Sila Integrations

Plaid operates as a global data network that supports various tools that help countless individuals achieve better financial well-being. Our goal is to create a financial ecosystem that is inclusive, competitive, and advantageous for all by streamlining payment processes and transforming the lending landscape. Collaborating with over 8,000 businesses, including popular fintech platforms like Venmo and SoFi, as well as numerous Fortune 500 firms, Plaid empowers users to have greater autonomy and flexibility in managing their finances. Based in San Francisco, the company's network encompasses more than 12,000 institutions across the United States, Canada, the United Kingdom, and Europe, ensuring a wide reach and impact in the financial sector. Additionally, Plaid is dedicated to fostering innovation that enhances user experiences in financial transactions.

Finicity's open banking platform simplifies the integration of your customers' financial data into your application or service. This innovative platform is utilized globally by leading organizations aiming to enhance financial experiences for their clientele. The quality of your experience hinges on the integrity of the data, which has proven reliable in the most challenging markets. With straightforward coding to endpoints, you can test data efficiently and connect seamlessly to Finicity’s open banking infrastructure, ensuring robust API coverage for banks, credit unions, and payroll providers. Our comprehensive suite of APIs makes it convenient to access the essential data required to drive your products forward, offering a streamlined solution for financial integration.

Participate in algorithmic trading, connect with various applications, and develop services while benefiting from commission-free stock trading APIs. Based in California’s Bay Area, Alpaca is a tech-driven company that transforms asset management through its modular solutions. Our diverse team boasts a wealth of knowledge in both finance and technology, and we are proud to have the support of notable global investors. Moreover, we cherish the enthusiastic backing of our vibrant community across multiple platforms. Users can engage in trading U.S. stocks—whether buying, selling, or shorting—without facing any commission charges. We offer both personal and business account options to cater to different needs. As a FINRA-registered broker-dealer, Alpaca Securities LLC focuses on addressing the requirements of high-volume traders. You can also take advantage of our paper trading feature to learn about the API’s capabilities and evaluate your trading strategies. Once you feel prepared, transitioning to your live trading account is a simple process; just switch the API endpoint to start deploying your strategies in a real market context. This seamless transition enables traders to move from practice to actual trading with ease, enhancing the overall trading experience.

Discover a streamlined solution for handling payments from customers around the globe. Our platform empowers you to connect with clients no matter their location—whether online, in-person, or during events. You can establish a robust online presence via an ecommerce website, mobile app, and other avenues. Furthermore, there is the opportunity to conduct sales at tangible locations like stores, markets, or concerts. By utilizing our platform, you can effortlessly remove barriers to your business expansion and engage with a wider audience. You can also tailor cards for your staff with specific spending limitations and designate them for individual sites. Utilizing the Flutterwave API allows you to swiftly generate and manage virtual cards that are ready for use through mobile wallets and on international websites. Just a few lines of Issuing API code can unlock limitless opportunities for launching new FinTech projects. At Flutterwave, we place a high emphasis on security, ensuring that every transaction conducted through our platform meets and exceeds industry standards. This unwavering dedication to safety provides you with the assurance you need, allowing you to concentrate on growing your business while we handle security. With our innovative solutions, you can elevate your business operation to new heights and explore untapped markets.

Mercury provides banking solutions tailored for tech businesses looking to expand. Their FDIC-insured accounts come with features such as API integration, virtual card access, and team management capabilities, among others. With tools for cash flow analytics, programmatic payments, and instant runway calculations, users can make informed decisions swiftly. Situated at the core of Silicon Valley, Mercury's vast network and expertise are always available to assist clients. Transferring money is streamlined, requiring just three clicks whether via wire, check, or ACH, while real-time insights allow you to track your spending effortlessly. You also have the flexibility to manage employee access to various features. Locating any transaction is quick and easy, and robust two-factor authentication along with detailed logs ensures your security. Additionally, you can seamlessly connect Mercury with financial platforms like Gusto, Stripe, and QuickBooks, enhancing your overall financial management experience. Embrace the future of banking with tools designed for the fast-paced tech landscape.

