Top EasyHOA Alternatives

PayHOA offers software solutions designed specifically for self-managed homeowners associations (HOAs) and condominium associations (COAs). We ensure a seamless start with complimentary onboarding, unlimited support at no cost, a trial period of 30 days, and the freedom of no contractual obligations. Our comprehensive range of services encompasses invoicing, payment processing, complete accounting, management of documents, tracking violations, handling requests, and communication options through text, email, and direct mail, along with lockbox services, customer relationship management (CRM), website creation, and additional features to meet various needs. Additionally, our platform is tailored to enhance the overall efficiency and organization of community management.

Vantaca is the leading AI-powered HOA software built to transform community association management. Designed for owner/operators, community managers, accounting teams, and boards, Vantaca automates financial operations like AP, AR, bank reconciliation, and budgeting to improve accuracy and compliance. Built-in audit trails and real-time data visibility promote fiscal responsibility and confidence. What sets Vantaca apart is HOAi—our AI-first operating system that powers autonomous workflows, instant homeowner responses, and always-on support. Tools like Scout boost productivity by helping teams focus on high-value work, while HOAi optimizes processes at scale without adding headcount. Communication is seamless with secure, role-based messaging that keeps management teams, boards, and homeowners connected. Trusted by management companies and serving more than 5 million homeowners, Vantaca is redefining what modern HOA software can do—elevating the homeowner experience while driving efficiency, growth, and innovation.

WildApricot is a comprehensive software solution designed for membership management, catering to a wide array of organizations that rely on membership systems. With over 30,000 organizations utilizing its services, WildApricot offers essential tools for effective business operations. The platform simplifies the management of contacts, enables the creation of newsletters, facilitates email communication, and includes a user-friendly website builder. Additionally, it allows users to handle payment processing and manage event registrations seamlessly. Every component of the membership management system can be tailored to meet specific needs through an intuitive interface. Moreover, WildApricot boasts a dedicated support team and a vibrant community, ensuring that users receive assistance whenever necessary, fostering a supportive environment for all members.

Rentec is a comprehensive cloud-driven Property Management System designed for private property owners to efficiently oversee their real estate and tenant interactions. This platform facilitates various tasks, including billing and invoicing management, credit checks, rent tracking, and the calculation of late fees. With a dedicated Tenant portal, users can communicate easily, request payment receipts, and manage their rent payments. Meanwhile, the Owner portal gives a more in-depth overview of financial aspects such as Expenses, Insurance, and Vacancy Tracking. Additionally, it supports management functions for Leases and Tax, maintains a Tenant Database, and allows for updates to the property website, ensuring that owners have all necessary tools at their disposal for effective property management. This holistic approach simplifies the complexities of property management, making it a valuable asset for landlords.

CINC significantly improves financial transparency for boards, allowing them to make informed and timely decisions, while also offering direct access to critical association data like violation statuses and accounts receivable, which enhances communication and overall homeowner satisfaction. Moreover, the conventional method of incrementally hiring more staff to cope with a growing portfolio is becoming an impractical strategy for sustainable growth. Consequently, CINC focuses on providing the efficiency that enables your business to thrive profitably. From the beginning, CINC was crafted as a solution tailored specifically for association management, with the founding team drawing on valuable feedback from early clients to refine the product further. This ensures that it effectively addresses the unique challenges and unmet needs within the association management sector. Additionally, CINC’s ongoing dedication to improvement solidifies its importance in driving the success of its clients, helping them navigate the complexities of their management roles.

Neigbrs by Vinteum focuses on making the management of condominiums and homeowners associations (HOAs) more straightforward and efficient. This platform is exclusively designed to enhance communication for HOAs, offering an intuitive software solution that simplifies both management and communication processes. With our software, you can automate everyday tasks, consolidate your tools, and effortlessly create a modern website in just a few clicks. Our mobile applications for iOS and Android ensure that you can maintain communication with residents while on the go, allowing them to stay informed even in your absence. We are committed to fostering a strong partnership with your organization and offer comprehensive training backed by our award-winning support team, ensuring you get the most out of our service. By choosing Neigbrs, you can significantly improve the overall efficiency of your HOA management.

