Top NovoPayment Alternatives

SBS Banking Platform is a cutting-edge, cloud-native solution that provides financial institutions with the flexibility to scale according to their own needs, delivering seamless, digital-first experiences that can be accessed anytime, anywhere. Designed as a fully integrated, front-to-back platform, it fosters innovation across a variety of sectors, including retail banking, corporate banking, and neobanking. From digital and open banking services to deposits, payments, lending, and regulatory compliance, SBS Banking Platform equips financial institutions in the EMEA region with everything they need to stay ahead of the curve in an increasingly competitive market. By providing customizable solutions that align with the specific needs of each institution, the platform supports continuous growth and innovation. SBS Banking Platform is trusted by leading banks, earning recognition from industry giants such as Gartner, Forrester, NelsonHall, and IBS for its significant impact on the banking industry. Recent acknowledgments from Omdia for digital banking, Chartis for regulatory reporting, and NelsonHall for Cloud, SaaS & BPaaS reinforce the platform’s commitment to excellence and its position as a leader in modern banking technology. By streamlining operations and enhancing customer experiences, SBS Banking Platform is driving the future of digital banking.

Wallester Business provides complimentary VISA cards specifically designed for managing business expenses. This service targets companies based in the US and Europe. 💚 We feature the most extensive free package available, providing 300 virtual cards without any associated fees. 💚 Our offerings include unique functionalities tailored for industries like media buying, dropshipping, reselling, and managing significant travel costs or payments to freelancers. 💚 Enjoy swift onboarding, user-friendly experience, and seamless integration with other software applications. 💚 Additionally, our platform ensures that businesses can efficiently streamline their financial operations while maintaining control over their expenses.

Sila operates a comprehensive payment platform that delivers Banking-as-a-Service via a developer-centric payment API, ensuring scalability and enabling quick, secure money transfers. This platform simplifies the process of creating and launching fintech applications and integrated payment solutions across various sectors, including finance, cryptocurrency, and Web3. Among Sila's features are Virtual Accounts, Digital Wallets, KYC/KYB services, and ACH payment APIs tailored for software development teams. Furthermore, additional capabilities can be accessed through a range of pre-approved, integrated partners, each providing varying levels of support. Sila’s excellence in the industry was highlighted when it received the Best Payments as a Service Platform award at the 2022 Embedded Banking Awards by Tearsheet. The company operates out of Portland, Oregon, and continues to innovate in the financial technology space.

Our platform enables the integration of financial services into your business seamlessly. Banking Offer provides FDIC-insured banking solutions for clients through a straightforward integration process. With features like ACH transactions and credit card processing, transferring funds becomes a hassle-free experience. Branded Cards allow for the quick creation of tailored or white-label cards, enhancing your brand's visibility. Global money transfer services facilitate sending and receiving funds internationally in various currencies. One embed offers FDIC-insured virtual accounts that enable customers to manage their finances, earn interest, pay bills, and perform transactions all in one location. Alviere's banking technology simplifies the embedding of For-Benefit-Of (FBO) accounts into your platform, allowing you to deliver personalized financial services to both clients and employees. By utilizing FBO accounts, you can monitor your finances in real time and select the most suitable services for your needs, ultimately enhancing your overall financial management. This comprehensive approach ensures that you can provide a variety of financial options to meet diverse customer demands efficiently.

Boss Insights offers an unparalleled gateway to the financial data of business clients through a single interface that integrates various services, including accounting, banking, commerce, payroll, and taxation (such as Quickbooks, Stripe, and SalesForce). This innovative solution is utilized by fintech companies and neobanks to achieve remarkable improvements, including a 60% boost in automation, fully automated scoring, a 51% acceleration in funding processes, and a fivefold increase in the speed of renewals. The efficiency gained through this integration not only streamlines operations but also enhances decision-making capabilities for financial institutions.

Finicity's open banking platform simplifies the integration of your customers' financial data into your application or service. This innovative platform is utilized globally by leading organizations aiming to enhance financial experiences for their clientele. The quality of your experience hinges on the integrity of the data, which has proven reliable in the most challenging markets. With straightforward coding to endpoints, you can test data efficiently and connect seamlessly to Finicity’s open banking infrastructure, ensuring robust API coverage for banks, credit unions, and payroll providers. Our comprehensive suite of APIs makes it convenient to access the essential data required to drive your products forward, offering a streamlined solution for financial integration.

We oversee the complete process of creating user and bank accounts, onboarding customers, verifying compliance, and ensuring adherence to regulatory standards. Our dedication guarantees that we deliver services that align with industry compliance requirements while providing an effortless experience for users. By utilizing our all-encompassing core banking system, you can roll out innovative banking solutions that prioritize customer needs. We empower enterprises to offer effective payment solutions customized to fit the specific demands of their clientele. Regardless of the payment hurdles that may arise, our extensive range of solutions is designed to tackle them efficiently. Furthermore, we assist both organizations and financial institutions in issuing bespoke physical and virtual cards. By customizing our card offerings to align with your exact specifications, we make sure that your requirements are fully satisfied. We connect the realms of finance, technology, and commerce through our broad capabilities, which encompass collection technologies, payout solutions, merchant integrations, and payment gateways, among other services. Our comprehensive solutions simplify complexities, enabling you to quickly launch cards, programs, or any financial technology product with ease and efficiency. With our partnership, businesses can concentrate on expanding while we expertly navigate the intricate aspects of their financial operations. This allows you to stay ahead in a competitive market while ensuring a smooth transition to advanced financial solutions.

HUBUC serves as a robust embedded financial services platform tailored for non-fintech businesses, particularly in the B2B sector, enabling them to enhance their product offerings, improve client retention, and boost revenue streams. We achieve this through three straightforward methods: - We offer our clients a developer-friendly and powerful technological framework accessible via a single API. - We link our clients with the fintech capabilities of major industry players like VISA and Mastercard, as well as issuing banks and innovative services in foreign exchange, security, and compliance through one unified agreement. - Additionally, we support the implementation process and ensure secure transactions in all 58 markets where we operate, fostering confidence and reliability in every transaction. This comprehensive approach empowers non-financial firms to innovate and thrive in a competitive landscape.