Discover a global cryptocurrency payment solution that is not just user-friendly but also reliable and simple to implement. Boost your revenue while effectively fighting fraud with a tailored on-and-off-ramp that provides seamless experiences for users around the globe. MoonPay acts as a vital support system for top cryptocurrency wallets, applications, and websites by offering a holistic payment solution. Customers can effortlessly make immediate bank transfers via Open Banking in the UK and EU, with ACH support expected soon. Our intuitive KYC process streamlines the onboarding journey, enabling you to broaden your user base while tackling the significant challenges that often lead to customer attrition. The cutting-edge pass-through KYC feature guarantees that your existing data is integrated smoothly, eliminating the need for customers to verify their identities repeatedly. With thorough testing performed across various integrations, we have assembled all the essential resources to ensure a swift and hassle-free payment setup. This allows you to concentrate on what is truly important—expanding your business and effectively meeting the needs of your customers. Ultimately, our solution not only simplifies payments but also enhances customer satisfaction and loyalty in an increasingly competitive market.

Codat assists its clients in fostering stronger relationships with their business clientele. Our solutions facilitate seamless access, synchronization, and analysis of data from customers' financial systems tailored for particular applications, including onboarding suppliers for commercial card initiatives and assessing business loan applications. With a profound level of specialization and expertise embedded in our offerings, we empower our clients to enhance their wallet share, minimize customer turnover, and expand their operations efficiently. As a result, businesses can thrive in a competitive landscape by leveraging the insights and efficiencies our products provide.

Enhance client acquisition and improve support interactions with live video chat, screen sharing, and user monitoring, all effortlessly integrated into your website. This innovative tool delivers crucial insights into your customers' buying behaviors, providing you with alerts when they visit key pages, allowing for instant engagement through live video chats. Moreover, you can track how visitors found your site, ensuring that their shopping experience is tailored from their very first interaction. ServiceBell partners with Intercom to create dynamic interactions via video chat and screen sharing, while also integrating seamlessly with Calendly for easy appointment scheduling. In addition, collaboration with Clearbit Reveal helps you identify when high-value leads visit your site, giving you the opportunity to connect with them promptly. Don’t miss out on the opportunity to request a demo today and see how ServiceBell can enable businesses of all sizes to build deeper relationships with their customers. Importantly, ServiceBell is designed to work with any website, regardless of the underlying framework or programming language, making it a versatile solution for all types of businesses. This adaptability allows organizations to harness its features for enhanced customer engagement and satisfaction, ultimately leading to increased loyalty and retention.

Sardine AI simplifies the evaluation, negotiation, and integration with a variety of third-party risk providers, specifically focusing on areas such as identity fraud, document verification, and different forms of financial fraud. This enhanced efficiency significantly speeds up the introduction of new products or market growth, while also improving relationships with regulators and payment systems. As a groundbreaking fraud prevention solution crafted for digital enterprises, Sardine fills a crucial void left by conventional anti-fraud providers, which were mainly created for e-commerce businesses that depend heavily on factors like shopping cart activity and shipping addresses—information that holds little value for digital enterprises. By identifying three times more fraudulent activities compared to these outdated systems, Sardine emerges as the first truly customized solution addressing the specific hurdles faced by digital companies. Moreover, since fraud prevention typically requires operational teams to conduct labor-intensive manual reviews, Sardine automates a significant portion of these tasks, enabling large FinTech firms to save approximately $500K each year through this increased efficiency. Ultimately, this innovative strategy not only lowers expenses but also empowers businesses to better redirect their resources towards growth and development initiatives, fostering a more dynamic and competitive market presence. Additionally, the adoption of Sardine's technology represents a forward-thinking move in the rapidly evolving landscape of digital finance, where agility and responsiveness are key to success.

