What is Modirum?

Three-Domain Secure (3DS or 3-D Secure) is a communication protocol utilizing XML that enables cardholders to confirm their identity with their card issuer during online transactions where physical cards are absent. This framework is essential in reducing the risk of unauthorized card-not-present transactions, thereby protecting merchants, issuers, and cardholders against potential fraud. By enabling the secure exchange of cardholder data among the main participants in a card-not-present transaction—including the cardholder, merchant, card issuer, and payment processor—3-D Secure significantly improves security measures. Initially developed by Visa in the early 2000s, the first iteration of this technology was branded as Verified by Visa (VbV). Furthermore, other prominent card networks have adopted technologies based on the 3-D Secure 1.0 standard, with MasterCard naming it MasterCard SecureCode (MCC), JCB International referring to it as J/Secure, and American Express marketing it as American Express SafeKey. One notable benefit of employing 3-D Secure is that it shifts the liability for fraudulent transactions from merchants to card issuers, which helps decrease the frequency of chargebacks. This system not only elevates consumer trust in online shopping but also strengthens the overall reliability of electronic payment infrastructures. As a result, the adoption of 3-D Secure is increasingly seen as a critical component in the fight against digital fraud.

Integrations

No integrations listed.

Screenshots and Video

Modirum Screenshot 1

Company Facts

Company Name:
Modirum
Company Location:
Estonia
Company Website:
www.modirum.com

Product Details

Deployment
SaaS
Training Options
Documentation Hub
On-Site Training
Support
Standard Support
Web-Based Support

Product Details

Target Company Sizes
Individual
1-10
11-50
51-200
201-500
501-1000
1001-5000
5001-10000
10001+
Target Organization Types
Mid Size Business
Small Business
Enterprise
Freelance
Nonprofit
Government
Startup
Supported Languages
English

Modirum Categories and Features