Top ACI Enterprise Payments Platform Alternatives

Trusted by leading enterprises worldwide, Juspay simplifies payment orchestration and global coverage, boosts conversions, reduces fraud, and delivers seamless customer experiences. Simplify global go-to-market with 300+ no-code local payment integrations in 50+ countries. Integrate local payment methods in minutes, improve conversion rates, and build frictionless checkout experiences. Design a pixel-perfect checkout UI that balances local payment methods with your brand without code. Deploy seamlessly across all platforms with powerful AB testing frameworks. Juspay's dynamic routing always selects the best available PSP for routing your transactions. Reconcile your transactions across multiple PSPs & get consolidated & customized settlement reports. Track PSP performance across dimensions, and analyze buyer conversion across the funnel, along with custom reports. Everything that you need to build a payments stack for improved global coverage, better conversions, reduced fraud, etc.

Spreedly, a payment orchestration solution, is accessible through the App Store. Companies experiencing rapid growth, expanding into new territories, or aiming to minimize compliance challenges and payment costs often struggle to adjust their systems to accept payments in line with their evolving business needs. Our platform for payment orchestration empowers clients to establish a unified integration that directs transactions through nearly any combination of payment services while ensuring that end-user card data remains untouched. With secure payment options supported by a portable PCI-compliant vault, businesses can leverage our extensive network of Spreedly payment services and third-party offerings to enhance and facilitate digital transactions. By connecting to a wide range of payment services via a single API, organizations can avoid the complexities of developing intricate interfaces. Drawing on our experience with billions of transactions, we are well-equipped to refine your payment strategy and elevate your overall processing efficiency. This adaptability allows businesses to focus on their core operations while we handle the intricacies of payment processing.

Sila operates a comprehensive payment platform that delivers Banking-as-a-Service via a developer-centric payment API, ensuring scalability and enabling quick, secure money transfers. This platform simplifies the process of creating and launching fintech applications and integrated payment solutions across various sectors, including finance, cryptocurrency, and Web3. Among Sila's features are Virtual Accounts, Digital Wallets, KYC/KYB services, and ACH payment APIs tailored for software development teams. Furthermore, additional capabilities can be accessed through a range of pre-approved, integrated partners, each providing varying levels of support. Sila’s excellence in the industry was highlighted when it received the Best Payments as a Service Platform award at the 2022 Embedded Banking Awards by Tearsheet. The company operates out of Portland, Oregon, and continues to innovate in the financial technology space.

PayU is a versatile payment processing solution that provides a wide array of payment options and various checkout experiences designed to enhance approval and conversion rates. This ultimately results in heightened sales, improved customer trust, stronger brand attachment, and greater loyalty, all while alleviating concerns about the operational and technical intricacies of payment processing, making this the ideal choice for your business needs. Additionally, with its user-friendly interface and robust support, PayU ensures a seamless experience for both merchants and consumers alike.

CelerisPay's Payment Orchestration platform empowers merchants to manage their payment processes through a multi-acquirer configuration. The Intelligent Transaction Routing feature enables online retailers to establish tailored and efficient routing guidelines for their transactions, thereby enhancing their success rates. With access to real-time, comprehensive reporting data, merchants can make more informed decisions, and the Automated Reconciliation process ensures that every transaction is accurately matched across all acquirers, eliminating discrepancies. This integrated approach not only streamlines operations but also optimizes the overall payment experience for both merchants and their customers.

Effortlessly streamline your payment processes across multiple borders and channels. Implementing payment orchestration stands out as the best approach to seamlessly integrate the most suitable acquirers, payment service providers, card options, or alternative payment methods tailored to various markets that address specific consumer preferences. Elevate the payment experience for your clients by providing them with the freedom to select their desired payment methods. Deploy a state-of-the-art payment solution across all your digital channels and markets within just weeks. Simply select the cards and alternative payment methods that resonate with your clientele's needs. Boost your conversion rates by incorporating advanced features such as saved cards, installment options, and recurring billing. Customize your fraud detection system to specifically target fraudsters while ensuring the safety of genuine customers. Our payment ecosystem is already equipped with a comprehensive array of payment options essential for optimizing transactions in every local market, granting access to the most favored payment methods. By utilizing these resources, businesses can significantly improve their operational effectiveness and cultivate customer loyalty through a streamlined payment experience, ultimately leading to increased customer satisfaction and retention.