Over a thousand companies rely on Socure to enhance customer trust and drive swift growth across various channels. With more than 1000 clients, including leading names in financial services and fintech, Socure is quickly expanding into related sectors such as telecommunications, payroll, cryptocurrency, government and public services, healthcare, online gaming, cable, and insurance. The company specializes in automated machine-learning solutions for managing identity fraud risk. Additionally, it offers data-driven tools for Know Your Customer processes and Global Watchlist PEP compliance, ensuring adherence to CIP and AML regulations, all while providing reason codes for transparent decision-making. Furthermore, DevHub enables developers to efficiently integrate and create identity verification applications using the Socure ID+ Platform, thus streamlining the development process for innovative solutions. This comprehensive approach positions Socure as a leader in identity verification and fraud prevention.

TrueAccord emerges as a leading platform in the realm of recovery and collections, combining cutting-edge machine learning with an intuitive digital interface. Our proprietary HeartBeat technology accelerates recovery efforts by continuously refining and adapting engagement techniques. Designed for scalability, our delinquency infrastructure effortlessly accommodates any level of collections or recoveries. Individuals are empowered to take charge of their debts through an interactive, self-service digital platform that promotes autonomy. By effectively connecting with consumers, the platform ensures that the right message is delivered through the best channel at the most advantageous time. Specifically crafted for early-stage delinquency in first-party collections, it also features the Retain capability, which not only boosts recovery rates but also nurtures consumer relationships, fundamentally transforming the financial landscape of your organization. By harnessing these state-of-the-art tools, businesses can significantly enhance their efficiency and profitability in recovery operations, leading to sustainable growth in the long run. Ultimately, TrueAccord's innovative approach positions it as an essential partner for companies looking to optimize their collections strategy.

MX enables financial institutions and fintech companies to harness their data effectively, ensuring they thrive in a rapidly evolving industry. Our cutting-edge solutions streamline the processes of collecting, enhancing, analyzing, presenting, and utilizing financial data for our partners. By prioritizing user data, MX converts it into coherent, unified, and visually appealing formats. As a result, users find themselves more engaged and connected with your digital banking services. The Helios cross-platform framework allows MX clients to provide mobile banking solutions across multiple platforms and devices, all built from a single C++ codebase. This approach not only lowers maintenance costs but also encourages a more flexible development strategy, significantly improving the digital banking user experience. With these innovations, financial institutions are well-positioned to anticipate market trends and effectively fulfill customer needs, paving the way for future growth. Ultimately, MX empowers organizations to adapt and flourish in the face of ongoing change.

Envestnet | Yodlee emerges as a leading platform in data aggregation and analytics, significantly improving the financial experiences of consumers through innovative products and services specifically crafted for over 1,400 financial institutions and FinTech companies, including 16 of the largest 20 banks in the United States. We are pioneering a transformation in financial applications and services by offering all-encompassing solutions aimed at wealth managers, banks, merchants, and more. Uncover the ways in which we can support your path to growth. Our powerful data aggregation platform enables financial institutions and FinTechs to deliver better financial results for their customers. We are committed to upholding industry-leading standards for data security, ensuring compliance with regulations, and safeguarding privacy. Stay informed with insights from Bill Crager about Envestnet's steadfast dedication to purposeful initiatives. Furthermore, delve into our vast array of white papers, on-demand webinars, eBooks, case studies, and additional resources, all brimming with essential product details and actionable advice designed to empower your success in the financial arena. Through our collaboration, we can ignite innovation and elevate the standards of financial services, making a substantial impact on the industry.

Ethereum stands as a community-centric platform that underpins the cryptocurrency ether (ETH) alongside a diverse array of decentralized applications. This cutting-edge technology supports not only digital currency transactions but also facilitates global payments and a wide range of applications. Through the power of collaboration, the community has nurtured a dynamic digital economy, opening up new avenues for creators to monetize their work online and much more. With accessibility for anyone possessing an internet connection, Ethereum dismantles obstacles for billions who are either unbanked or encounter limitations on their financial dealings. Its decentralized finance (DeFi) ecosystem operates tirelessly and impartially, enabling users to send, receive, borrow, earn interest, and even stream funds across the globe. Unlike conventional internet services that often demand compromises on personal data privacy, Ethereum prioritizes transparency as a core tenet—requiring only a wallet for participation. By staking your ETH, you have the opportunity to act as a validator, playing a crucial role in safeguarding and upholding the integrity of this revolutionary platform. Consequently, Ethereum not only empowers individuals but also promotes a more inclusive financial landscape for all, inspiring innovation and creativity in the digital realm. As the platform evolves, it continues to attract a diverse range of participants eager to explore its limitless potential.

