OwnChecks Verified Customer Reviews (2026)

What is OwnChecks?

OwnChecks is a Windows desktop application designed for printing both personal and business checks on blank or pre-printed check stock. This software includes a customizable MICR line, options for adding logos and signatures, and various tools for managing accounts and payees, along with features like a check register, backup and restore capabilities, spending reports, a security PIN lock, and an activity log for tracking transactions. Users can print checks one at a time or in batches, set up recurring payments, duplicate prior checks, and export issued check data for Positive Pay services. Additionally, it can import check data from multiple file formats, such as CSV files, QuickBooks Desktop IIF files, and Quicken QIF files, although these imports do not link directly to accounting systems. It works with Windows 10 and 11 and stores check records locally on the user's machine. A free trial version is available, which allows users to print checks with a VOID watermark for testing purposes. The software requires a one-time payment for the initial license on one computer, and users can purchase extra licenses for additional computers. In summary, OwnChecks provides a robust and efficient solution for all check printing requirements, making it easier for individuals and businesses to manage their financial transactions effectively.