Partnering with APEXX provides the flexibility necessary to develop a payment orchestration system that perfectly aligns with your specific requirements. We strive to establish ourselves as the premier payment provider dedicated to serving merchants. By leveraging our platform, merchants can effortlessly connect to the worldwide payment network through a user-friendly API integration. Our ambition is to be the top merchant-focused provider in the payment landscape. The platform we offer acts as a holistic solution for all your payment requirements. Furthermore, we provide exceptional consultancy services aimed at negotiating favorable rates on your behalf, ensuring you secure the most competitive deals available. APEXX optimizes your payment workflows by intelligently routing transactions to different acquirers based on key criteria, which not only enhances sales but also reduces costs. In addition, APEXX carefully selects the best combination of payment methods to facilitate your business's international expansion. Our objective is to increase conversion rates while cutting down expenses, all while making the experience seamless for both merchants and their customers. This comprehensive approach enables businesses to excel in a market that is becoming increasingly competitive, paving the way for sustained growth and success.

Introducing a groundbreaking and exclusive end-to-end payment solution tailored for the travel sector, providing your business with a holistic view of its entire payment ecosystem. Acknowledging the complexities involved in managing a global operation that caters to a wide range of customer demographics, utilizes various payment methods, and engages multiple service providers, the Xchange Payment Platform has been carefully designed to simplify complex payment processes. This platform seamlessly connects all stakeholders, guaranteeing secure and coordinated payment management across the board. In a rapidly changing environment rife with potential threats, the Xchange Payment Platform delivers improved efficiency coupled with robust security features. With a modern API, integration is achievable within just a few days, significantly minimizing downtime. The platform’s intuitive interface makes it easy for users to configure their credentials and settings, ensuring accessibility for everyone involved. Additionally, you will have access to a user-friendly testing environment and sandbox, which allows you to explore and modify processes at your own pace. This level of flexibility enables you to test, simulate, and refine parameters in real-time, which is essential for maintaining optimized payment operations. Overall, this innovative solution marks a significant advancement in payment management for the travel industry, leading to enhanced operational excellence. Its comprehensive features make it an indispensable tool for businesses looking to thrive in the competitive travel landscape.

Aye4fin acts as a strategic ally and expert in electronic payments, helping online merchants craft and implement customized payment orchestration solutions. We also provide insights into optimizing payment strategies for improved efficiency. In contrast to conventional payment systems that necessitate the integration of numerous payment service providers (PSPs) and various payment methods, payment orchestration can be likened to a flexible modular toolkit. This toolkit includes a variety of technological and functional elements, such as a ZAG license and a payment manager, that merchants can select from both internal and external sources. Similar to a symphony orchestra, all components must operate in unison to achieve peak performance. This methodology offers merchants exceptional flexibility in selecting their partners, payment providers, and methods, enabling them to independently decide who to collaborate with in order to enhance their payment systems. By utilizing this adaptable framework, businesses not only streamline their operations but can also continuously adjust to the changing dynamics of the market. Furthermore, this innovative approach fosters a more efficient and responsive payment environment that can evolve alongside industry trends.

Global Merchant of Record solution to help digital businesses launch and accept payments across 150+ countries.

