OpenTransact Integrations

Plaid operates as a global data network that supports various tools that help countless individuals achieve better financial well-being. Our goal is to create a financial ecosystem that is inclusive, competitive, and advantageous for all by streamlining payment processes and transforming the lending landscape. Collaborating with over 8,000 businesses, including popular fintech platforms like Venmo and SoFi, as well as numerous Fortune 500 firms, Plaid empowers users to have greater autonomy and flexibility in managing their finances. Based in San Francisco, the company's network encompasses more than 12,000 institutions across the United States, Canada, the United Kingdom, and Europe, ensuring a wide reach and impact in the financial sector. Additionally, Plaid is dedicated to fostering innovation that enhances user experiences in financial transactions.

The latest benchmark in digital payments is set by Stripe, which stands out as the premier platform for conducting online business. Across the globe, progressive enterprises rely on us to manage billions in transactions each year. Stripe develops highly adaptable and robust tools tailored for online commerce. Whether launching a subscription model, an on-demand marketplace, an e-commerce website, or a crowdfunding initiative, our well-crafted APIs and exceptional features empower you to deliver an outstanding experience for your customers. By enabling countless tech-driven companies to grow at unprecedented speeds and efficiency, Stripe is at the forefront of innovation. We view payment systems as a coding challenge rather than a financial issue, focusing on creating elegant, modular solutions that facilitate strong, scalable, and flexible integrations. Our user-friendly approach simplifies complex processes by eliminating unnecessary obstacles and distractions, ensuring that businesses can focus on their core mission without getting bogged down in technical difficulties. In a constantly evolving digital landscape, Stripe continues to adapt and enhance its offerings to meet the diverse needs of its users.

Leverage the programming language you already enjoy to swiftly prototype concepts, create communication applications that are ready for production, and deploy serverless solutions all within a single API-driven platform. Twilio offers a comprehensive, fully-customizable platform featuring versatile APIs for every communication channel, advanced built-in intelligence, and a robust global infrastructure designed to scale alongside your needs. Seamlessly integrate powerful APIs to initiate the development of solutions for SMS, WhatsApp, voice, video, and email communications. Explore extensive documentation and software development kits (SDKs) available in a variety of programming languages such as Ruby, Python, PHP, Node.js, Java, and C#, or kick off your initial project using our open-source code templates that facilitate the rapid creation of production-level communication applications. Additionally, you can tap into insights and support from a thriving community of over 9 million developers, offering valuable guidance and inspiration for your upcoming projects. So don’t hesitate—sign up today and embark on your development journey.

Finicity's open banking platform simplifies the integration of your customers' financial data into your application or service. This innovative platform is utilized globally by leading organizations aiming to enhance financial experiences for their clientele. The quality of your experience hinges on the integrity of the data, which has proven reliable in the most challenging markets. With straightforward coding to endpoints, you can test data efficiently and connect seamlessly to Finicity’s open banking infrastructure, ensuring robust API coverage for banks, credit unions, and payroll providers. Our comprehensive suite of APIs makes it convenient to access the essential data required to drive your products forward, offering a streamlined solution for financial integration.

Slack is a cloud-based service designed to improve collaboration on projects and facilitate communication within teams, specifically aiming to promote seamless interactions within businesses. It provides a comprehensive suite of tools and services all in one place, allowing for private channels that foster interaction among smaller groups, direct messaging to quickly convey information to colleagues, and public channels that facilitate conversations among members from various organizations. Compatible with multiple operating systems, including Mac, Windows, Android, and iOS, Slack offers an extensive range of features such as chat functions, file sharing, collaborative environments, instant notifications, two-way audio and video communication, screen sharing, document imaging, and activity tracking, among others. The platform's intuitive interface and diverse integration capabilities contribute to its popularity among teams striving to boost their productivity and enhance communication. Furthermore, users appreciate Slack's ability to streamline workflows and keep everyone connected, making it an essential tool for modern workplaces.