Rapidly open bank accounts, offer cryptocurrency wallets, process payments, and issue cards for your clients with Solid's extensive and compliant FinTech solutions. This platform can be seamlessly integrated in just minutes, enabling the creation of exceptional user experiences. Through Solid’s Banking as a Service (BaaS), businesses are empowered to design and launch a variety of deposit products, including personal and business checking accounts. It includes a full suite of features from ledgers to statements, ensuring all the fundamental components for enjoyable banking experiences are covered. Solid's Card Issuance and Management system is revolutionary, facilitating the issuance of cards tailored to your customers' needs via a single API. Both physical and virtual cards—credit, debit, and prepaid—are completely managed by Solid. Enhance your customer interactions with a smooth, powerful experience built into your product through Solid's instant account creation API. Moreover, issuing customized physical and virtual cards is quick and straightforward, complete with essential spending controls using Solid's card API, guaranteeing that your clients possess all the resources they require at their disposal. This versatility allows businesses to adapt quickly to ever-changing market demands and provide their customers with innovative financial solutions.

We enable prominent financial institutions, corporations, and FinTech innovators to create unique payment solutions supported by a strong and immediate business case. Our rapid, scalable, and secure API, combined with our white-labeled platform, allows us to generate significant new net revenues and achieve cost efficiencies through the deployment of tailored solutions. Our proprietary platform is not only PCI-DSS certified but also interoperable, functioning from Tier-4 data centers that maintain top-tier security protocols. In addition, Bankable's Virtual Ledger Manager provides a cloud-based virtual account solution that improves cash management for global enterprises, complementing their existing bank accounts. This adaptable multi-bank solution excels at handling both standardized and proprietary data formats from various banks, ensuring smooth financial operations. By leveraging these cutting-edge technologies, we are set to transform the financial landscape and drive innovation in payment processing. With our comprehensive approach, we aim to elevate the performance and capabilities of our clients in an ever-evolving market.

Expand the scope of your banking services by leveraging the Interlace platform, which empowers you to launch innovative bundled products and services for both current and potential clients through bank or partner channels. Migrate accounts from your outdated core systems to our state-of-the-art virtual account infrastructure, resulting in substantial decreases in legacy operational expenses. Our modern API-first, cloud-native architecture allows you to implement new projects in just weeks rather than months, effectively streamlining your operational workflows. Sidestep the challenges and costs tied to core replacements and side-car core initiatives while enjoying real-time processing for accounts, payments, and card transactions to enhance your service offerings. The centralized Interlace Console ensures compliance for all programs with banking controls that apply uniformly across each initiative. Additionally, our Real-time Settlement Automation ensures the accuracy of the funds flow and eliminates the necessity for manual reconciliation of programs, thereby improving both efficiency and precision in your operations. Furthermore, by utilizing our platform, you can maintain a competitive edge and remain agile in an ever-changing financial environment while continuously enhancing customer satisfaction.

Our open API platform empowers innovators globally to swiftly issue and manage cards, offering enhanced control, flexibility, and scalability. Marqeta is revolutionizing the capabilities of payment cards. With the most sophisticated infrastructure and tools available, Marqeta's open platform API enables the creation of highly customizable payment card solutions. This platform is designed for developers seeking a more streamlined approach to managing payment programs, allowing them to craft exceptional experiences and drive innovation while facilitating new forms of commerce. As a cutting-edge card issuing platform, it accelerates business growth and supports the development of fresh, innovative products. Featuring an open API sandbox, users can get started in a mere three clicks, instantly issuing physical, tokenized, and virtual payments. Moreover, it provides the ability to manage spending limits, safeguard profit margins, and deliver outstanding user experiences through advanced payment and authorization controls, ultimately setting a new standard in the payments industry. By embracing these capabilities, businesses can stay ahead in a rapidly evolving market.

BBVA is committed to empowering your small business to thrive. Discover our premium checking accounts tailored specifically for small businesses, which not only allow you to earn interest on your deposits but also conveniently facilitate fund transfers to your checking account as needed. We provide business loans customized for every type of project, big or small, ensuring that your specific needs are addressed. Manage your business expenses and cash flow effectively while reaping rewards from eligible purchases made with our Visa® credit card options. You’ll have access to all the essential tools necessary to keep your business operations efficient, including POS systems and a variety of payment acceptance methods. Moreover, benefit from exclusive programs designed for businesses and non-profits, available only to BBVA clients. The path of entrepreneurship is paved with challenges, and the pandemic has certainly tested that perseverance. We take pride in supporting our clients through these tough times, assisting them in achieving their goals. We believe that by working together, we can overcome any hurdles and continue to foster a brighter future for your enterprise, ensuring that you are not alone on this journey.

Discover a future-ready payment infrastructure with Finzly's renowned payment core. Seamlessly connect multiple payment channels through a single API on a centralized hub, offering a tailored payment experience that addresses your customers' diverse needs. Break free from the constraints of legacy core systems and swiftly implement cutting-edge financial solutions with exceptional agility. Whether it involves initiating FedNow and RTP, modernizing ACH and wire transfers, or centralizing your processing capabilities, our payment hub is fully equipped to manage all these tasks. Build a modern and highly adaptable treasury experience that aligns with the requirements of the digital economy. Elevate your banking services by leveraging Banking as a Service (BaaS) through Finzly's comprehensive APIs. With Finzly’s award-winning operating system, your financial institution can spearhead innovation and stay ahead in a competitive landscape. FinzlyOS is designed on a user-friendly, app-based platform, allowing you to introduce new financial products as effortlessly as downloading an app on your smartphone. By integrating on-demand features, you can not only retain your current customers but also attract new ones to your offerings. This smooth integration creates a more vibrant and agile banking environment, which is crucial in today’s rapidly changing financial ecosystem. Embrace the future of payments and transform the way your institution operates with Finzly’s advanced solutions.