Boost your transaction capabilities with a strong payment framework while protecting your treasury, ensuring seamless customer interactions and comprehensive commerce solutions. Tackle market demands by offering appealing features that promote cross-selling throughout the entire banking ecosystem, all while upholding rigorous compliance and security standards. Effortlessly integrate new services, such as buy now, pay later, digital wallets, fraud prevention tools, and innovative payment methods without requiring additional technical support. Within moments, connect to a multitude of payment services through your Paydock dashboard, encompassing gateways, alternatives, and various providers for fraud detection, identity verification, privacy, and authentication. Paydock’s unified dashboard streamlines a complex landscape of payment services, customer engagement, and transaction data into a coherent interface that delivers total visibility, traceability, and security, empowering businesses to swiftly respond to evolving market dynamics. This flexible strategy not only helps you stay abreast of current industry trends but also positions you to effectively anticipate and meet future customer needs. By leveraging these advanced tools, you can enhance overall operational efficiency and drive greater customer satisfaction.

Elevate the shopping experience for your customers with UpStream Pay, a specialized payment platform crafted for users. We guarantee that the best payment method reaches the appropriate customer at just the right time. Our secure API facilitates a quick connection to your payment partners through a single integration point. You can easily customize user journeys across various devices, eliminating the need for any technical skills. Our user-friendly tools and dashboards enable you to identify and evaluate the elements that can improve these journeys. While digital payment acceptance rates tend to be average, the complexity of payment processing presents significant opportunities for enhancing user experiences. We are committed to increasing your acceptance rates! Our solution integrates smoothly with your current systems. By continually expanding our payment options through partnerships with both local and global leaders, we empower you to activate the preferred payment methods of your clientele with ease. This alignment not only satisfies customer demands but also significantly boosts your conversion rates. Furthermore, by utilizing our platform, you can design a more streamlined and enjoyable payment process for all users, ultimately fostering long-term customer loyalty.

Engage with a comprehensive range of payment solutions designed specifically to meet the diverse needs of your customers. By streamlining your launch process, you can reduce transaction costs and significantly boost your profitability. Ensure a checkout experience that is not only mobile-friendly but also tailored to regional preferences, incorporating all the payment methods your customers love. Enhance your conversion rates with a unified checkout system that allows you to select a user interface that resonates with both your preferences and those of your audience. Our platform is expertly designed to function flawlessly across various devices and offers a multitude of checkout options, including hosted payment pages, drop-in widgets, payment links, invoices, mobile applications, and APIs. Personalization of your checkout process is simple and can be achieved in just a few easy steps. With access to over 300 payment methods, which include cards, digital wallets, bank transfers, and cash, we ensure comprehensive coverage for all transaction types. Customize your payment options to meet specific market demands through our zero-code integration solution, while also easing compliance issues for your business and guaranteeing secure transactions. Our payment gateway integration adheres to the highest security certification standards, providing robust protection for your operations. Experience enterprise-grade security as you build tailored workflows to suit your unique requirements using an intuitive drag-and-drop interface. Each feature has been meticulously designed to elevate the payment experience for both your business and your customers, ensuring satisfaction and efficiency in every transaction. Ultimately, our goal is to empower you to thrive in a competitive market by offering solutions that are as flexible as they are powerful.

UpGate is a premier payment orchestration platform that enhances, streamlines, and expands your online payment capabilities on a global scale. Our core objective is to simplify the payment process, allowing merchants to effortlessly connect with customers across the globe. Utilizing state-of-the-art technology, we aim to boost your conversion rates and maximize worldwide monetization opportunities. Through a single integration, you can facilitate global transactions across various payment methods, currencies, and countries. Our platform is crafted to minimize friction and is tailored for an international audience, ensuring optimal performance on any device. Customizable to reflect your brand, UpGate eliminates the hassle of managing numerous systems. This allows you to gain a comprehensive understanding of your payment processes, enhancing financial efficiency for more informed decision-making. With a suite of cutting-edge features such as smart routing, decline recovery, tokenization, single-click payments, and recurring billing, you can effectively enhance conversions and monetize your customer base on a global scale while remaining adaptable to the evolving market landscape.

