the long-term points of failure and maintenance costs are notably lowered, resulting in a robust, dependable, and efficient system. With no setup fees and a pay-as-you-go pricing model that stands out as one of the most competitive in the industry, Transaction Cloud supports multiple currencies and major payment methods, including credit cards and popular wallets like Apple Pay, Google Pay, and PayPal, which contributes to its impressive conversion rates. In summary, Transaction Cloud is a comprehensive, customer-focused, transparent, reliable, and secure solution specifically designed for businesses specializing in SaaS and digital products, ensuring that clients can effectively manage their financial operations with ease. Its commitment to innovation and efficiency makes it a leading choice in the market.