Over 9 million merchants rely on PayPal to help them launch, manage, and grow their enterprises. We provide a comprehensive suite of tools, products, financing solutions, and personalized support that enables you to efficiently handle critical functions such as payment processing, website creation, shipping logistics, and marketing strategies. Furthermore, our business loans* allow you to secure the funding necessary for both new ventures and sustained growth. You can accept payments seamlessly, whether online through invoicing and tailored website checkouts or in-person using mobile card readers for on-the-go transactions. Our diverse range of products and services is designed to enhance your daily operations, featuring capabilities for payment tracking and shipping label printing. Additionally, explore our merchant lending options that ensure swift access to vital funds for your business while offering payment plans to your customers, allowing them to pay in installments while you receive your payment upfront. Ultimately, our mission is to bolster your business throughout its journey, enabling you to concentrate on what truly matters: driving growth and enhancing customer satisfaction, so you can achieve your aspirations.

Join the email service that developers and marketers rely on for efficiency, scalability, and expertise in delivery. The Twilio SendGrid Email API, along with its unique Mail Transfer Agent (MTA), user-friendly console, robust features, and knowledgeable email professionals, simplifies the process of ensuring your emails are delivered swiftly and seamlessly. Whether your needs involve sending a mere 100 emails or an astounding 100 billion, SendGrid is designed to grow with you, all while enhancing inbox placement and maintaining your reputation as a reliable sender. You can keep an eye on engagement metrics and improve deliverability through our Deliverability Insights dashboard. Additionally, you can easily integrate with our RESTful APIs and SMTP in just minutes, utilizing sample code libraries available in seven different programming languages, along with interactive documentation, templates, and an array of other resources to support your email initiatives.

Rapyd serves as a transformative force in fintech, akin to the impact of cloud computing on the IT sector. By linking companies to an extensive array of payment methods globally, we facilitate seamless international commerce, paving the way for fresh opportunities for both enterprises and consumers alike. Our commitment to enhancing customer experiences and penetrating new markets has led us to establish the world’s most extensive local payments network. This network, comparable to the cloud in its significance, grants access to all available payment options across the globe. Additionally, it equips businesses with the framework to develop their own financial solutions, including e-wallets and payment cards. For instance, digital merchants in Latin America can efficiently accept cash transactions, while online consumers in Asia have the flexibility to utilize their preferred e-wallets. Furthermore, organizations can execute payments to individuals and businesses across the globe with ease. Ultimately, Rapyd empowers you to tap into new markets, unlock fresh potential, and broaden your reach by offering over 900 payment methods in 100 countries, thus redefining the landscape of global finance.

BlueSnap's comprehensive Accounts Receivable Automation solution is highly acclaimed as the top software for processing payments, managing billing and invoicing, overseeing recurring billing, and handling subscription services. With our intuitive invoice editor, seamlessly integrated into your accounting framework, you can design visually appealing invoices while also creating a customer portal that facilitates automatic charging, the collection of payments, and the imposition of late fees. For rapidly expanding businesses around the globe, BlueSnap provides robust subscription management and recurring billing functionalities, allowing you to set up trial periods, effectively manage ongoing subscriptions, and implement proration as needed. Additionally, BlueSnap supports a wide range of payment processing options, accommodating credit card transactions, ACH and SEPA transfers, as well as wire payments, while efficiently managing partial payments, automatically retrying failed transactions, and recovering payments without hassle. Our solution is designed not only to enhance operational efficiency but also to improve the overall payment experience for both businesses and their customers.

Customer.io is a platform focused on enhancing customer engagement, enabling businesses to craft personalized journeys that drive engagement, conversion, and growth. It allows users to coordinate messaging across various channels such as email, in-app notifications, SMS, push notifications, and webhooks. More than 7,400 companies, including notable names like Notion, Buffer, and Angi, trust Customer.io to fulfill their messaging requirements effectively. With its comprehensive tools, organizations can seamlessly connect with their audience and optimize communication strategies.