Tranzzo provides comprehensive online payment solutions designed for use across websites, mobile applications, and messaging platforms. We tailor the ideal payment methods for your business based on your location, including options like credit cards, e-wallets, and various alternative payment solutions. In just a few days, you can implement a complete payment solution through our White-Label Solution for PSP, which equips you with all necessary services for onboarding new merchants and managing their projects effectively. Each service is customizable, ensuring it aligns perfectly with your brand identity and specific business requirements. With over 200 payment integrations, Tranzzo enables you to broaden your business reach into markets in Europe, Latin America, and Africa, particularly thriving regions such as Malaysia, Thailand, and Vietnam. This extensive network not only enhances your global presence but also facilitates smoother transactions for your customers.

Gattera is a next-generation payment orchestration platform engineered to solve the challenges faced by non-traditional and high-risk merchants. Unlike single-gateway setups, Gattera connects businesses to 15+ PSPs and acquirers through one integration, enabling real-time routing that intelligently selects the best provider for each transaction. This orchestration engine evaluates BIN data, geography, card brand, transaction value, and processor health to reduce declines and increase approval rates. With advanced decline recovery and cascade routing, Gattera automatically retries soft declines through alternative gateways to recapture lost revenue. Its multi-method architecture supports cards, wallets, bank payments, and crypto, helping businesses diversify payment options and boost conversions across global markets. The platform also enhances fraud and risk control by letting merchants configure custom rules or plug in third-party fraud tools, shifting decision-making power away from provider black boxes. Full observability tools give users insight into gateway performance, auth rates, fees, latency, and error codes—making it easy to detect issues and optimize costs. Automated reconciliation eliminates manual spreadsheets, matching payouts, fees, and transactions across multiple PSPs with precise accuracy. Designed for industries like iGaming, adult entertainment, CBD, and cross-border eCommerce, Gattera is built for resilience, scale, and compliance with PCI-DSS standards. As a complete orchestration layer, it empowers merchants to experiment freely, switch providers seamlessly, and keep revenue flowing even when processors fail.

At Paytech, we specialize in cutting-edge white-label payment gateway solutions, payment orchestration, and advanced financial management technologies designed to cater specifically to the distinct needs of your business. Our adaptable approach and modular framework facilitate swift execution, automation of tasks, and the development of secure, compliant interfaces. With the backing of a worldwide network of partners and more than 800 integrations, we provide a smooth experience that allows you to launch, expand, and enhance your business effortlessly. Our Offerings White-label Payment Gateway: Improve your customers' experience by providing a variety of payment options and strong security measures, all aimed at minimizing friction and increasing conversion rates. Payment Orchestration: Optimize the effectiveness of each transaction with intelligent routing across different providers. Integrations Hub: Streamline your operations and expand your market reach with our extensive selection of integrations. Moreover, we are committed to continuously evolving our solutions to meet changing trends and customer expectations, guaranteeing that you stay ahead in the dynamic world of payment technology. Our dedication to innovation ensures you have the tools necessary to navigate the complexities of the financial landscape successfully.

Transform your global payment operations by utilizing detailed analytics, real-time monitoring, and essential tools that enhance payment efficiency. There is always room for improvement in payment performance within any organization. With Pagos, you can conduct a thorough analysis of your transaction volumes, which contributes to achieving higher approval rates and increased profitability. Optimize your payment processing to uncover hidden fees and manage excessive expenses effectively. Pagos provides you with comprehensive visibility into transaction fees, allowing you to access cost-effective services from card brands, including network tokenization and account updating. Its seamless no-code integrations enable you to effortlessly import data from a variety of vendors, channels, and payment methods, empowering your team to make informed decisions based on actionable insights—all while reducing the need for engineering resources. This method not only streamlines your payment processes but also positions your organization for strategic growth in the future, ensuring you stay ahead in a competitive market. Furthermore, the ability to adapt quickly to market changes will enhance your operational agility and responsiveness.

