Top Stronghold Alternatives

Melio serves as a streamlined accounts payable solution aimed at enhancing bill payment processes, optimizing operational workflows, and boosting cash flow management for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Melio’s platform enables users to make payments to vendors via online bank transfers or credit and debit cards, even when those vendors only accept checks, which not only helps in managing cash flow but also allows users to earn rewards. Melio integrates seamlessly with accounting software such as QuickBooks and Xero, ensuring that your financial records remain current. With Melio, you’ll get to streamline your day-to-day work. Either input vendor information or bill details manually, upload documents, or take a photo of the invoice for quick processing—it’s incredibly user-friendly. Payments can be scheduled in alignment with your cash flow strategy, and Melio will make those payments happen. International vendors? Our platform facilitates payments to global vendors in USD or the local currency, ensuring smooth transactions for various services and products. This comprehensive approach makes managing accounts payable more efficient and less stressful than ever before. Finally, no matter where your business takes you, Melio can follow—just be sure to download the mobile app, available on iOS and Android, to manage your business payments on the go.

Stronghold Antivirus is a powerful software solution crafted to deliver outstanding real-time proactive (on-access) and on-demand protection for computers in both residential and professional environments. Boasting the ability to identify and eradicate over 3.5 million known threats such as viruses, spyware, adware, trojans, and rootkits, it utilizes a frequently updated database to remain ahead of evolving malicious activities. Furthermore, it features an active on-access shield that effectively addresses even the most obscure threats. With a user-friendly and visually appealing interface, Stronghold Antivirus is accessible to novices while providing seasoned users with a wealth of advanced features to explore. Despite its robust capabilities, this antivirus software is designed to be lightweight, ensuring minimal impact on computer performance. Users are empowered to customize scan locations, modify settings for on-demand and on-access protection, schedule scans with specific configurations, and manage both whitelist and blacklist entries effortlessly. In addition, the software includes regular updates that enhance its threat detection capabilities, ensuring users are consistently protected. In summary, Stronghold Antivirus masterfully balances simplicity and strength, making it an excellent option for anyone in search of comprehensive security solutions for their devices.

Sila operates a comprehensive payment platform that delivers Banking-as-a-Service via a developer-centric payment API, ensuring scalability and enabling quick, secure money transfers. This platform simplifies the process of creating and launching fintech applications and integrated payment solutions across various sectors, including finance, cryptocurrency, and Web3. Among Sila's features are Virtual Accounts, Digital Wallets, KYC/KYB services, and ACH payment APIs tailored for software development teams. Furthermore, additional capabilities can be accessed through a range of pre-approved, integrated partners, each providing varying levels of support. Sila’s excellence in the industry was highlighted when it received the Best Payments as a Service Platform award at the 2022 Embedded Banking Awards by Tearsheet. The company operates out of Portland, Oregon, and continues to innovate in the financial technology space.

Silkron specializes in developing a software platform for Smart Vending and Automated Retail, enabling users to utilize automated retail features globally. Recognized as a frontrunner in the automated retail and smart vending sector, Silkron operates across over 48 countries. Meanwhile, the Vendron platform is a versatile, machine-agnostic solution that incorporates Vendron software, facilitating smart vending functionalities at various vending machines and kiosks. Additionally, Vendron Cloud provides capabilities for remote management, the Vendron Platform API supports endless integration and scalability within its ecosystem, and the Vendron Go mobile app enhances user interaction for end consumers, creating a comprehensive solution for modern retail needs. Together, these elements position Silkron and Vendron as key players in the evolving landscape of automated retail technology.

Beeketing stands out as a formidable e-Commerce marketing platform that leverages AI technology to support online retailers around the world. It initiates its tracking of customer interactions right from their initial visit to your store, documenting their entire experience, which includes signing up for email alerts via our coupon box and ultimately completing their purchases. Through the examination of user behavior, valuable insights into their preferences and needs are obtained. Moreover, we consolidate all data regardless of the devices or browsers utilized by customers, even when they are not logged in, to create a comprehensive profile for each individual. This process allows businesses to connect with their customers in a highly personalized way, significantly boosting both satisfaction levels and conversion rates. Ultimately, Beeketing empowers retailers to optimize their marketing strategies and foster stronger relationships with their clientele.