Optimizing repeat transactions is crucial, and maintaining a card on file greatly improves the checkout experience for returning patrons, enabling them to finalize purchases with just a few clicks without having to re-enter their payment information. Furthermore, by securely retaining payment data on our servers, we significantly reduce your exposure to security threats. Given that customers engage in shopping through various channels—whether in-store, online, or on mobile devices—we offer solutions that are responsive to the evolving payment landscape. Authorize.net empowers you to handle transactions in a way that aligns perfectly with your business requirements, whether that’s online, via a mobile app, or through manual entry methods. We make accepting credit cards straightforward and guarantee that your payments are processed without any hiccups. It’s truly that simple. Take a moment to explore our diverse range of integration partners to find the best solution customized for your enterprise. Additionally, integrating a one-click payment button is a breeze, which is especially beneficial for donation forms or similar uses. This adaptability not only broadens your reach but also significantly enhances the quality of service you provide to your customers, ultimately contributing to increased customer satisfaction.

Discover how Apptivo CRM Software can significantly improve your capacity to attract, engage, retain, and delight a larger customer base. Eliminate the inconvenience of toggling between various applications, as you can handle your Customers, Finances, and Support directly from your mobile device, resulting in a notable boost in productivity and the enhancement of client relationships. This comprehensive CRM comes equipped with numerous applications, including Invoices, Projects, Work Orders, Timesheets, Orders, Estimates, Help Desk, and Expense Reports. It offers a user-friendly online platform for organizing contacts, setting reminders, managing files, and tracking communication history effectively. As your business grows and additional applications become necessary, you can effortlessly add more from the App Store whenever needed. Keep your operations organized by overseeing your sales pipeline, evaluating employee performance, and closing deals more efficiently. The ability to monitor your sales and quickly convert them into invoices accelerates your payment processes! Our steadfast dedication is to assist our clients and enable their businesses to thrive and achieve success. With all your requirements consolidated into one cloud-based solution, encompassing CRM, Project Management, Invoicing, and more, you can streamline your operations in a way previously thought impossible. Take advantage of the simplicity that comes with managing your business effectively through a single, all-inclusive tool, and watch your business flourish.

Loader.io provides a free load testing tool aimed at assessing how well your web applications and APIs perform by mimicking numerous concurrent connections. Registration for testing can be done effortlessly via the web interface or API. Throughout the testing phase, we will create connections to your application, enabling you to monitor the process live. Once the test concludes, you have the option to easily share the results with your team for in-depth analysis and conversation. This service is essential for verifying that your application can manage heavy traffic efficiently. Additionally, utilizing this tool can help you identify potential bottlenecks before they become a significant issue.

Lob stands out as the sole direct mail automation platform designed for the modern digital landscape. This innovative platform streamlines the entire direct mail execution process for businesses of all sizes, encompassing everything from design and printing to postage, delivery, and sustainability, all while providing comprehensive analytics and campaign attribution. More than 11,000 companies rely on Lob to elevate their direct mail efforts into a more intelligent and effective communication strategy. With Lob, enterprises can seamlessly integrate traditional mail into their digital marketing initiatives, ensuring that they stay competitive in an increasingly digital world.

ID Authenticate offers a robust solution for businesses to confirm that an individual engaged in a transaction is the rightful owner of the Personal Identifying Information they are providing. This verification process includes asking users a range of out-of-wallet questions, which are knowledge-based and known only to the legitimate identity holder. By leveraging personal information such as Social Security Numbers, names, and addresses, ID Authenticate constructs various inquiries related to the individual’s previous residences, asset ownership, and other specifics that only the true identity bearer would recognize. Once the individual responds to these authentication prompts, ID Authenticate computes an authentication score that reflects the accuracy of the answers given, allowing businesses to determine if the individual is indeed the rightful identity holder. This approach not only bolsters security measures but also fosters confidence in transactions by ensuring a thorough and dependable identity verification process. Ultimately, ID Authenticate serves as a vital tool in the fight against identity fraud, reinforcing the integrity of business interactions.