With the rise of identity theft and account takeovers, organizations are increasingly struggling to confirm the legitimacy of online identities. To tackle this issue, Jumio offers identity proofing and eKYC solutions powered by the Jumio KYX Platform, leveraging advanced biometrics, artificial intelligence, and the latest technologies to quickly and automatically authenticate the digital identities of both new and existing customers. The Jumio process is designed to be not only automated but also user-friendly, allowing users to complete the verification in less than a minute. Offering extensive support for a wide range of countries, languages, and document types surpassing that of any competitor, Jumio provides a thorough approach to identity verification. Additionally, it seamlessly integrates into websites and mobile applications for iOS and Android via APIs, SDKs, and webcams, giving users the ability to switch effortlessly between desktop and mobile platforms. Security is of utmost importance; all data is encrypted during transmission and storage using robust AES 256-bit encryption, and Jumio proudly maintains PCI DSS Level 1 compliance, highlighting its dedication to data privacy and security. In a rapidly changing digital environment, businesses can count on Jumio to deliver the essential verification solutions needed to safeguard their operations and protect customer information. This commitment to security and efficiency makes Jumio a vital partner for any organization aiming to enhance their identity verification processes.

Unit21 equips businesses with comprehensive defenses against various threats through a user-friendly API and dashboard tailored for the identification and management of money laundering, fraud, and intricate risks across multiple industries. As a company centered around product development, over two-thirds of our team is focused on engineering and innovation. Our commitment to customer satisfaction drives us to provide the most effective tools in the industry. With more than $100 billion in transactions tracked so far, we have successfully protected our clients from losses totaling hundreds of millions due to fraudulent activities and financial crimes. Clients experience a notable decrease in false positive rates, allowing them to focus on their primary operations. Furthermore, our solutions have empowered businesses to safeguard over 20 million users from fraudulent incidents. By improving the end-user experience, we assist our clients in building trust in their brands. We ultimately streamline transaction monitoring and case management, ensuring accessibility for all users. Our dedication to innovation means we are always evolving to meet our clients' changing needs, creating a reliable partnership that fosters long-term growth.

Maqetta stands as a free and open-source initiative aimed at enabling WYSIWYG visual design of HTML5 user interfaces. Developed entirely in HTML, the Maqetta application runs seamlessly in web browsers, eliminating the need for any extra plugins or software installation. It is distributed under a commercially-friendly open-source license, granting users the freedom to download the source code, host it on their servers, tailor it to meet their individual needs, and contribute improvements back to the community. The HTML pages produced by Maqetta generally support all major web browsers, including Internet Explorer, although the degree of compatibility may depend on the chosen JavaScript toolkit and specific coding techniques. To utilize Maqetta effectively, users must have an up-to-date version of one of the approved browsers that provide the essential HTML5 functionalities that the application relies on. This project is built on a foundation of open standards technologies, ensuring that developers have the accessibility and flexibility they need. Furthermore, this dedication to open standards fosters a collaborative atmosphere where developers are encouraged to innovate and exchange their enhancements, enriching the overall project. In essence, Maqetta not only simplifies the creation of user interfaces but also promotes community-driven development and shared learning.

Argyle is recognized as the leading provider of direct access to real-time information on income and employment. By leveraging Argyle’s offerings, companies can enhance pivotal processes, including income and employment verification, managing deposits, accelerating wage payments, and supporting loan repayments, which all contribute to developing more effective systems, reducing risks, and fostering business expansion. The organization primarily serves industries such as mortgage lending, background checks, personal finance, and banking, while also reaching out to the gig economy. Consequently, Argyle significantly impacts the evolution of operations within these sectors, driving innovation and efficiency. This transformative influence positions Argyle as an essential partner in the modern financial landscape.