Stripe Treasury acts as a banking-as-a-service API, enabling seamless integration of financial services into your platform or marketplace. With a single integration, you can allow your customers to manage their funds, pay bills, earn interest, and effectively handle cash flow. This service provides essential modular elements necessary for crafting a comprehensive and scalable financial product that aligns with your customer needs. By partnering with various banks, Stripe Treasury supports ACH and wire transfers, offers accounts that qualify for FDIC insurance, and ensures faster access to payment funds, all within your platform’s framework. Creating an account object is as simple as making one API call, and users can swiftly onboard by verifying their identity and establishing an account with one of our partner banks in just minutes. You also have the capability to set up a reserve of funds and modify the features of your financial product according to your requirements. There are multiple options available for transferring funds in and out of accounts, and users can be issued custom payment cards, allowing for a variety of ways to utilize their funds. Essentially, Stripe Treasury is designed in partnership with a network of banks to enhance your financial service offerings. This breakthrough approach not only streamlines the banking experience but also amplifies opportunities for revenue generation on your platform, making it a valuable tool for businesses aiming to enhance their financial capabilities. By leveraging these features, businesses can truly customize and elevate the user experience.

SlipStream Financial: Simplifying Corporate Payment Solutions. Founded on extensive expertise in the payment sector, SlipStream Financial is a fintech firm dedicated to creating treasury-level payment solutions for various clients, including corporations, banks, credit unions, and correspondent banks. In a remarkably brief timeframe, our payment gateway has successfully handled millions of transactions each month. While we have made significant strides, SlipStream Financial is committed to evolving and enhancing its services to establish itself as a leading payment gateway in the competitive landscape. Our journey is just beginning, and we are excited about the future ahead.

Kobble is an innovative financial technology platform that leverages AI-driven modular Banking-as-a-Service solutions to expedite the introduction of new financial offerings. This versatile platform empowers banks, nonbank financial institutions, fintech companies, and retailers to swiftly and effortlessly develop and expand their financial products. With Kobble's modular framework, users can seamlessly incorporate features such as Apple Pay and Google Wallet, manage retail and corporate ledgers, create virtual accounts (including BSB/Acc and PayID), and utilize various payment rails like DE & NPP, PayTo, and acquiring services. Additionally, the platform provides card issuance options for prepaid, debit, and bin sponsorship cards, as well as foreign exchange and remittance services. Users also have access to multi-currency accounts, reward and loyalty solutions, and essential compliance tools such as KYC, liveness checks, PEP, and sanctions screening. Other features include personal financial management tools, transaction monitoring for AML and fraud prevention, open banking capabilities, and white-label options, alongside AFSL licensing for enhanced operational flexibility. Overall, Kobble stands out as a comprehensive solution for those looking to innovate in the financial sector.

TrueLayer distinguishes itself as a leading technology company that provides secure and global access to financial systems. Our innovative APIs enable developers to build high-quality products capable of accessing data and processing payments swiftly and securely. Founded in 2016, TrueLayer has formed alliances with major international banks, boasts backing from notable venture capital firms, and is relied upon by top fintech innovators such as Monzo, Revolut, and Zopa. By promoting open banking through our platform, we empower developers across diverse industries—from budding startups to established corporations—to revolutionize financial services. Operating across the UK, Europe, and Australia, TrueLayer streamlines the incorporation of cutting-edge payments and financial information into any application. Develop groundbreaking products that appeal to your clientele, allowing for effortless money transfers at competitive rates while ensuring a remarkable user experience. Our solution not only removes the necessity for cards but also reduces the risk of fraud and eliminates chargebacks, leading to a seamless financial transaction process. Moreover, by facilitating easier access to financial data, we help businesses enhance their offerings and adapt to the ever-evolving financial landscape.

Financial institutions are reshaping their operational approaches with an emphasis on prioritizing customer needs, while fintech developers are actively seeking new and imaginative avenues in the market. Open banking platforms utilize APIs to facilitate the smooth integration of a variety of products and services, promoting innovation and teamwork. By implementing a flexible and scalable all-in-one platform, these financial entities can boost their responsiveness, enhance their competitiveness, and stimulate growth. It is essential to customize offerings to align with the specific requirements of clients while providing the cutting-edge technology that consumers expect in the modern digital age. Finastra supplies a broad spectrum of dependable banking solutions, including Retail Banking, Payments, Lending, Corporate Banking, and Treasury & Capital Markets, equipping institutions with the essential tools for immediate deployment and long-term flexibility. Developers and fintech innovators looking to make a significant impact in the market, as well as financial institutions eager to craft groundbreaking products for their clientele, can leverage Finastra's core systems APIs to either create new applications or smoothly integrate existing solutions. Seize the chance to excel in this swiftly evolving financial landscape and contribute to meaningful change today, as the demand for innovative solutions continues to grow.

Enhance your customer experience by integrating financial services with Treezor's white-label solution, a leader in the European banking-as-a-service sector. Treezor is committed to guiding you through every stage of your payment project, providing unwavering support along the way. Our comprehensive suite of financial services meets the diverse needs of your project, while our modular all-in-one solution enables businesses of varying sizes, including fintechs and large enterprises, to accelerate their banking initiatives by delegating multiple payment functions to us. Rely on Treezor’s proficiency in regulatory compliance, security, and advanced technology for a smooth integration of payment solutions into your customer experience. As a vibrant and forward-thinking hub, Treezor nurtures the advancement of leading European fintechs, driving the evolution of payment systems. It has established itself as the preferred platform for innovative companies, startups, fintechs, neobanks, and more. By utilizing a single contract and one API for easy integration, you unlock access to a wide range of services and endless possibilities to refine your business strategies. Thus, Treezor emerges not merely as a service provider, but as an essential ally on your path to achieving enhanced financial innovation, making it an indispensable part of your business growth. With such capabilities, your organization can stay ahead in a rapidly changing financial landscape.