IDVerify utilizes a range of data sources to confirm identities and automatically generates a fraud risk score, providing a dependable insight into your customer base. By integrating premier industry sources with sophisticated analytics, IDVerify successfully verifies a consumer's Personally Identifiable Information (PII) and issues a Fraud Score that assesses the potential for identity fraud among applicants. This cutting-edge solution can operate as a standalone tool or be effortlessly incorporated into MicroBilt's short-term lending underwriting system, either directly or through its associated loan management partners. IDVerify carefully evaluates more than 60 distinct aspects of an individual's PII, such as match indicators for Social Security Numbers, birth dates, names and aliases, addresses, as well as various contact numbers including home, mobile, and work phones. Furthermore, it gathers a detailed address history for each person and performs checks against numerous high-risk attributes, significantly improving the precision and trustworthiness of the identity verification process. By adopting this comprehensive strategy, financial institutions can enhance security measures while also streamlining their lending operations, ultimately leading to a more efficient process for both the lender and the borrower. This holistic approach ensures that potential risks are minimized, allowing institutions to make informed decisions.

Boost Customer Approval Rates While Reducing Risks with IDology's ExpectID Identity Verification Solutions. While venturing into digital commerce presents significant revenue opportunities, it also brings along substantial risks that cannot be overlooked. It is imperative for businesses and financial institutions to implement strong Know Your Customer (KYC) measures to maintain compliance, thwart fraudulent activities, and meet anti-money laundering (AML) regulations. The ability of an online identity verification service to efficiently process and approve customer requests is vital for businesses seeking to maintain a competitive advantage. ExpectID utilizes a multifaceted strategy, drawing from a wide array of data sources that include billions of public records, to quickly verify identities and provide predictive insights about them. This advanced technology enables organizations to make swifter and more informed decisions on customer applications—deciding whether to approve, deny, or escalate for further examination. In doing so, businesses can tackle the intricacies of customer onboarding with enhanced confidence and security, ultimately leading to improved customer relationships and trust. The integration of such innovative verification solutions not only optimizes the onboarding experience but also fortifies the overall integrity of the customer interaction process.

For manufacturers of terminal devices looking to ensure compatibility with the NMI platform, the ChipDNA Direct API serves as a valuable resource. We will provide you with integration examples, a thorough payment gateway integration guide, and detailed API documentation to facilitate the process. It's important to note that, unlike our SDKs, using our APIs requires NMI to perform an EMV Level 3 processor certification for each device you want to enable for your clientele, as outlined in a commercial agreement with NMI. On the other hand, if you are integrating payment features into your software and wish to accelerate your market entry while avoiding the complexities of processor certifications, our SDKs present an optimal solution. These SDKs allow you to connect with a wide array of pre-certified payment devices that work with many of the leading acquiring processors. Furthermore, we take pride in delivering some of the most secure and user-friendly online payment solutions, streamlining the integration process to better suit your business requirements. With the right set of tools, you can not only comply with industry standards but also significantly improve the overall experience for your customers, ultimately leading to higher satisfaction and loyalty. Choosing the right integration method is crucial for maximizing efficiency and effectiveness in your payment processing endeavors.

Embrace a wide array of payment options that your customers favor to create an enticing experience that promotes loyalty and encourages repeat visits. By enabling smooth transactions—whether they occur at the checkout counter, via a mobile food truck, on your website, or even as deliveries to customers' homes—you enhance both accessibility and convenience. Providing choices such as swiping, dipping, or tapping allows customers to utilize credit cards, EMV chip cards, and debit cards effortlessly. Furthermore, integrating widely-used digital wallets like Apple Pay®, Google Pay™, and Samsung Pay® aligns your business with contemporary payment trends. Additionally, accepting Automated Clearing House payments directly from bank accounts can simplify transactions even further. It’s also beneficial to allow gift cards, while offering options for customers to activate, redeem, and reload personalized gift cards to enrich their shopping experience. This all-encompassing strategy ensures that you will never miss out on a sale due to a lack of payment alternatives, ultimately fostering greater customer satisfaction and loyalty. In a rapidly evolving payment landscape, staying adaptable and responsive to customer needs can significantly enhance your business's success.