What is Melio?
Melio serves as a streamlined accounts payable solution aimed at enhancing bill payment processes, optimizing operational workflows, and boosting cash flow management for businesses of all sizes. To get started, try all of Melio's features free for 30 days!
Melio’s platform enables users to make payments to vendors via online bank transfers or credit and debit cards, even when those vendors only accept checks, which not only helps in managing cash flow but also allows users to earn rewards. Melio integrates seamlessly with accounting software such as QuickBooks and Xero, ensuring that your financial records remain current.
With Melio, you’ll get to streamline your day-to-day work. Either input vendor information or bill details manually, upload documents, or take a photo of the invoice for quick processing—it’s incredibly user-friendly. Payments can be scheduled in alignment with your cash flow strategy, and Melio will make those payments happen.
International vendors? Our platform facilitates payments to global vendors in USD or the local currency, ensuring smooth transactions for various services and products. This comprehensive approach makes managing accounts payable more efficient and less stressful than ever before.
Finally, no matter where your business takes you, Melio can follow—just be sure to download the mobile app, available on iOS and Android, to manage your business payments on the go.
Pricing
Melio Go is free and ideal for businesses looking to enhance cash flow, streamline payments, and handle transactions however they prefer.
What’s included in Melio Go:
5 free ACH transfers per month
10 free syncs with QuickBooks Online & Xero
Pay by card or bank—vendor receives check, ACH, or wire transfers
Easy bill management: Upload, scan, or import bills
Dedicated email for automatic bill capture
Global payments in USD or local currencies
Recurring and partial payments
Instant payments
Free mobile app (iOS & Android)
Accept payments via custom links
Melio Core is a more feature-rich version of Melio Go, recommended for businesses that need greater control and efficiency with automated workflows and 2-way sync.
Start your 30 day free trial to test Melio before you choose your plan.
Melio Core includes everything in Melio Go, plus:
20 free ACH transfers per month
Unlimited 2-way auto-sync with QuickBooks Online & Xero
Batch-pay multiple bills at once
Combine payments into a single transaction
User roles, permissions, and management
Automated approval workflows
W-9 collection & 1099 e-filing
Automatic capture of bill line items
Melio Boost provides access to priority support, faster payment options, and advanced controls.
Start your 30 day free trial to test Melio before you choose your plan.
Melio Boost includes everything in Melio Core, plus:
50 free ACH transfers per month
2-day delivery for all ACH transfers
Advanced custom multi-user workflows
2-way auto-sync with QuickBooks Desktop
Advanced bill attributes (classes & locations)
Premium customer support
Melio Unlimited gives your business room to grow with unlimited ACH payments and user seats for one monthly or annual fee.
Start your 30 day free trial to test Melio before you choose your plan.
Melio Unlimited includes everything in Melio Boost, plus:
Unlimited free ACH transfers per month
Unlimited user seats
Dedicated account manager
White-glove onboarding
Integrations
Screenshots and Video
Company Facts
Product Details
Product Details
Melio Categories and Features
Recurring Billing Software
Payment Processing Software
Bookkeeping Software
Billing and Invoicing Software
Accounts Receivable Software
Accounts Payable Software
Melio Customer Reviews
Write a Review-
Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
It is a must for small businesses
Date: Jan 23 2024SummaryI love it overall, for payment I only use Melio. It is way better than my bank. I love the fast response of the customer service!
PositiveEasy to use and everything is in one place. I love the ease of sending and receiving payments. Time is precious.
NegativeNeed more integration with more accounting software, I like to see more with tax software and sales tax.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Melio
Date: Jan 23 2024SummarySince I join Melio have never experienced any bad issues from them. Because they always make everything fantastic.
PositiveMelio is the best and reliable and affordable. A lot of users and companies are glad to join Melio because it's really great to use and many people praise them and their support staff because they are fast in solving issues. Honestly I'm really glad to use Melio. Have not regretted anything since I joined. 💚💚
NegativeNothing because Melio is great and affordable and reliable.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Online Payments Made Easy
Date: Jan 23 2024SummaryOverall I think the time saved by using this tool is well worth the issues that come along with it. But don't think using this tool is a seamless process. Melio will fail payments for no reason, the post office will return checks, vendors won't get their checks in the mail. There is a bit of time required on chat with Melio support to get payments to where they need to be. But I would take that over printing paper checks and stuffing envelopes.
PositiveMelio has made our job so much easier by removing the need for paper checks printed in office. Giving us the option to send ACH to vendors for quick turnaround. And allowing for easy check voiding/refunding/reissuing. No more tracking down checks that did not get cashed and paying a $20 bank fee for stopping checks.
NegativeChecks seem to get lost in the mail a lot and recently there have been a number of "failed payments" which is a pain to deal with. We work as outsourced accountants for a number of clients and they get frustrated with the time for processing of checks with the system and the amount of times the post office looses/returns checks. The other issue is some days support is extremely difficult to reach. You can be on a chat hold for over a day which can be frustrating.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Melio supports small business
Date: Jan 23 2024SummaryOverall Melio does exactly what I need for a very reasonable price - free for ACH payments and first 5 checks monthly are free. It integrates well with my QBO software.
PositiveMelio has a fantastic integration with QBO, allows me to run my business fully remote, has a solid approval process and pays quickly (just 3 business days for ACH).
NegativeWhen one of my vendors requests a paper check I need to monitor that to make sure the Melio check gets cashed. Melio doesn't notify you if a check never gets cashed.
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Would you Recommend to Others?1 2 3 4 5 6 7 8 9 10
Great AR Software for CPA Firms
Date: Apr 11 2022SummaryWith the exception of the con noted above, Melio is a great B2B AR Platform, and the only one I have found with the features it possesses.
PositiveSince all of my activity is B2B, Melio Payments allows me to invoice and receive payments from all of my clients for free using ACH!
NegativeSupposedly they have been calling my clients without my permission, at least that is what one of my clients claimed. He was very upset about it! If it is true, this could be a big issue.
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