What is Loquat?

Loquat is a fintech innovator empowering banks and credit unions to deliver modern, intelligent, and compliant digital banking experiences to their customers and members. The Loquat platform enables financial institutions to simplify and automate their business and consumer banking operations with seamless KYC/KYB, fast digital onboarding, virtual cards, automated lending, and CALM Portal — an integrated compliance and analytics portal.

Designed for efficiency and scalability, Loquat’s solutions help financial institutions streamline onboarding, strengthen fraud prevention, and accelerate lending decisions. The CALM Portal unifies fraud detection, compliance monitoring, workflow automation, and real-time analytics, giving institutions complete visibility into customer journeys and operational performance.

Loquat’s proprietary AI technology is built on each institution’s own data, providing secure, process-specific insights that empower leaders to drive strategic growth, optimize operations, and improve customer engagement.

Loquat’s products include:
1) Business: Account Opening, Cards & Payments, and Lending—powering smarter, faster business banking for SMBs and commercial clients
2) Consumer: Account Opening, Cards & Payments, and Lending—delivering seamless, data-driven experiences for retail customers
3) CALM Portal: A comprehensive compliance and analytics portal supporting all Loquat solutions. CALM provides real-time visibility across account opening, cards, payments, and lending, helping institutions uncover insights and ensure compliance
4) Loquat IQ: A differentiated AI solution built on each financial institution’s unique data, delivering actionable intelligence to enhance performance, risk management, and customer experience

With Loquat, banks and credit unions can modernize digital banking, improve compliance, and turn data into a powerful business advantage.

Pricing

Price Starts At:
$50/month/by usage
Price Overview:
Our pricing model is aligned on growth and digital adoption. We typically have 3 components to our pricing, including (1) an enterprise integration fee, (2) an annual platform fee, (3) and transaction fees based on usage.

Focus and simplicity. Loquat is purpose-built for regional and community banks and credit unions, with a deep understanding of the regulatory, operational, and user experience challenges you face.

Integrations

Offers API?:
Yes, Loquat provides an API

Screenshots and Video

Loquat Business: Account opening, Cards & payments, and Lending for SMBs and enterprises

Loquat Business: Account opening, Cards & payments, and Lending for SMBs and enterprises

Company Facts

Company Name:
Loquat Inc
Date Founded:
2018
Company Location:
United States
Company Website:
loquatinc.io
Edit This Page

Product Details

Deployment
SaaS
Chromebook
Training Options
Documentation Hub
Online Training
On-Site Training
Video Library
Support
Standard Support
24 Hour Support
Web-Based Support

Product Details

Target Company Sizes
11-50
Target Organization Types
Mid Size Business
Enterprise
Startup
Supported Languages
English

Loquat Categories and Features

Loan Origination Software

Amortization Schedule
Audit Trail
Closing Documents
Compliance Management
Customer Database
Digital Signature
Document Management
Fee Management
Loan Processing
Online Application