Combine your selected payment and commerce solutions to create remarkable customer experiences while quickly entering new markets with a unified infrastructure. Boost your revenue streams by implementing sophisticated, all-encompassing workflows. Craft outstanding customer interactions and maintain satisfaction through a diverse range of payment options and commerce services. By adopting Primer, you can consistently improve your payment efficiency. Tailor your payment experience and manage every detail across your payment processors with ease. Within mere minutes, you can introduce multiple payment methods and determine the specific scenarios in which customers will encounter them at checkout. Experience a seamless interaction with our integrated API and toolkit that optimizes transactions, independent of the processor utilized. With endless applications and integrations at your disposal, enhance your payment and commerce functionalities. Accomplish your business goals with a reliable source of truth across your entire system, enabling you to track and oversee payments, reports, and more from a single, intuitive dashboard, keeping you well-informed and in command. This comprehensive strategy not only streamlines management but also equips your business with the agility needed to flourish in a competitive environment, fostering an innovative culture that embraces change and drives growth.

Payrails is a comprehensive payment operating system designed to assist businesses of all sizes in optimizing their financial operations and payment processes. By providing a unified API, the platform enables companies to seamlessly integrate with numerous payment service providers, as well as fraud detection services, enhancing their overall payment management capabilities. This integration simplifies the complexities often associated with handling multiple payment systems.

Payabli functions as a sophisticated payments infrastructure specifically designed for software companies, allowing them to easily incorporate and profit from payment solutions. With a unified, integrated API paired with a strong infrastructure, it equips SaaS platforms to proficiently oversee their payment activities. Our broad strategic assistance, along with API-centric features, empowers partners to develop exceptional payment solutions that blend seamlessly into their user experiences, making it simple for merchants to collect payments from their clientele. The platform accommodates a variety of payment methods, including one-time transactions, recurring billing, and scheduled payments, while also supporting the storage of payment details for future use. Furthermore, it simplifies the invoicing process for customer payments and allows businesses to manage all outgoing payments to vendors and suppliers with ease. With features like managed payables and on-demand payout options, we ensure that all vendors receive their payments in a secure and timely manner. Payabli distinguishes itself as a holistic API-first payment technology foundation, providing a wide range of solutions to meet your distinct needs and optimize your business operations. Our dedication to continuous improvement guarantees that your payment procedures remain both efficient and effective, paving the way for future growth and success.

Seamlessly manage, connect, and improve your payment links to various gateways and methods worldwide. Companies globally trust BridgerPay to handle their payment processes efficiently. With an integrated dashboard and detailed reporting, you can make quick and informed choices about payment transactions. Instantly link your business to a PCI DSS Level 1 payment operations system with hundreds of ready-made connections, or create your own in just moments. The Bridger Retry™ technology effectively retries declined card transactions, boosting revenue and enhancing customer loyalty! Expand your reach into new markets effortlessly with numerous connections that don't require any coding expertise. Acknowledging the importance of your business, we invite you to reach out whenever you require support. Just click the Intercom button, and our dedicated payment specialists will be available to assist you. Our mission is to permanently eliminate any challenges related to payment processing. Suitable for any business and compatible with diverse platforms, we connect to over 500 payment service providers, significantly easing the burden of PCI compliance with fully PCI DSS Level 1 interfaces accessible through a single API. Furthermore, we continuously adapt our innovative solutions to keep pace with the dynamic payment landscape, ensuring you remain competitive and efficient. Our commitment to your success means we are always here to support your evolving needs.

Don't let the constraints imposed by a limited number of payment providers, disorganized reporting, and compliance issues obstruct your growth trajectory. Tackle all payment-related challenges head-on and protect your future by implementing a cohesive integration solution. Seamlessly connect to over 110 payment gateways and 50 various methods across more than 100 currencies. Use a single interface to manage and optimize every facet of your payment processes, all while leveraging Rebilly’s cutting-edge vaulting technology and strong enterprise-grade security that guarantee your transactions are safe, PCI compliant, and sustainable for the long haul. Wave farewell to the limitations of gateway lock-in and the difficulties associated with scaling your business. With your data neatly organized and protected in one centralized hub, you are well-equipped to expand into any market, embrace any payment method, and explore a variety of industries and business models at a moment’s notice. This strategic approach not only facilitates more profitable transactions but also enhances customer lifetime value, reduces the risk of fraud, and supports better decision-making through a streamlined workflow. By taking this step, you are setting the stage to fully embrace the future of payments and confidently navigate your growth journey without the typical obstacles that often arise.

