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What is Deferit?

Deferit aims to enable individuals to gain mastery over their financial situations. This bill budgeting and payment service, utilized by over 550,000 users to enhance their cash flow, has successfully facilitated payments exceeding $400 million while helping clients avoid more than $39 million in late fees and penalties from billers. Users can choose to pay upfront or divide their payments into four manageable installments. Every bill payment contributes positively to building credit history, and the service operates without interest charges or late fees, relying instead on a straightforward subscription model. With various payment options available, including ACH, Check, and Credit Card, all it takes is a simple photo of the bill to let Deferit handle the rest seamlessly!

What is Laybuy?

Enjoy the simplicity of a unified login to facilitate payments at numerous retailers around the globe, whether you are purchasing online or visiting a physical store. Utilizing your customized in-app barcode, making payments with Laybuy in brick-and-mortar locations is incredibly quick and straightforward. Rather than relying on traditional SMS notifications, you will receive alerts that enable you to complete your transactions in just a few seconds. Managing your finances and payment schedules has never been easier; you can keep track of upcoming payments, pay off your orders early, or swiftly verify your available credit, all while you're trying on clothes. Laybuy features an extensive directory of shops, including thousands of retailers with some of the most prestigious brands across various industries. Explore the newest trends, take advantage of exclusive deals, and ensure you never miss out on that essential item again, all conveniently accessible. With Laybuy, the shopping experience transforms into a seamless and pleasurable journey, allowing you to focus on what truly matters—finding exactly what you want.

Media

Media

Integrations Supported

Astrocart
Timely
WhenThen

Integrations Supported

Astrocart
Timely
WhenThen

API Availability

Has API

API Availability

Has API

Pricing Information

$14.99
Free Trial Offered?
Free Version

Pricing Information

Free
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Deferit

Date Founded

2018

Company Location

United States

Company Website

deferit.com

Company Facts

Organization Name

Laybuy

Date Founded

2017

Company Location

New Zealand

Company Website

www.laybuy.com

Categories and Features

Categories and Features

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