The HOA AOAO AOCO Management Software enhances operational efficiency while delivering thorough oversight. This Property Association Management Software (PAMS) provides crucial resources for property managers, homeowners associations (HOA), and condo associations (AOAO), enabling them to manage and coordinate their communities with ease. It features tools for managing and tracking owner and tenant records, along with capabilities for professional citations, escalation procedures, and the imposition of fines. In addition, it includes functionalities for incident reporting, project and maintenance approvals, and comprehensive tracking and reporting. The software also aids in handling reservations and scheduling, managing timesheets for employees and contractors, as well as overseeing petty cash, fund requests, payments, and reconciliations. Moreover, it enhances email communication, monitors interactions between agents and management, organizes contacts and vendors, and supports board meetings with thorough reports for managers. This integrated approach not only streamlines processes but also cultivates a more organized and effective environment for all parties involved, ultimately leading to improved community engagement and satisfaction. By leveraging this software, associations can achieve a higher standard of management and operational excellence.

Stratomat serves as an effective property management solution tailored for strata and condominium councils, homeowner associations, and property management firms. This platform enables users to efficiently manage administrative duties, enhance communication among council members and residents, and maintain the overall well-being of the community. Its user-friendly interface makes it easier for everyone involved to stay organized and informed. With Stratomat, managing properties becomes a seamless experience, allowing for better engagement and satisfaction within the community.

Enumerate combines various aspects of community management, including accounting, communication, engagement, and reporting, into a unified platform. This integration enables you to focus more on nurturing relationships within your community rather than getting bogged down by administrative tasks. Whether you are looking to enhance the skills of your resident-facing team or provide support to your back office, Enumerate presents a range of tailored solutions designed specifically for community management. This ensures effortless interaction with residents while maintaining compliance and managing daily operations effectively, free from the burden of administrative stress. By prioritizing the simplification of your responsibilities, Enumerate’s software and services are designed to optimize your workflow. You will gain access to comprehensive accounting solutions, tools for engaging both boards and residents, streamlined field operations, efficient payment processing for accounts payable and receivable, and smooth vendor integration, establishing it as a strong contender for community management requirements. Additionally, the ability to effortlessly manage these various components allows you to focus on fostering a vibrant community atmosphere. Ultimately, Enumerate equips you with the tools necessary to handle community management confidently and efficiently.

AppFolio Property Management is an online platform designed for property management that caters to private property owners, real estate managers, and tenants. It offers features such as Billing & Invoicing, Credit Checks, and Rent Tracking, ensuring comprehensive management capabilities. Tenants can conveniently access a dedicated portal where they can communicate, request invoices, and make rent payments. Meanwhile, property owners benefit from the Owner Portal, which provides insights into Expenses, Insurance, Vacancy Tracking, and lease Management, alongside updates on Taxes and the Tenant Database. With its user-friendly interface, AppFolio simplifies the process of marketing, managing, and expanding property businesses, making it a valuable tool in the real estate industry. Additionally, the platform streamlines communication and enhances overall efficiency for all parties involved.

Revolutionize your communication by replacing conventional newsletters and community mailings with a streamlined, environmentally conscious digital alternative. Eliminate the complexities of managing Excel spreadsheets as you enhance your member data organization. Facilitate hassle-free online payments for events, dues, and other fees, all thanks to our platform, which is specifically crafted to meet the requirements of your association. Your members will feel a stronger sense of community, their personal data will be safeguarded, and your administrative tasks will become more manageable. Effortlessly manage your community’s information while keeping residents engaged and informed. From creating reports and tracking violations to promoting community participation and handling payments, HOA Start is designed to assist communities like yours, ensuring a smooth experience for everyone involved. Furthermore, our intuitive interface allows both administrators and members to navigate the platform with ease, making it accessible to all. This shift not only enhances communication but also strengthens the relationship between members and the community.

Memberplanet is a top-tier online Group Management System that offers user-friendly tools designed for organizational leaders to effectively manage memberships, enhance communication, boost fundraising efforts, and elevate event attendance. With its intuitive capabilities, memberplanet provides features like membership oversight, email marketing, payment processing, surveys, event sign-ups, and group text messaging, making the planning of your next group gathering both straightforward and enjoyable. Furthermore, by utilizing dynamic solutions, organizations can simplify their fundraising initiatives, manage their members more efficiently, engage their supporters effectively, and ultimately expand their reach and growth. This comprehensive approach not only streamlines operations but also fosters a vibrant community within the organization.