Navigating the intricate and often fragmented world of commerce-related services can prove challenging for both merchants and software providers. Shuttle emerges as the leading hub for accessing premium services while acting as a conduit to connect them effortlessly. Explore and link with solutions aimed at reducing costs, promoting growth, and improving cash flow for businesses. Through the Shuttle Platform, software vendors can secure the longevity of their payment systems by integrating with top payment providers and uncovering new revenue opportunities through transactions. It encompasses all the essential features required for software to deploy payment solutions while also providing additional benefits to merchants. The Shuttle Marketplace and Apps are crafted to enable businesses to optimize sales while reducing costs by ensuring they connect with the most appropriate payment services and technology partners. Moreover, our revenue-based financing options are customized to accelerate your business growth, while our robust fraud protection strategies work to minimize risks and avert financial setbacks. By taking advantage of Shuttle’s extensive ecosystem, businesses are well-equipped to flourish within an increasingly competitive landscape, paving the way for sustainable success. The potential for innovation and efficiency is vast, as Shuttle continues to evolve and adapt to the ever-changing demands of the market.

Enhance the customer experience by optimizing their journey through our state-of-the-art payments orchestration platform, which facilitates smooth payment acceptance, curbs fraudulent activities, and refines your payment strategy to achieve optimal conversion rates while keeping ownership costs low. Every facet of the payment process can be improved, from perfecting the checkout experience and providing appropriate payment methods to ensuring timely fund transfers to your bank. Efficiently manage authentication, reduce fraud and chargebacks, and implement multi-acquirer setups for a streamlined operation. By orchestrating your payment processes, you not only cut costs but also boost customer satisfaction. Our robust fraud prevention measures are designed to significantly diminish the negative effects of fraud, providing a solid framework for your transactions. With extensive industry expertise, innovative machine learning solutions, a global team of fraud experts, and tailored fraud strategies for each merchant, you can look forward to reduced chargeback rates, lower operational costs, and enhanced acceptance rates, fostering a more secure and profitable payment environment. This holistic approach not only protects your transactions but also cultivates trust and loyalty among your customers, ensuring their continued engagement and support. Moreover, by prioritizing security and efficiency, you position your business to thrive in a competitive market.

Solidgate's Payment Orchestration Platform simplifies international transactions for fast-growing enterprises. By providing a unified integration point, companies can tap into global payment processing features, local alternative payment solutions, chargeback management, fraud protection, and automated tax compliance. The platform allows for the seamless acceptance of credit cards, local payment methods, and bank transfers in diverse markets. Furthermore, it comes equipped with built-in risk management tools, making the processes of fraud prevention and chargeback resolution both straightforward and effective. Acknowledged by leading organizations worldwide, Solidgate not only enhances tax compliance but also streamlines payment procedures and increases conversion rates, positioning it as an outstanding option for businesses in expansion mode. Enterprises from Europe, Latin America, Asia-Pacific, and North America trust our platform to refine their payment systems and reduce operational costs while effectively navigating the challenges of international trade. With Solidgate at their side, businesses can concentrate on growth, confident that we are managing the complexities of payment orchestration seamlessly. In this way, companies can dedicate more resources to innovation and market expansion, ensuring they stay ahead of their competition.