Unleash your creativity through comprehensive payment solutions that adapt to your needs. Embrace innovation, flexibility, and growth by optimizing the value of each transaction your business handles. You deserve more than just conventional payment methods. Our cutting-edge technology guarantees that transactions are seamless while providing a wealth of additional advantages. Enjoy faster, more reliable transactions, higher conversion rates, and exceptional insights, all contributing to increased customer satisfaction and opportunities for new revenue streams. Streamline your payment processes with a single, cohesive API that evolves with your business and responds to changes in real-time. Broaden your reach with local acquiring options in essential markets, support for more than 150 currencies, and access to the most popular payment methods. Achieve total visibility into your payment data, accompanied by immediate insights that can reshape your business landscape. Explore how our solutions can help you unlock the full potential of your payment systems, enabling you to not only manage but also redefine your transaction strategies, paving the way for long-term success. With our support, you can transform your approach to payments and set ambitious new goals for your business's future.

Lithic streamlines the development of payment cards, facilitating better management and oversight of spending. The platform offers a set of tools tailored for developers, enabling quicker market entry and the opportunity to generate additional revenue sources. As your business expands, Lithic's solutions can easily adapt to your evolving needs. It also enhances the customer experience by making the card creation process straightforward, which in turn improves your operational efficiency and simplifies disbursement tasks. You can initiate the process without the hassle of extensive contracts or prolonged sales demonstrations. With no monthly fees and a straightforward pricing model, you can design your payment card in just a few minutes and start using it right away, making it an efficient choice for businesses. This approach not only saves time but also empowers businesses to take control of their financial tools.

Incorporate real-time demand information from your point-of-sale systems into your entire supply chain to inform decisions in marketing, sales, supply chain management, and strategic planning. As consumer preferences are always shifting, Alloy empowers users across different departments to efficiently analyze and derive insights from point-of-sale, inventory, order, forecasting, and shipment data shared by all retail partners. Acting as a single source of reliable information for both supply and demand, Alloy integrates retail data with your internal systems, providing a holistic view that extends from manufacturing to the consumer, which is crucial for effective strategic planning and execution. It’s vital to be aware that your retail partners may not consistently act in your business's best interests. By arming your customer-facing teams with the necessary tools to identify potential risks and opportunities at the retail level, you can utilize these insights to influence your partners' decisions and build trust over time. Uncover sales opportunities and inventory issues within your retail and e-commerce landscape through in-depth analytics of point-of-sale and inventory data, ensuring you remain competitive and agile. This proactive methodology not only enhances decision-making but also fosters improved performance across every aspect of your organization, facilitating long-term growth and adaptability in an ever-evolving market landscape.

Alloy is an innovative identity decisioning platform created to help banks and fintech companies enhance their decision-making capabilities, enabling them to approve a greater number of trustworthy customers while simultaneously fighting against fraud. Serving as the primary center for identity management, Alloy tackles compliance challenges and the intricacies of fraud detection. Utilizing a unified API framework, it provides critical data that helps you gain a deep understanding of your customers and their behaviors right from the initial sign-up and beyond. This streamlined approach leads to a significant increase in automated decisions, better conversion rates, and a marked decrease in fraudulent activities, all contributing to an enriched customer experience. By facilitating a fast and easy online account opening process, you can elevate conversion rates, reduce the necessity for manual reviews, and protect against fraud, all while remaining compliant with KYC and AML regulations. Furthermore, our real-time transaction monitoring presents you with essential tools to effectively address fraud and obtain valuable insights into customer risks and needs. With customized rules set in place, you can accurately detect genuine risky behaviors while reducing false positives, which is vital for a more effective risk assessment. Ultimately, Alloy not only empowers your organization to excel in a competitive environment but also ensures the protection of your customers' interests, fostering trust and loyalty in your services. This holistic approach positions Alloy as a crucial partner in navigating the complexities of modern financial landscapes.