Flamingo acts as an all-encompassing platform aimed at enhancing resident engagement and retention, currently employed across more than 400,000 apartment units to facilitate resident communication and unify multiple functionalities. The dedicated mobile app for residents presents a singular, intuitive interface that includes all necessary features such as rent payments, maintenance requests, event RSVPs, rewards programs, access control, amenity bookings, digital bulletin boards, e-bulletins, package tracking, and even on-demand fitness offerings. For property management teams, Flamingo streamlines the coordination of community events, automates move-in and renewal checklists, conducts resident surveys, oversees online reputation, collects reviews, disseminates mass communications, verifies renters’ insurance, and manages outreach regarding due diligence, all through a single login. Furthermore, it integrates smoothly with major property management systems like Yardi, RealPage, Entrata, and Zapier, ensuring effective data flow across different processes. This comprehensive approach not only elevates the overall experience for residents but also greatly improves operational efficiency for management teams. Consequently, Flamingo proves to be an indispensable tool in modern property management, fostering a sense of community and satisfaction among residents.

The enforcement of CC&R regulations has undergone a remarkable transformation, becoming much more efficient than before. Gone are the days of tedious inspections, extensive tracking, and complex reporting processes to address violations. For property managers, this improvement may seem modest, but for communities, it signifies a substantial leap forward. With our cutting-edge mobile applications featuring location awareness, inspections are more streamlined, directing you to the nearest property needing attention, ensuring every situation is addressed. You can easily access completed inspections from any device through our advanced web-based dashboard, enhancing convenience. Our flexible Violation Notice templates enable you to create personalized notifications that are automatically generated once a violation is recorded. Additionally, board members can stay fully informed with brief Inspection Summaries that are produced with just a single click. Alternatively, providing them with view-only access to the dashboard offers real-time insights into the status of inspections. This innovative system not only enhances efficiency but also empowers communities by promoting greater transparency and accountability in managing CC&R compliance, ultimately fostering a more harmonious living environment.

Our user-friendly software handles the demanding tasks, allowing you to concentrate on what truly matters. Specifically designed for landlords, tenants, and property managers, it boosts operational efficiency, enhances communication, and facilitates revenue growth. Envision a future where paperwork is minimized and growth opportunities abound; DoorSpot meets these needs head-on. The transition to our platform is smooth, with comprehensive support available throughout the entire process, from initial setup to in-depth guidance. By implementing customizable automation, you can guarantee that important tasks are efficiently managed and potential clients receive timely follow-ups. Our proactive tracking and reporting capabilities keep you informed, enabling you to allocate your efforts where they will have the greatest impact. Effortlessly control access to your DoorSpot resources, whether for property owners or maintenance teams. You can swiftly modify profiles, allowing for rapid adjustments to suit your requirements. Easy navigation lets you find and manage your assets, with essential details readily accessible, while updating contact information, profile images, and other vital data is a breeze. This streamlined approach not only empowers you to sustain control and flexibility in your property management responsibilities but also fosters a more organized and efficient workflow overall. With DoorSpot, you’re equipped to tackle the challenges of property management with confidence.

Raklet is an innovative software designed for membership management that can significantly enhance your business growth. You can effectively monetize your audience by utilizing tools such as newsletters, memberships, and various digital resources. The platform allows for a straightforward import of contacts and the creation of personalized fields tailored to your needs. You can streamline your communication by automating messages across multiple channels, along with the capability to collect both one-time and recurring payments. Additionally, it offers automation for reminders and invoices, ensuring you remain connected with your employees no matter where they are located. With our mobile application available on both Android and iOS, you can interact with your members from virtually anywhere. For those looking for a unique touch, we can also develop a custom mobile app tailored specifically for your organization. Engaging your audience is made simple through multiple channels, including private messages, newsletters, events, and more. By providing digital membership cards, you enhance your members' engagement and sense of belonging. Moreover, integration with Zoom allows for seamless tracking of attendees at online events. Ultimately, Raklet equips you with all the necessary tools to manage your entire organization efficiently, all from a single, unified platform, making it an invaluable asset for your membership management needs.