Conductor emerges as the leading banking-as-a-service and card issuance platform within Latin America. This advanced, cloud-based system, featuring an open API, empowers a diverse array of fintechs, banks, retailers, and enterprises throughout the region, aiding them in the creation and growth of modern digital accounts and card programs. At present, Conductor oversees over 85 million accounts and manages an impressive payment volume that surpasses $20 billion across Latin America. As a pioneer in the digital transformation of the payments industry, Conductor's innovative technology enables businesses from various sectors in Brazil and beyond to provide top-notch payment solutions to their customers. Furthermore, Dock operates as a payment institution, offering an Open Banking platform that allows other businesses to smoothly introduce financial services and effectively set up their own banks or fintechs under a white-label arrangement. The collaboration between Conductor and Dock exemplifies the rapid advancement in financial services, simplifying the process for businesses to innovate and respond to consumer needs. In this dynamic landscape, companies can leverage these platforms to enhance their offerings and stay competitive.

Various financial organizations, including fintech firms, cryptocurrency platforms, and conventional banks, harness our API to create a compliant banking environment and facilitate instant clearing for their users. This model allows businesses to grow on their own terms while retaining a competitive advantage. By capitalizing on our banking license, you can offer your clients accounts protected by FSCS. We handle the banking solutions, thus enabling you to focus on realizing the vision for your business. Start processing payments with enhanced speed and security by connecting to our payment networks through the API. Choose from a diverse range of fully regulated accounts tailored to the specific needs of your business and its customers. Our cloud-based API provides essential banking infrastructure, allowing financial entities to prioritize outstanding service for their clientele while adapting to a constantly changing market environment. We understand the difficulties that legacy systems bring, including the costs and risks associated with innovation in the financial services sector, and we are committed to guiding you through these challenges. As you embrace the transformative future of finance, you can do so with both confidence and agility, ensuring that your business remains at the forefront of industry advancements.

Banxware oversees the technology and funding necessary for various business financing options. This enables your merchants to boost their revenue on the platform. They will have streamlined access to capital, reflecting their latest performance metrics. You hold the reins in this process. Are you seeking seamlessly integrated business financing solutions? We specialize in designing and managing these systems. Your payment gateway can incorporate a cash advance program that aligns with transaction volumes, enhancing revenue for marketplace merchants. Additionally, your merchant portal can be equipped with a business lending feature. Integrating these business financing solutions into your platforms is as straightforward as 1-2-3. With payout financing approvals in just 15 minutes, Banxware empowers platforms to provide financing options based on up-to-date financial transaction history, including merchant cash advances. This not only improves access to funds but also helps merchants maximize their growth potential.

Presenting an innovative, cloud-based API platform crafted to facilitate swift adaptations to market changes while guaranteeing the scalability and security essential for your business's success. Our all-encompassing platform encompasses a diverse array of products within a cloud-native environment, empowering you to effectively safeguard the future of your enterprise. Utilize our well-equipped platform for Visa, Mastercard, and private labels to effortlessly issue various forms of credit, debit, and prepaid cards. You can efficiently oversee the issuance of physical cards, virtual cards, and single-use cards customized for specific merchants and transactions. Whether you're launching a new banking institution or dealing with legacy systems, our platform enables you to craft exceptional digital products and experiences. Enjoy unbounded flexibility to innovate and even create your own unique digital wallet that can compete with the most prestigious options on the market. Moreover, manage transactions for both sellers and buyers seamlessly across any device or platform, while introducing cutting-edge loan products that can scale rapidly and penetrate the market swiftly. Take advantage of the Pismo platform for streamlined booking, disbursement, automated repayments, and beyond, ensuring an efficient operational workflow. With our robust solution, your business is well-equipped to flourish amidst the continuous changes in the financial landscape. Ultimately, the possibilities for growth and innovation are limitless, paving the way for a bright future.

With our comprehensive banking APIs, fintech knowledge, and dedicated customer support, we empower you to accelerate your market entry, minimize global payment processing costs, and broaden your service and product offerings on an international scale. Opening international bank accounts can present challenges; however, we simplify this process through seamless global reconciliation, direct debiting, and a cohesive banking experience worldwide. By facilitating international business transactions as easily as local ones, we enable payments to international vendors and customers using ACH, SPEI, and SEPA wire transfers. Our extensive network of foreign exchange and payment institutions provides your clients with access to rates that were once only available to large corporations. Our innovative strategy for cross-border payments guarantees that all businesses can participate without being excluded. We are committed to dismantling financial barriers to growth, ensuring that every enterprise has the opportunity to thrive and reach its full potential in the global marketplace. Our goal is to provide tools and resources that support businesses of all sizes in their journey towards international success.

Ensuring digital accessibility is vital for your clientele. Revolutionize your financial services by leveraging Arttha's digital banking as a service, which can significantly enhance your business offerings. Since your customers value instant payments, you can seamlessly integrate Arttha with your existing Core Banking Systems to facilitate rapid digital transactions. This will not only boost customer satisfaction but also empower you to make more informed lending decisions in the fast-evolving lending environment. Arttha acts as a robust tool for overseeing the entire lending lifecycle, an essential component for your business operations. Additionally, enable your merchants to process payments wherever and whenever they need with the Arttha merchant management solution. This comprehensive platform addresses all facets of payment acquisition, from onboarding processes to hardware support and detailed analytics. By utilizing Arttha Agent Banking, you can extend your Digital Bank services to underserved communities, promoting Financial Inclusion. You have the flexibility to customize features, business rules, and services to perfectly match your specific business needs, thereby fostering growth in unexplored markets. This strategy not only expands your market reach but also reinforces your brand’s dedication to providing customer-focused solutions, ultimately driving long-term loyalty and engagement among your clientele.

