What is Loquat?

Loquat is a fintech innovator empowering banks and credit unions to deliver modern, intelligent, and compliant digital banking experiences to their customers and members. The Loquat platform enables financial institutions to simplify and automate their business and consumer banking operations with seamless KYC/KYB, fast digital onboarding, virtual cards, automated lending, and CALM Portal — an integrated compliance and analytics portal.

Designed for efficiency and scalability, Loquat’s solutions help financial institutions streamline onboarding, strengthen fraud prevention, and accelerate lending decisions. The CALM Portal unifies fraud detection, compliance monitoring, workflow automation, and real-time analytics, giving institutions complete visibility into customer journeys and operational performance.

Loquat’s proprietary AI technology is built on each institution’s own data, providing secure, process-specific insights that empower leaders to drive strategic growth, optimize operations, and improve customer engagement.

Loquat’s products include:
1) Business: Account Opening, Cards & Payments, and Lending—powering smarter, faster business banking for SMBs and commercial clients
2) Consumer: Account Opening, Cards & Payments, and Lending—delivering seamless, data-driven experiences for retail customers
3) CALM Portal: A comprehensive compliance and analytics portal supporting all Loquat solutions. CALM provides real-time visibility across account opening, cards, payments, and lending, helping institutions uncover insights and ensure compliance
4) Loquat IQ: A differentiated AI solution built on each financial institution’s unique data, delivering actionable intelligence to enhance performance, risk management, and customer experience

With Loquat, banks and credit unions can modernize digital banking, improve compliance, and turn data into a powerful business advantage.

Pricing

Price Starts At:
$50/month/by usage
Price Overview:
Our pricing model is aligned on growth and digital adoption. We typically have 3 components to our pricing, including (1) an enterprise integration fee, (2) an annual platform fee, (3) and transaction fees based on usage.

Focus and simplicity. Loquat is purpose-built for regional and community banks and credit unions, with a deep understanding of the regulatory, operational, and user experience challenges you face.

Integrations

Offers API?:
Yes, Loquat provides an API
All Loquat Integrations
Similar Software to Loquat
LendingPad Reviews & Ratings
LendingPad
(302 Ratings)
LendingPad is an enterprise-grade, cloud-based loan origination solution (LOS) crafted to advance mortgage lending for banks, credit unions, brokers, and lenders. Developed by seasoned mortgage experts, the system prioritizes rapid processing, transparency, and intuitive usability—empowering teams to expedite closings and enhance the borrower journey. This platform brings together essential workflows, streamlines repetitive processes, and upholds compliance using a robust, API-centric design. By minimizing operational slowdowns and making daily tasks easier, LendingPad lets mortgage professionals dedicate more time to client service rather than administrative duties. Its adaptable framework supports institutions of any size in responding swiftly to shifts in the market, regulatory updates, and new business strategies.
Learn more
SBS Banking Platform Reviews & Ratings
SBS Banking Platform
(29 Ratings)
SBS Banking Platform is a cutting-edge, cloud-native solution that provides financial institutions with the flexibility to scale according to their own needs, delivering seamless, digital-first experiences that can be accessed anytime, anywhere. Designed as a fully integrated, front-to-back platform, it fosters innovation across a variety of sectors, including retail banking, corporate banking, and neobanking. From digital and open banking services to deposits, payments, lending, and regulatory compliance, SBS Banking Platform equips financial institutions in the EMEA region with everything they need to stay ahead of the curve in an increasingly competitive market. By providing customizable solutions that align with the specific needs of each institution, the platform supports continuous growth and innovation. SBS Banking Platform is trusted by leading banks, earning recognition from industry giants such as Gartner, Forrester, NelsonHall, and IBS for its significant impact on the banking industry. Recent acknowledgments from Omdia for digital banking, Chartis for regulatory reporting, and NelsonHall for Cloud, SaaS & BPaaS reinforce the platform’s commitment to excellence and its position as a leader in modern banking technology. By streamlining operations and enhancing customer experiences, SBS Banking Platform is driving the future of digital banking.
Learn more
Boss Insights Reviews & Ratings
Boss Insights
(8 Ratings)
Boss Insights offers an unparalleled gateway to the financial data of business clients through a single interface that integrates various services, including accounting, banking, commerce, payroll, and taxation (such as Quickbooks, Stripe, and SalesForce). This innovative solution is utilized by fintech companies and neobanks to achieve remarkable improvements, including a 60% boost in automation, fully automated scoring, a 51% acceleration in funding processes, and a fivefold increase in the speed of renewals. The efficiency gained through this integration not only streamlines operations but also enhances decision-making capabilities for financial institutions.
Learn more
MeridianLink Consumer Reviews & Ratings
MeridianLink Consumer
MeridianLink® Consumer is a cloud‑based consumer loan origination solution that helps financial institutions deliver seamless, digital‑first lending experiences that grow with their business. From intuitive online applications to AI‑enhanced decisioning, the platform supports personal, auto, HELOC, and small business loans. With extensive partner integrations, MeridianLink Consumer streamlines lending workflows, improves efficiency, and helps teams deliver faster, more consistent borrower experiences.
Learn more

Screenshots and Video

Loquat Business: Account opening, Cards & payments, and Lending for SMBs and enterprises

Loquat Business: Account opening, Cards & payments, and Lending for SMBs and enterprises

Loquat Business: Account opening, Cards & payments, and Lending for SMBs and enterprises Loquat Consumer: Account opening, Cards & payments, and Lending for retail customers Loquat CALM Portal: Easily track, manage, and gain insights for your organization with our user-friendly Client Application & Lifecycle Management (CALM) Portal Loquat IQ is a differentiated Artificial Intelligence (AI) solution built on each Financial Institution’s unique data for process-specific insights that drive strategic and operational success

Company Facts

Company Name:
Loquat Inc
Date Founded:
2018
Company Location:
United States
Company Website:
loquatinc.io
Edit This Page

Product Details

Deployment
SaaS
Chromebook
Training Options
Documentation Hub
Online Training
On-Site Training
Video Library
Support
Standard Support
24 Hour Support
Web-Based Support

Product Details

Target Company Sizes
11-50
Target Organization Types
Mid Size Business
Enterprise
Startup
Supported Languages
English

Loquat Categories and Features

Loan Origination Software

KYC Software

Digital Banking Platforms