Dagizmo offers a convenient platform for homeowners, board members, community managers, tenants, and vendors to easily interact and handle their documents and tasks whenever they choose. By simply having an internet connection, users can quickly access all relevant community information or make requests using any device, be it a phone, tablet, laptop, or desktop. Whether you're interested in viewing community announcements, settling your HOA dues, or submitting an architectural request, Dagizmo provides all the essential tools you need. You can discover more features by clicking on the icons below. Furthermore, the platform allows for customizable violation types and pre-defined wording, making the generation or modification of violation notices simpler and more efficient than ever. The exclusive BAI module, available only to board members and managers, allows for the review, discussion, and archiving of issues requiring their input or consent, thereby facilitating a smooth decision-making process. This innovative solution significantly boosts both communication and operational efficiency within the community, making it an invaluable resource for all its members. Overall, Dagizmo's user-friendly design promotes seamless collaboration among all parties involved.

Make payments for maintenance, events, and amenities directly into your community or society's bank account through UPI, credit card, debit card, or net banking, and generate accounting and outstanding balance reports effortlessly with just a single click. You can keep track of community expenditures and attach receipts directly within the society notebook, which also facilitates the creation of tax documents like GST and TDS reports with equal simplicity. The Society Notebook accounting system enhances your financial management by allowing you to create financial statements from anywhere at any time without hassle. Receive timely updates and reminders for pending payments via SMS, device notifications, and email to stay informed. Embrace a paperless method by generating maintenance invoices and payment receipts for any historical date whenever necessary for your records. Furthermore, there is no need to maintain a booking register for communal spaces, as the Society Notebook App effectively manages availability, provides online booking options, and automatically calculates the corresponding charges. These features collectively ensure a smooth financial tracking and management experience for your community while promoting efficiency and convenience. With such comprehensive tools at your disposal, you can focus on fostering a well-managed and engaged community environment.

Tribe Home, which was formerly referred to as the bazinga! Community Platform, significantly improves communication, empowers residents, and nurtures a sense of belonging within the community. This platform is essential for promoting open conversations and establishing connections among its members. In our contemporary society, the influence of technology on uniting individuals and fostering community spirit is increasingly apparent, as it complements real-life interactions rather than replacing them. Users of the Tribe Home Community Platform can easily manage their accounts, monitor their financial balances, and securely process credit card payments—a distinctive advantage for Tribe's users. Furthermore, residents can keep abreast of important updates and notifications concerning their buildings, all accessible from anywhere and at any time. By engaging with our community platform, users can quickly locate necessary information and reach out to their support teams by submitting inquiries or requests directly through the system. Thus, Tribe Home not only fortifies community bonds but also streamlines access to essential resources for every resident, ultimately enhancing the overall living experience. In this way, the platform contributes to a more connected and informed community.

All the essential tools for achieving success are found within the offerings of eUnify. Our solutions can be employed together as a unified management system or separately, providing users with adaptability. CommunityLink enhances the homeowner experience by allowing online access to personal accounts for payments, association documents, communication, and several other features. Furthermore, our optional Board Portal allows for real-time reporting and delivers online Board Packets to streamline management tasks. These features are readily available through both a standard portal and a mobile app, ensuring convenience. eUnify also features a thorough accounting platform tailored for community management, boasting advanced automation and integration options that exceed those of our rivals. The uManage toolkit is comprehensive, offering a wide range of functionalities including violation management, work order creation, architectural request processing, RFP management, eBlast dissemination, resident inquiry resolution, concierge services, note-taking, election execution, mass mailing, and homeowner data maintenance, all conveniently centralized. Since 2001, eUnify has been committed to meeting the unique needs of the Community Association sector, recognizing the demand for effective software solutions, and we have continuously expanded our suite of products, applications, and features to fulfill those requirements. Our dedication to innovation is unwavering, ensuring we adapt and provide the most effective tools for community management while anticipating future trends in the industry.

Effectively manage your data distribution to ensure board members have seamless access to up-to-date association statistics and historical occupancy records. Stay proactive in addressing member inquiries and improve communication within the association. Adopt a team-oriented strategy to oversee these tasks, ensuring all board members remain informed about ongoing developments. Maintain consistent communication with community members in a way that aligns with their preferences, whether through emails or text messages, even for those without accounts. By establishing a standardized process, your community association can significantly streamline the onboarding of new board members and volunteers. Simple Neighbor enhances your operations by integrating communication and information into a unified platform. Additionally, utilizing cloud storage for your data markedly lowers the risks associated with depending on a single board member for data security and backups, cultivating a more trustworthy and transparent environment. This method not only boosts accountability but also motivates community members to engage more actively in association activities, fostering a sense of belonging and collaboration. Ultimately, prioritizing effective data management and communication is essential for cultivating a thriving community association.