Our Banking-as-a-Service offering equips you with all the essential tools needed to craft your customized banking solutions. Operating as a technology-driven firm, Solarisbank holds an official banking license from Germany, ensuring reliability and compliance. By leveraging our intuitive APIs, you can effortlessly integrate our extensive digital banking functionalities into your current offerings. We’ve effectively managed the complex technical and regulatory challenges of the banking sector, enabling you to focus on what matters most: providing exceptional service to your customers. Use our powerful APIs to create a banking experience that aligns perfectly with your vision. With our Digital Banking and Cards APIs, you can launch your own neobank, designed specifically to meet your unique goals. Our B2B2X model guarantees that you retain complete ownership of the customer relationship at every stage. The easy-to-follow API documentation we offer allows for a quick start, ensuring you can make progress without unnecessary delays. Built on state-of-the-art RESTful APIs, our Banking-as-a-Service platform can be customized to fulfill your distinct needs. We handle the regulatory aspects tied to being a licensed bank, giving you the freedom to concentrate on your customers' desires and preferences without any distractions. This approach not only helps you develop a banking product but also fosters a meaningful relationship with your clients, enhancing their overall experience. Ultimately, our solution empowers you to innovate while maintaining a strong connection with your audience.

The integration of financial services into applications and customer experiences has been made incredibly simple, akin to a drag-and-drop process. A single, cohesive platform offers a wide range of global financial features. Developers can easily use a user-friendly API to integrate international financial services into their applications or customer interactions without hassle. This platform manages billions of dollars in transactions annually, taking care of your embedded financial services seamlessly. If you have your own financial licenses and operational capabilities, you can combine them with our offerings to tap into new markets. With our straightforward APIs, you can create and implement any financial use case in your customer experience effortlessly. This allows you to concentrate on crafting outstanding products, executing effective marketing strategies, and engaging your customers, while we handle the intricate technical details. You can instantly issue virtual debit cards for one-time transactions, making it easier to manage subscriptions like Netflix. Additionally, integrating wage advancement into payroll systems can significantly boost employee satisfaction. By utilizing these comprehensive tools, businesses can enhance their financial operations with exceptional efficiency and agility. Ultimately, this innovative approach empowers companies to focus on growth and customer engagement rather than getting bogged down by complicated financial processes.

Intergiro offers an extensive range of APIs tailored for businesses aiming to optimize their financial processes or upgrade the banking services they provide to clients, thereby promoting growth and flexibility. By concentrating on banking solutions that cater specifically to businesses, Intergiro delivers services including multi-currency accounts, cards, business banking APIs, payment processing, and integrated financial services via its API platform. Clients can utilize SWIFT and SEPA networks to make both domestic and international payments with ease. When sending money abroad, users can save as much as seven times compared to conventional banks, making it an economical choice for global transactions. Furthermore, customers have the capacity to hold and convert multiple currencies in seconds, all while benefiting from low and transparent fees. With foreign exchange services that provide spot pricing and immediate settlements, the risk of unexpected charges is eliminated. The signup and verification process is simple and completed online, removing the necessity to visit physical banking locations. Businesses can seamlessly accept payments in eight or more currencies as though they were operating locally, facilitating swift international growth through multi-currency payment solutions backed by local infrastructure. By acquiring both a EUR IBAN and a multi-currency IBAN, companies can enhance their potential in international trade, significantly boosting their operational efficiency and global reach. In essence, Intergiro's innovative approach empowers businesses to thrive in a competitive landscape.

Basiq is the leading open banking platform that empowers developers to innovate with advanced financial solutions. We ensure secure access to financial data that users have agreed to share, coupled with powerful APIs that unveil essential insights. Our platform is pioneering the evolution of financial applications and services across various industries, such as wealth management, banking, and fintech. By leveraging our extensive and reliable banking data, you can significantly improve digital banking experiences, making them more engaging and tailored to individual users. Our advanced income algorithms facilitate the precise identification of diverse income streams, which range from regular to variable and casual sources, thereby streamlining personal assessments and speeding up lending decisions. Furthermore, we empower customers to gain a more profound understanding of their spending behaviors, which enhances their digital experience. Through the use of Basiq Enrich, you can identify the merchant, location, and category related to every bank transaction, offering invaluable context for users' financial interactions. This process not only cultivates enhanced financial awareness but also leads to increased overall customer satisfaction, encouraging users to take a more active role in managing their finances. Ultimately, Basiq positions itself as an essential tool for developers seeking to drive innovation in the financial sector.

Transforming the landscape of business banking, you can now sign up for a free digital business account in mere minutes, joining a community of over 350,000 enterprises across the UK that have enhanced their banking experience. This innovative approach allows you to effortlessly oversee your business finances. Upon completing your application, you’ll receive a Mastercard debit card with minimal fuss. This intuitive business account comes equipped with powerful financial management features and is completely free of monthly fees or charges for transactions within the UK. Furthermore, you can rely on complimentary 24/7 support from UK-based professionals through the app, over the phone, or via email, ensuring you receive prompt help whenever needed. Your fully regulated UK bank account also provides peace of mind, as your funds are safeguarded up to £85,000 by the Financial Services Compensation Scheme. Enjoy a streamlined experience in your financial transactions. If desired, we can conveniently transfer all your banking services for you via the Current Account Switch Service, which requires just a few taps on the app. When compared to traditional banks, Starling business offers an extensive array of services tailored for limited companies at no additional cost, so take a moment to review our comparison table to see the benefits firsthand. With all of these features, managing your business finances has never been more straightforward or secure, allowing you to focus on what truly matters—growing your business. Take advantage of this opportunity to elevate your financial management today.

