What is Aloan?

Aloan optimizes the commercial loan underwriting workflow for a range of financial entities, such as banks, credit unions, and other lenders. By allowing lenders to upload their credit policy documents, the platform effectively establishes the required lending criteria, data requirements, and compliance protocols. Borrowers access a tailored portal to submit their loan applications, which are systematically verified against the lender’s policies before being forwarded to an underwriter for detailed examination. The system adeptly categorizes and organizes borrower-related documentation—such as tax returns, financial statements, bank statements, and rent rolls—ensuring that every document is correctly associated with the relevant party in intricate multi-borrower situations. Additionally, it converts financial data into uniform spreadsheets, maintaining clear references to the original documents. Automatic generation of credit memos encapsulates borrower details, financial evaluations, adherence to guidelines, and recommended actions. Moreover, Aloan integrates flawlessly with existing loan origination systems via REST APIs, with its implementation process covering policy intake, template configuration, and thorough training for personnel. This comprehensive strategy not only boosts operational efficiency but also significantly minimizes the chances of errors during the underwriting process, ultimately leading to more reliable lending decisions. By streamlining these procedures, Aloan aims to empower lenders and enhance the overall borrower experience.

Pricing

Price Starts At:
Contact us for pricing
Price Overview:
Custom pricing based on institution size and loan volume. Includes implementation, training, and ongoing support.
Free Trial Offered?:
Yes

Integrations

Offers API?:
Yes, Aloan provides an API
All Aloan Integrations
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Screenshots and Video

Document processing

Document processing

Document processing Financial spreading Financial ratio generation Credit memo generation

Company Facts

Company Name:
Aloan
Date Founded:
2024
Company Location:
United States
Company Website:
aloan.ai
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Product Details

Deployment
SaaS
Training Options
Documentation Hub
Online Training
On-Site Training
Video Library
Support
Standard Support
Web-Based Support

Product Details

Target Company Sizes
51-200
201-500
501-1000
1001-5000
Target Organization Types
Mid Size Business
Enterprise
Supported Languages
English

Aloan Categories and Features

Commercial Loan Software

Asset Management
Audit Trail
Complex Debt Structures
Dashboard
Document Management
Exposure Management
Lead Management
Pipeline Management
Risk Management
Trend Analysis

Aloan Customer Reviews

Write a Review
  • Reviewer Name: A Verified Reviewer
    Position: CEO
    Has used product for: 6-12 Months
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    We 10x'd our underwriting output

    Date: Mar 30 2026
    Summary

    We were drowning in manual spreading and inconsistent credit memos across our lending team. Aloan's AI handles the heavy lifting on financial analysis - pulls data from tax returns and financials, builds the spreads, and generates credit memos that actually look like our format. What used to take our analysts hours now takes minutes. The platform is intuitive, the team is responsive, and it integrates with our existing workflow without a massive IT project. If you're a commercial lender still doing this manually, you're leaving deals on the table.

    Positive

    Extremely fast policy ingestion and setup. Fast financial spreading, consistent credit memo output, easy onboarding, great support

    Negative

    Still early on some document types, but the team ships updates fast

    Read More...
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