Tenant Ledger is an all-encompassing software solution for property management that enhances the way you handle your properties, leases, and financial documentation with ease and efficiency. It includes advanced features for automating both Commercial and Residential leases, ensuring that you stay updated on rent collections, overdue fees, and any unpaid balances. With Tenant Ledger, you can easily track which tenants have met their financial commitments and identify those who are behind on their rent. This software acts as a safeguard against late payments, promoting timely financial responsibility among tenants. Moreover, the online tenant portal grants residents the ability to view their payment history and make payments through ACH or credit card methods conveniently. You can also send automated alerts to inform tenants about upcoming payments or to acknowledge when their rent has been received, further streamlining communication. This solution enables you to manage and monitor your property operations from virtually anywhere at any time, proving to be an essential tool for property owners. Additionally, the system is equipped with robust security protocols and is backed up daily to ensure the safety of your sensitive information. In summary, Tenant Ledger not only simplifies the complexities of property management but also fosters better communication and accountability between you and your tenants, ultimately contributing to a more organized and efficient rental experience. As a result, you can focus more on growing your property portfolio rather than being bogged down by administrative tasks.

Establishing a dynamic online presence for your homeowners association presents an incredible chance to connect with your community. Many neighborhoods across the globe have already benefited from our services to improve their HOA, condominium, and community websites. By opting for our platform, you will enjoy several benefits, including an easy-to-use interface, a committed customer support team, and affordable pricing options. Our HOA website builder is regularly enhanced to keep pace with industry standards, ensuring security is a top priority while we also actively seek input from the associations that use our services. Residents can create accounts that require approval for activation, safeguarding their privacy according to your standards. Communication is streamlined through beautifully crafted emails, instant text messages, or traditional letters, allowing you to reach all residents or specific individuals as required. Each of our website designs is thoughtfully crafted for homeowner associations, focusing on clear navigation and eliminating unnecessary elements. Furthermore, our user-friendly setup wizard makes launching your HOA website a simple task, ensuring a smooth start for your online journey. With our innovative tools, your community will flourish online in ways you've never imagined, fostering greater engagement and connection among residents.

RunHOA provides an extensive range of tools designed for effective HOA management, benefiting residents, board members, and managers. This integrated platform includes features such as a directory, accounting system, dues tracking, communication tools, document storage, surveys, expense management, e-voting capabilities, a calendar, website creation tools, and vendor oversight. It is specifically designed to optimize operations, improve transparency, and conserve time, thereby promoting a well-organized and cooperative community environment. Opting for RunHOA ensures a smoother experience in managing your homeowners association efficiently. With its user-friendly interface, RunHOA empowers users to engage more effectively and maintain a vibrant community.

ONR offers a dynamic array of features that streamline tasks typically requiring multiple leading industry platforms. Marketed as your Association's Platform and App, it delivers a personalized experience tailored to your needs. Through the ONR Power Admin, managers can easily access a comprehensive overview of all association activities. This enables the engagement and information flow for residents, while also monitoring staff productivity and providing the necessary visibility and control for building a successful community. Acknowledging the crucial role that community managers play in the effective management of associations, ONR modernizes and simplifies outdated processes, empowering you to focus on high-impact areas. Moreover, the platform fosters a sense of belonging among community members, ensuring they feel valued and connected, which in turn significantly boosts overall satisfaction and engagement levels. Ultimately, ONR not only enhances operational efficiency but also cultivates a stronger, more vibrant community atmosphere.

HOATown Version 3.1 represents a major leap forward in how communities engage with one another and handle their information needs. Our newly upgraded software provides you with the most versatile and practical community website available in the current market. As we mark our sixth anniversary of delivering outstanding service, we are thrilled to further improve our already esteemed platform! You have full control over the design elements of your website, allowing you to customize your header, footer, buttons, font colors, and general color palette. Powered by the award-winning CKEditor, the site allows for smooth integration and styling of personalized content on your web pages. You can assign member roles, enabling several registered users to contribute to website management. While administrators possess complete access to all information, individual members have the choice to determine what personal details they wish to make public. Moreover, our email functionality enables you to compose and send messages with attachments to community members, whether on an individual basis or as part of a group. This all-encompassing strategy guarantees that your community flourishes with effective tools for communication and management at your disposal, fostering a more connected and engaged environment for all participants.