Pinwheel stands out as the leading API provider for payroll connectivity, earning the trust of major financial institutions through its secure capabilities for updating direct deposit information and retrieving income and employment data. The platform offers an array of products designed to equip innovators, regardless of their size, with the tools necessary to leverage payroll account connectivity effectively. Traditionally, switching direct deposits has been a cumbersome task involving paperwork and coordination with HR departments, but Pinwheel simplifies this with its seamless digital drop-in solution. Users can monitor real-time updates on direct deposit allocations for their clients and receive alerts whenever changes occur. This real-time data not only enhances customer insights but also facilitates the creation of more engaging user experiences. Additionally, by tapping into payroll system information, businesses can automate processes such as income and employment verification, refine underwriting models, and enhance operational efficiency. Moreover, customers have the option to directly pay off loans from their paychecks, which can help lower loss rates and improve overall serviceability. With Pinwheel, financial institutions can streamline their operations while delivering exceptional service to their clients.

TruValidate™ offers an in-depth and comprehensive view of each consumer by amalgamating unique data, personal details, device identifiers, and their online behaviors. By leveraging our advanced insights and a broad network for fraud reporting, businesses can pinpoint anomalies, assess potential risks, and reliably identify trustworthy customers. This functionality empowers organizations to protect their operations while focusing on delivering customized and fluid experiences. Users' identities can be verified through extensive global datasets, which helps to reveal possible fraud risks. To maintain security throughout the entire consumer journey, tailored solutions can be implemented that align with the specific risks associated with each transaction. Furthermore, we assist companies in detecting suspicious transactions and fraudulent devices in real-time, effectively reducing operational expenses and improving overall efficiency. With these tools, businesses can cultivate a safer environment for their customers while enhancing trust and loyalty.

Thunes is building a comprehensive global payment system aimed at enhancing the customer experience. Businesses and their customers can seamlessly connect to Thunes APIs, facilitating the sending and receiving of payments globally without the need for intermediaries. This approach eliminates prolonged delays, ensuring that payments are processed quickly, transparently, and reliably. With a robust and extensive network, Thunes is recognized for its dependability and reach. Our payment solutions are fine-tuned for each specific market, drawing on in-depth local knowledge to effectively navigate the challenging last mile. By accessing 130 of the world's most vital and rapidly expanding economies across 130 countries, Thunes simplifies the process of cross-border transactions, making it straightforward to send and collect funds. This innovative infrastructure empowers businesses to operate more efficiently on an international scale.

Currencycloud provides international expertise to enhance your business endeavors, allowing you to confidently navigate future challenges. Their all-encompassing services cover every aspect necessary for global money transfers, featuring virtual wallets, named accounts, and effective management of multi-currency payments. By optimizing operations in a varied currency environment, Currencycloud ensures swift access to virtual accounts for companies, facilitating the effortless collection, conversion, payment, and oversight of multiple currencies from any part of the world. This strong foundation for cross-border and multi-currency transactions is crafted to ignite the imagination of developers. Designed by developers with developers in mind, it rests on a dependable platform that streamlines the launch of financial services for entrepreneurs, aids traditional banks in their innovation efforts, and backs the top digital challengers of the present. Become part of the broad array of clients who are reaping the benefits of Currencycloud's dynamic solutions, and explore how they can enhance your financial processes. With Currencycloud, financial transactions not only become more accessible and efficient but also open doors to new opportunities in the global marketplace. Their innovative approach ensures that you can remain competitive in an ever-evolving financial landscape.

Adopt Bitcoin for your digital transactions and open the door to cryptocurrency payments from customers globally. Streamline the process of receiving crypto donations, allowing for seamless financial exchanges with your online audience. Issue invoices to suppliers swiftly, simplifying the task to the ease of sending an email. Accept Bitcoin on the go using your smartphone or tablet, whether you are at your store or in a restaurant. Enjoy the benefit of having funds deposited directly into your bank account, eliminating concerns about price volatility or risks. Take advantage of bank deposits across 38 countries, with settlements available in various currencies including US Dollars, Euros, GBP, and others. Facilitate payments from individuals across the globe and ensure that transactions are settled in just 48 hours. Join the global blockchain financial system and take command of your financial dealings while reaping the rewards of flexibility and security it provides. Make the transition now and discover a revolutionary way to achieve financial independence that can transform your business operations.