LexID Integrations

Growing your business while remaining compliant with Customer Identification Program (CIP) regulations necessitates the ability to make prompt and informed decisions about potential clients. Ensure thorough identity verification, swiftly identify fraudulent behaviors, and recognize any discrepancies in identities without delay. LexisNexis InstantID is a versatile identity verification solution that allows you to validate consumer information, thus supporting more informed decision-making and prioritizing customer growth. For the verification of business identities, consider utilizing LexisNexis InstantID Business. By harnessing the extensive LexisNexis identity database along with our sophisticated scoring and analytical tools, InstantID lays a solid foundation for your Know Your Customer (KYC) and Customer Identification Program (CIP) efforts. Designed to minimize exceptions, facilitate comprehensive due diligence, and protect against compliance and fraud risks, InstantID not only improves the customer experience but also boosts your business's overall success, ensuring your organization stays ahead in a fast-paced market. This holistic strategy not only refines the verification process but also cultivates trust and dependability in your relationships with customers, ultimately leading to sustained growth and loyalty. By embracing such innovative solutions, businesses can navigate complexities effectively while enhancing operational efficiency.

Imagine a situation in which simply entering someone's name generates an instant, in-depth report that outlines their connections, encompassing people, companies, real estate, legal issues, and even nearby residences. This is the exact functionality provided by the LexisNexis SmartLinx Person Report. By employing sophisticated LexID linking technology, it rapidly examines millions of records to offer extensive customer insights that would take an immense amount of time to compile manually. Through the use of SmartLinx, organizations are equipped to effectively address fraud, money laundering, and manage compliance risks. Moreover, it boosts operational efficiency by drastically cutting down review times, granting users access to richer data that aids in making well-informed decisions. The system draws from more than 13,000 distinct proprietary and public data sources, catering to individuals with limited or no data files. Its patented LexID technology not only connects pertinent data points but also visually illustrates these links for easier comprehension. In addition, this "smart" technology adeptly filters out irrelevant and duplicated information while identifying subtle differences between individuals, thus enhancing the investigative workflow. Overall, such features render SmartLinx an essential asset for any comprehensive investigation, ensuring that users can navigate complex information with ease. The ability to quickly access and analyze diverse data sets makes it a game-changer in the realm of investigative processes.

Since its inception in 1990, the LexisNexis Mortgage Asset Research Institute has grown into a distinguished authority and leading source of insights pertaining to mortgage experts, businesses, and critical risk management strategies. We developed the Mortgage Industry Data Exchange (MIDEX), a powerful tool that aids subscribers in fighting mortgage fraud, streamlining the credentialing process, and verifying identities, among various other advantages. The Mortgage Industry Data Exchange (MIDEX) is recognized as the premier repository, built through contributions from industry participants, which is critical for the verification, credentialing, and monitoring of mortgage professionals and organizations. This vast database offers a unique combination of non-publicly verified cases from contributors that expose instances of misrepresentation and fraud, in addition to information on public disciplinary actions and licensing validations for mortgage originators, realtors, and appraisers. Furthermore, the thorough reports produced by MIDEX integrate public records, professional licenses, and sanctions related to real estate into a single, user-friendly document, making it an essential resource for those within the industry. As a result of these comprehensive services, MIDEX not only boosts transparency within the mortgage sector but also plays a vital role in upholding the integrity of the entire market, ultimately fostering trust among all stakeholders involved.

Kelmar’s KAPS system, tailored for managing unclaimed property, is a versatile and scalable Software as a Service (SaaS) platform specifically aimed at government initiatives dealing with unclaimed assets. This innovative solution enables administrators to efficiently manage the entire lifecycle of unclaimed property, starting from the submission of reports and receipts and extending through due diligence mailing, escheatment, claims processing, and payment execution, all via a relational database interface that focuses on system configurations rather than requiring extensive custom coding. KAPS integrates seamlessly with state websites and features cloud-based document imaging, automated communications with property owners, and built-in LexisNexis verification for identity confirmation, in addition to leveraging the Kelmar Fraud Index for AI-enhanced risk evaluations. The system employs robust and secure authentication protocols and undergoes annual assessments to ensure compliance with SOC 2 Type 2 and ISO 27001:2022 standards, while also holding GovRAMP authorization. Moreover, its enhanced capabilities support auction closure processes, enable manual online reporting for smaller stakeholders, and assist in managing tangible property, thus providing a thorough approach to unclaimed property administration. As a result, each component of KAPS plays a critical role in promoting efficient and transparent practices in the management of unclaimed assets, solidifying its importance as an essential resource for governmental organizations. Ultimately, the KAPS system stands out as a comprehensive solution that not only streamlines operations but also fosters trust among the stakeholders involved in the unclaimed property process.