Each Association Management firm has unique needs, which is why AtHomeNet Association Management Websites are designed to be flexible and customizable. With features like our "Limitless Modules," you can easily create different sections of your website in a matter of minutes. These websites are among the most comprehensive options available for managing community and portfolio properties in the current marketplace. By adopting AtHomeNet Association Management Websites, you can propel your business's growth, lower operational costs, and refine property management strategies in the face of ongoing challenges. Enhance the experience for your communities with the cutting-edge FRONTSTEPS mobile app, which enables you to set your brand apart through innovative technology. FRONTSTEPS handles the creation of tailored websites for you, allowing you to focus on providing effective support to the communities you serve while improving your overall service quality. This degree of personalization and operational efficiency can profoundly change how your organization engages with its members and fosters a stronger sense of community. By investing in these solutions, you position your organization for future success and better responsiveness to member needs.

The Urbanise Strata platform is specifically crafted to streamline the management of apartment buildings, commercial strata towers, and large residential communities. This versatile cloud-based solution integrates management, communication, and accounting features into a unified interface for user convenience. It offers ledger accounting, automatic bank reconciliation, and customizable settings that align with individual user preferences. The platform automates the creation and distribution of levies and simplifies the process for managing overdue payments. Users can effortlessly drag and drop files, share documents securely, and have remote access to important information. It also supports both online and onsite meetings, with features that allow for the automatic generation of agendas and minutes, bulk document distribution, and the use of customizable templates. In addition, the platform provides a wide range of financial reports, scheduled automated reporting, and references to relevant local legislation. Key functionalities like bulk invoice processing, online approval workflows, and a single payment method for various accounts significantly boost operational efficiency. Moreover, the system is equipped with a work order management feature that facilitates quotation requests, tracks work order history, and ensures supplier compliance. This comprehensive approach not only simplifies property management tasks but also enhances organization and oversight, making it an invaluable tool for property managers. With its user-friendly design and robust features, Urbanise Strata positions itself as a leader in property management solutions.

HOA Central is a cutting-edge cloud platform that centralizes all vital operations for homeowners associations in a secure setting. It allows boards and managers to handle assessments, fines, and amenity fees online, integrating this information with QuickBooks and providing live dashboards for tracking budgets and outstanding payments. The mobile features enable staff to swiftly take photos, issue violations, and log corrective actions within moments. Customized workflows adeptly manage maintenance requests, violations, and architectural change proposals, complete with timers for service level agreements and real-time updates on status. Residents enjoy a tailored web portal and mobile app that facilitate payments, request submissions, RSVPs for events, and instant notifications through email, SMS, or push alerts. The platform also incorporates integrated e-voting and proxy collection functions that adhere to state regulations, displaying live outcomes during virtual meetings. Additionally, it features unlimited document storage to systematically organize bylaws, meeting minutes, and resale packages while ensuring proper version control for all files. By simplifying the management of homeowners associations, HOA Central significantly improves communication and operational efficiency for both boards and residents, ultimately fostering a more engaged community. This holistic approach not only enhances administrative tasks but also encourages stronger community ties among residents.

C3 stands as our premium enterprise management software, meticulously crafted to supervise a diverse range of vital community activities. It is tailored for both management firms in search of scalable options and individuals managing their associations independently, striving for enhanced productivity, making it the perfect answer to the most significant issues in community management. Users of C3 enjoy an extensive array of features that combine complex functionalities with adherence to community management best practices. We have prioritized user experience, ensuring that C3 is intuitive enough for anyone to quickly grasp and implement in their daily routines. Our cloud-based platform is designed to expand in tandem with your organization, granting users 24/7 access to their information, any time of the week. Whether you represent a large management company or a modest self-managed association, C3 offers customized solutions to fulfill your requirements, promoting smooth operational effectiveness. The flexibility of C3 guarantees that as community dynamics change, the software remains equipped with the essential tools for proficient management. This commitment to adaptability makes C3 not just a tool, but a partner in your organization's growth journey.