Rapyd serves as a transformative force in fintech, akin to the impact of cloud computing on the IT sector. By linking companies to an extensive array of payment methods globally, we facilitate seamless international commerce, paving the way for fresh opportunities for both enterprises and consumers alike. Our commitment to enhancing customer experiences and penetrating new markets has led us to establish the world’s most extensive local payments network. This network, comparable to the cloud in its significance, grants access to all available payment options across the globe. Additionally, it equips businesses with the framework to develop their own financial solutions, including e-wallets and payment cards. For instance, digital merchants in Latin America can efficiently accept cash transactions, while online consumers in Asia have the flexibility to utilize their preferred e-wallets. Furthermore, organizations can execute payments to individuals and businesses across the globe with ease. Ultimately, Rapyd empowers you to tap into new markets, unlock fresh potential, and broaden your reach by offering over 900 payment methods in 100 countries, thus redefining the landscape of global finance.

Quickly initiate, expand, and profit from payment solutions with our assistance in tackling intricate payment challenges, enabling your enterprise to swiftly grow, launch, and monetize its payment offerings. Amaryllis provides a leading-edge payment infrastructure platform that delivers tailored solutions designed to address your specific business requirements. Whether you are an enterprise, an independent software vendor, or part of the SaaS ecosystem, you possess the capability to shape your operational processes and respond to evolving commerce landscapes. Our white label solution empowers you to establish your brand identity and manage the customer experience to your liking, ensuring that your clients remain exclusively on your platform. Furthermore, our modular payment platform offers comprehensive customization options, facilitating quick integration and scalability, enabling you to devote more energy to expanding your business rather than focusing on coding. Additionally, our API-driven solutions ensure a smooth integration process, complemented by our exceptional support services. With Amaryllis, navigate the world of payments with ease and confidence.

Our platform enables smooth transactions and data sharing through various channels and consumer interactions. Customized to fulfill your unique requirements, it connects the physical and digital realms, optimizing checkout procedures while freeing transaction data for analysis. This flexible solution framework equips you with the essential infrastructure needed to develop a scalable payments ecosystem. It boasts an open, cloud-based gateway that supports any payment method and is available worldwide. Whether you're dealing with credit cards, mobile payments, cryptocurrencies, or alternative payment options, our system accommodates all. By making use of our open APIs, you can securely integrate your existing or new systems with a terminal management system (TMS). Our cohesive solution complies with the ISO 20022 open standard, guaranteeing that end-to-end payments achieve Nexo certification when applicable. It features a device-agnostic payment application paired with sophisticated gateway functionalities, centralizing all payment options into one platform for ease of use. Furthermore, the module includes a fully functional plug-and-play payment app tailored for smart POS devices, significantly improving transaction efficiency. This comprehensive suite of features empowers businesses to navigate and adapt to evolving payment landscapes with remarkable ease. Ultimately, our solution is designed not only to enhance operational efficiency but also to future-proof your payment systems against emerging trends.

A cutting-edge API designed for split payments, compliant with PSD2 regulations, and capable of integrating multiple PSP configurations, while automating the reconciliation process and offering accessible KYC features, can greatly improve the functionality of your marketplace. Payaut allows online platforms and marketplaces to effortlessly manage payments through any chosen PSP, overseeing everything from onboarding sellers to the distribution of payments and payouts—all through a singular API. With the capability to process transactions using over 100 different payment methods, you can broaden your market reach internationally. Each transaction can be segmented to reflect your platform’s commission alongside the seller's fees, customized to meet your individual needs. The system ensures that your platform does not get involved in the financial transactions, maintaining PSD2 compliance as payment providers directly handle settlements with Payaut. Furthermore, all incoming payments are aggregated into a single payout for either the sellers or the marketplace itself. You also have the flexibility to transfer funds within the Payaut system between the accounts of the marketplace and sellers, which allows for efficient management of corrections or monthly fees, ultimately enhancing your financial oversight. This all-encompassing solution not only streamlines payment operations but also significantly boosts user satisfaction and trust in your platform, making it a vital tool for any online marketplace. By leveraging this technology, you can ensure a smoother transaction experience for all parties involved.