We support organizations of all sizes, stages, and industries in reaching their long-term goals. Our offerings encompass global payment solutions and multi-currency bank accounts that comply with local regulations. You can conveniently oversee your corporate expenses and cards on a single smart platform, accessible anywhere that accepts Visa and Mastercard. Our services deliver an impressive yield on dormant funds, greatly exceeding the returns of conventional savings accounts. You have the option to invest in USD through bank transfers or utilize USDC for on-chain transactions. We provide a versatile array of banking components that can be tailored to fulfill diverse banking requirements, significantly improving the experience for your customers. Specifically designed for the advertising industry, iPeakoin offers both fiat and cryptocurrency accounts that enable rapid payments and seamless international fund transfers. Furthermore, iPeakoin aids in navigating compliance hurdles by overseeing fund pathways, contracts, and audits, which lightens the load on your risk management team. Through our innovative solutions, businesses can enhance their financial processes while ensuring compliance and boosting customer satisfaction, ultimately leading to a more efficient operational framework. This holistic approach not only benefits your organization but also fosters better relationships with clients and partners alike.

We employ state-of-the-art security protocols, cutting-edge technology, and uphold rigorous banking industry standards to deliver exceptional security. Our operations are fully compliant with all relevant national and international regulations, ensuring their legitimacy. Our services surpass conventional cash methods and easily integrate with both digital and physical card systems. We offer a secure platform that allows your customers to manage their cash balances safely. With the capacity for instant digital cash transfers globally via digital wallets and prepaid cards, we enhance financial agility. Furthermore, we provide loans directly to small businesses and consumers through efficient automated credit processes. Our user-oriented platform is crafted to facilitate the rapid distribution of funds. The registration process is simple, enabling safe and quick international money transfers. When customers shop via your app, website, or physical store, you can swiftly create a virtual account for them to deposit rewards, rebates, and refunds, which can be used for future purchases, fostering repeat business. This smooth operation not only boosts customer loyalty but also significantly increases sales, creating a win-win situation for both businesses and consumers. Additionally, our commitment to innovation ensures that we continuously adapt to meet the evolving needs of our users.

ConnectPay provides a comprehensive financial platform specifically designed to support the growth of your online business. Our user-friendly solution manages payments, accounts, and all financial aspects, allowing you to concentrate on what truly drives your passion. With a solid reputation among top platforms, marketplaces, and other online enterprises, we successfully processed over 3.6 million transactions in 2023, averaging around €1 billion monthly, while overseeing €101 million in client funds. Here’s what we bring to the table: - Embedded finance through Banking as a Service - Integrated compliance measures - IBAN accounts for Business, Personal, and Segregated uses - Digital wallets for convenient transactions - Euro-zone SEPA and SEPA Instant payment options - Cross-border SWIFT payments available in more than 80 currencies - Multicurrency account management - VISA Cards for Business, Personal, and white-label purposes - Payment acceptance solutions for merchants - Daily banking services tailored to your needs As an Electronic Money Institution regulated by the Central Bank of Lithuania, ConnectPay complies fully with the regulatory standards set by the European Central Bank, ensuring a reliable and secure experience for our clients. Our commitment to excellence makes us a trusted partner for online businesses aiming to thrive in a competitive landscape.

Revolutionize your approach to commercial banking with adaptable and tailored financial solutions that meet the diverse needs of your clientele. By enhancing the success of your commercial customers with personalized banking experiences, you can cater to businesses across various sizes and sectors. Every commercial account holder has unique and often complex requirements that necessitate careful consideration. Providing digital banking solutions that align with their specific size, industry, and expectations allows you to effectively tackle their challenges and meet their demands, thereby establishing yourself as a crucial partner for your most important clients. Finding the right collaborator is key to realizing this vision. Conventional technology tends to treat all businesses the same, leading to outdated and cumbersome interfaces that obstruct productivity. For larger commercial clients, the intricacies of cash management can be overwhelming, especially when legacy systems introduce further complications through rigid workflows and impractical features that disregard user experience. Our cutting-edge commercial banking platform transforms this environment by delivering a robust, sophisticated, and user-friendly solution that accommodates every individual requirement and task, no matter how specific or complex they may be. Seize this opportunity to embrace change and transform the banking experience for your clients, ultimately fostering stronger relationships and driving mutual growth in the process.

We take care of all compliance and regulatory matters, allowing you to concentrate on expanding your business. With our solution, you can securely manage supplier payments and establish a benefits program that will delight your employees. Additionally, your customers will appreciate the convenience of digital gifting, making cryptocurrency point-of-sale transactions both simple and secure. Your business now has the capability to facilitate everything from compensation payments to salary advances seamlessly. All essential tools are readily available for you to implement, including crowdfunding and B2B marketplaces. Previously, integrating financial services for your customers at the moment they required them was a challenge, but that is no longer the case. You now have the flexibility to select the services that suit your needs, enhancing the value you provide to your customers with our easy-to-use financial solutions. This streamlined approach empowers you to better serve your clientele while driving your business forward.

Streamlining Embedded Finance Solutions. Seamlessly incorporate financial services into your business with a unified, no-code platform designed for ease of use. Although fintech can often seem intricate, we simplify the experience to ensure it is approachable and easily integrated. Typically, creating fintech solutions involves dealing with a multitude of contracts, approvals, integrations, and workflows; however, with Hydrogen, you can avoid much of this labor-intensive work, leading to an impressive reduction in both costs and time by up to 80%! Explore our diverse range of embeddable products: our Card offerings, which include both physical and virtual issuance options. You can create fully customizable debit cards, whether physical or virtual, through our user-friendly embeddable applications, with no lock-in periods, minimum requirements, or complicated setup procedures. Plus, you can generate revenue from every transaction made! Our Payments solutions encompass ACH, bank authorizations, P2P transactions, and roundups, all of which can be effortlessly integrated into your business via our all-encompassing embeddable applications. By incorporating aggregation, accounting, cash flow management, and budgeting analytics into your financial framework with our customizable solutions, you can significantly enhance your operational efficiency. This robust combination not only empowers you to optimize your financial processes but also elevates the overall experience for your customers, ensuring their satisfaction and loyalty.

Investing substantial time and effort into your business is crucial, and the Netspend® Small Business Prepaid Mastercard® offers essential features to help you manage your finances effectively. When personal and professional expenses are mixed, keeping a handle on your finances can be quite difficult. The Netspend Small Business Account allows you to organize your finances by keeping all business-related expenses in one place, which simplifies tax filing and alleviates stress. By having a clear and organized record of your business transactions, you can easily export your account data, freeing up more time to focus on growing your enterprise instead of drowning in paperwork. Each transaction is significant for small businesses, and providing diverse payment methods—such as checks, credit and debit cards, or cash—improves customer satisfaction while contributing to your Card Account balance. Furthermore, if your employees are required to make purchases for the company, you can set up subaccounts with limited spending limits linked to your main Card Account. In the end, maintaining precise financial records is vital for the smooth running of any business, ensuring you remain aware of your financial standing at all times. By applying these methods, you can significantly improve both the organization and efficiency of your day-to-day operations, ultimately leading to a more productive business environment.

The innovative banking platform of the future has been meticulously crafted to offer adaptable configurations, automated compliance with regulations, customer relationship management (CRM), and immediate insights across various entities in any location. It features a robust backend system capable of managing accounts, cards, loans, and payments efficiently. This reliable core engine is designed to handle high volumes of transactions, operations, and services seamlessly, ensuring that performance remains consistent even under heavy loads. Additionally, the advanced payments engine accommodates both current and transactional cards linked to debit or credit accounts, providing functionalities such as authorization, holds, and payment orders. Alongside these, it includes standing orders and a feature for searchable transactions. Furthermore, the deposits engine is equipped to manage all types of deposit products, ranging from current accounts to term deposits, with options for overdrafts and various interest and calculation methods, thereby catering to a wide array of customer needs. This comprehensive system not only enhances efficiency but also promotes a higher level of customer satisfaction.

The Sandbox Banking platform is a low-code integration solution tailored for the banking industry, allowing customers to effortlessly connect fintech services with their existing systems. By facilitating smoother collaborations with fintech partners, this platform helps financial institutions accelerate their sales processes, leading to a unified and streamlined experience for banking clients across multiple systems. With the integration of Glyue, banks and credit unions can elevate their revenue potential and improve operational effectiveness through the secure incorporation of fintech products into their current setups. The Glyue™️ platform further aids these institutions in advancing their digital transformation efforts by offering pre-built API connectors and solution templates that enable effortless partnerships with fintech companies. Our growing network of banking adapters and collaborators creates a mutually beneficial environment for both fintech providers and their clientele. Financial institutions can reliably distribute BaaS APIs and connect with fintech vendors, confident that Sandbox Banking will oversee ongoing security, infrastructure upkeep, system upgrades, and necessary adaptations for more than 50 banking organizations. This extensive support empowers banks to concentrate on innovation while tapping into the benefits of a vibrant fintech ecosystem, ultimately fostering a culture of continuous improvement and growth within the sector. As a result, the Sandbox Banking platform not only enhances operational capabilities but also positions banks to remain competitive in an evolving marketplace.

Enhance your business operations by leveraging financial solutions to streamline transactions. Facilitate customer payments effortlessly while automating disbursements to both vendors and employees. Ensure that you always have adequate working capital to support growth and expansion. Razorpay’s Payment Suite provides a versatile selection of products that can be tailored to meet your specific business requirements. This platform stands out as an optimal choice for seamless integration, easy online onboarding, feature exploration, and exceptional performance. With Razorpay Payment pages, establishing a custom-branded online store for payment acceptance is incredibly straightforward. Enjoy the convenience of automated payment receipts, which allow you to receive both international and domestic payments seamlessly. The process of online shopping is simplified, requiring no coding expertise. Effective preparation is essential; utilize Hosted Event Registration to quickly enroll attendees and automatically generate receipts. If you're considering fundraising for a noble cause, Hosted Donations streamlines the process and ensures that 80G receipts are sent out automatically, saving you valuable time and effort. In this way, Razorpay supports not just transactions but also the overall growth and efficiency of your business.

Banking Circle functions as a fully licensed financial institution, providing critical infrastructure solutions tailored for businesses, banks, and marketplaces. With an extensive range of services, they facilitate cross-border payments in 24 different currencies and provide access to 11 local clearing systems, alongside a comprehensive suite of products aimed at accounts, payments, and foreign exchange. Since launching in 2016, the company has achieved an impressive compound annual growth rate of 108% in payment volumes processed for its clientele. Their infrastructure enables businesses to manage liquidity in real-time across all major currencies, ensuring security and compliance while expanding global market access for their customers. The intuitive, PSD2-compliant client portal makes payment and FX conversion management straightforward, offering immediate access without the need for complex integration. Furthermore, clients can connect to multiple domestic markets via a single integration point, eliminating the need for local banking partnerships. This innovative strategy not only streamlines operations but also significantly enhances efficiency for companies dealing with the intricacies of international finance, making it easier for them to adapt to shifting market demands. As a result, Banking Circle is positioned as a pivotal player in the financial landscape.

Green Dot operates as a bank holding company focused on leveraging financial technology to provide modern banking and money transfer services for a broad audience. Through our cutting-edge technology, we enable faster and more efficient electronic transactions and financial management, allowing users to easily spend, send, manage, and save their money with convenience. Our Banking as a Service (BaaS) platform empowers numerous leading consumer and technology firms both in the U.S. and internationally to develop and deploy customized banking and payment solutions tailored to their needs. Founded in 1999 and headquartered in Pasadena, CA, Green Dot has directly assisted over 33 million customers, alongside many more through our banking partners, while primarily operating as a "branchless bank." This transformation not only highlights our dedication to improving financial accessibility but also underscores our role in driving innovation within the banking industry. Our ongoing efforts aim to redefine the banking experience for individuals and businesses alike.

Transform and elevate your service offerings by gaining seamless access to an all-encompassing financial ecosystem. Featuring a variety of tools such as account management, foreign currency exchange, domestic and international payment solutions, acquiring services, and open banking—all available through a cohesive, developer-friendly API—you have the ability to create unique customer experiences by integrating financial capabilities directly into your products. This integration allows your customers to stay within your ecosystem, eliminating the need for them to seek services elsewhere. Enhance both user engagement and internal operations with a smooth connection to your existing systems. By migrating all your services to OpenPayd, you can benefit from attractive pricing, broad coverage, state-of-the-art technology, and top-notch support. Rapidly scale your operations by leveraging local payment infrastructures, exceptional foreign exchange services, and a vast range of global licenses. OpenPayd's expansive global banking network simplifies the process of handling local and international transactions, enabling you to efficiently address various financial requirements. The combination of these integrated services empowers you to provide exceptional value to your clients while optimizing your business processes for greater efficiency. Ultimately, this positions your business for sustained growth and innovation in a competitive landscape.

Introducing a unified API that integrates payment cards with your applications, featuring two cutting-edge products aimed at delivering unmatched customer experiences. Effortlessly connect to customer cards through our secure SDKs while gaining real-time access to transaction details from leading providers such as Visa, Mastercard, and Amex. Eliminate barriers for your customers to craft flexible and personalized interactions. Instantly acquire comprehensive transaction data from customers, utilizing location and merchant analytics to accurately pinpoint when and where purchases are made. Maintain customer privacy with PCI-compliant SDKs that securely tokenize card information, ensuring that businesses can uphold customer trust. By adopting this all-encompassing strategy, businesses can significantly boost customer satisfaction while effectively protecting sensitive information. Ultimately, this solution not only enhances engagement but also fosters lasting relationships between businesses and their customers.

Boost your revenue and improve customer satisfaction by incorporating financial functionalities into your product. With Unit managing the intricate aspects of compliance and banking relationships, you can accelerate your growth and development initiatives. Take advantage of our extensive range of APIs, developer assets, and documentation to launch distinctive features in just five weeks. Customize your offerings to align with user preferences thanks to the flexible design of Unit’s API. This platform not only ensures speed and reliability but is also fortified with security, gaining the confidence of startups, well-known brands, and publicly traded companies. Offer streamlined financial solutions specifically designed for freelancers and gig economy workers, including cash advances, automated tax calculations, and seamless integrations with platforms like Abound and Plaid. By utilizing these resources, you can create an outstanding user experience that differentiates you in a competitive landscape. Additionally, your ability to adapt quickly to market demands will enhance your reputation and foster long-term customer loyalty.

Empower your business with state-of-the-art payment solutions through the issuance and management of cards, which enables firms to make strategic payment decisions while maintaining oversight of their transactions. By providing real-time data access and simplifying reconciliation, all participants stay informed effortlessly, eliminating the need for manual processes. You can either leverage our intuitive dashboard or seamlessly integrate your own system using our APIs to manage payments and reconcile usage data in a secure and cost-free manner. Our advanced payment infrastructure allows you to quickly create the card-based programs your business requires, enhancing your operational agility. We only generate revenue when your content partners utilize the cards issued by your organization for transactions. Through our open API, we have demystified the complex payment issuance process into a few simple lines of code. If you require guidance, our dedicated team of technical support experts is always on hand to assist you. We are proud to offer these advantages at no cost and are excited to announce that our sandbox will be available in just a month. We highly value your feedback on this project, as it will help us improve and tailor our services to better meet user needs. Furthermore, we are committed to ensuring that the onboarding experience is as seamless as possible for all users interested in utilizing our platform.

We empower organizations to develop and launch premium financial solutions. Our platform enables the issuance and management of branded cards customized for individual and business customers alike. These adaptable virtual or physical cards come with adjustable spending limits and are free from hidden fees. Users can also take advantage of earning interest on their deposits through high-yield savings accounts, offering both standard savings accounts and specialized savings sub-accounts. The interest earned is calculated daily and paid out monthly, ensuring users maximize their earnings. In addition, we support the servicing and issuance of one-time loans for clients via our developer-friendly APIs, allowing for extensive customization with capped annual percentage rates and no late payment penalties. You can design a personalized payment workflow that accommodates ACH transactions, including regular and expedited options for processing debit and credit transfers. Our platform also offers automated back-end support for both domestic and international wire transfers, guaranteeing a smooth financial experience for all users. This extensive range of services is meticulously crafted to address the dynamic demands of contemporary financial practices while fostering growth and innovation.

At Tuum, we focus on enabling banks to transition smoothly and securely from outdated technologies, which not only helps lower their maintenance expenses but also opens up fresh avenues for growth and adaptability in the digital realm—essentially freeing them from previous limitations. Our cutting-edge migration approach ensures an efficient departure from legacy systems, allowing clients to go live in as little as seven months. Once they are up and running, our platform provides banks with the resources needed to seamlessly launch new products and tap into different market segments. In addition to essential features, Tuum empowers financial institutions to oversee multiple business lines through a unified system that includes accounts, lending, payments, and cards, while also granting access to a comprehensive ecosystem of partner solutions for enhanced functionality. Moreover, Tuum fosters profound business transformation by supplying banks with a business builder that supports extensive customization of their operational, sourcing, and distribution models, enabling them to forge unique strategies that fully harness the benefits of digitization. By adopting our innovative solutions, banks can significantly redefine their operational approaches and maintain a competitive edge in an ever-changing industry landscape. Ultimately, this transformation positions them to respond more effectively to market demands and customer needs.

Obtain instant access to financial data through a simple API integration process. With just a few lines of code, you can swiftly incorporate any of our APIs into your system. This allows businesses to access real-time and standardized information directly from banks and other institutions via our distinctive API connection, significantly improving their operational effectiveness. Such effortless integration not only streamlines processes but also paves the way for innovative applications of data and in-depth financial analysis. Ultimately, this empowers businesses to make more informed decisions based on reliable data sources.