Access extensive global trade data for imports and exports through a user-friendly online platform that offers in-depth analysis of trade reports. Our carefully curated and validated data is provided in Excel format, aiding businesses in understanding market dynamics and pinpointing trending products. The platform also supports competitor analysis by delivering insights into export statistics and strategies, enabling companies to better comprehend consumer demands. With features that improve resource efficiency, it offers crucial information on the global pricing of raw materials. Moreover, it maintains precise inventory tracking, analyzes tariffs and non-tariff barriers effectively, and enables accurate forecasts for strategic planning. By leveraging our data, users can easily identify ideal trading partners, monitor competitors closely, uncover potential sales opportunities, assess market sizes, determine optimal pricing for products, reduce investment risks, and tap into other essential insights needed for maintaining a competitive advantage. Consequently, our platform proves to be an essential asset for any business seeking success in the international trade landscape, providing tools that help navigate the complexities of global commerce.

Embark on a transformative online learning adventure with upGrad, where exceptional professionals from industry and academia unite to provide unmatched mentorship, extensive support, and focused career advice. Immerse yourself in key concepts delivered by distinguished faculty experts in data, technology, and management, and take pride in becoming part of a network that includes graduates from prestigious universities well-respected across various sectors. Engage in dynamic on-campus BaseCamps, participate in exciting hackathons, and enjoy memorable graduation festivities that enrich your overall educational journey. With a dedicated personal student success mentor by your side, you’ll maintain your academic progress while having access to essential resources tailored to your needs. Experience real-time assistance and answers to your inquiries through a community of academic fellows accessible via live sessions and interactive discussion forums. Collaborate with your peers in your cohort on projects and case studies sourced from leading firms in data, technology, and digital innovation, fostering valuable relationships along the way. Confront actual industry challenges by getting involved in sponsored projects and hackathons, gaining practical experience that will distinguish you in the competitive job market. This holistic approach not only sharpens your skills but also equips you for a thriving career, ensuring you are well-prepared for the opportunities that lie ahead. Ultimately, your learning experience at upGrad will empower you to navigate the complexities of your chosen field with confidence and expertise.

Cashfree serves as a B2B payment platform enabling enterprises to efficiently manage both incoming and outgoing payments through a comprehensive range of solutions. Its offerings include a Payment Gateway equipped with advanced functionalities like Instant Refunds, Instant Settlements, and Card Pre-authorization. Additionally, the API Banking platform facilitates bulk disbursements, catering to vendor payments, delivery partner compensations, and salary distributions. Other available features encompass the UPI Stack, Marketplace Settlements, and a specialized Refunds Suite, ensuring that businesses have a diverse toolkit for their payment needs. This versatility in services positions Cashfree as a valuable partner for businesses aiming to streamline their financial transactions.

An extensive database of mailing lists tailored for B2B marketing and sales leads is now accessible to assist you in reaching potential clients from diverse industries. By leveraging the B2B contact lists offered by B2B LISTS, you can successfully pinpoint and connect with your target audience across global markets, including the USA, Canada, Europe, and the UAE. Our wide-ranging B2B data solutions encompass various types of lists, such as company lists, marketing lists, lead lists, technology lists, and email lists, all crafted to enhance your marketing strategies, streamline prospecting, and increase sales outcomes. The mailing lists we provide are meticulously triple-verified to ensure an impressive 95% deliverability rate in key areas like the USA and Europe. Our capabilities shine particularly in the depth of data available for B2B prospects in the United States, where we offer both extensive coverage and detailed information. When you choose to invest in a customized B2B mailing list that meets your specific requirements, you can be confident that our business lists will supply accurate and up-to-date information on your prospective clients. Furthermore, this database serves as a critical tool for developing effective marketing strategies and forging meaningful connections in the increasingly competitive business environment of today. With our resources, you are better equipped to navigate the complexities of B2B interactions and maximize your outreach efforts.

Token.io is the infrastructure layer powering a seismic shift in Europe's payment landscape. Ranked by independent analysts among the top two global providers of A2A payment infrastructure, Token.io distinguishes itself through extensive connectivity and exemplary partner support, making it a leader in open banking and A2A payment services. Token.io provides banks, fintech companies, platforms, and payment processors with unrivalled Pay by Bank solutions that boost profits, lower operational costs, and optimise processes. Best-in-class connectivity to over 90% of bank accounts in 21 markets ensures end merchants can reach more payers in more markets, while real-time settlement improves cashflow. Token.io serves as a trusted partner to three of the five largest European financial institutions and is relied upon by renowned payment industry brands such as Mastercard, ACI Worldwide, Global Payments, Nuvei, and Paysafe.

Our cutting-edge technology enables you to seamlessly integrate digital dollar accounts and real-time payment solutions into your services, unlocking fresh financial opportunities for your customers. With a user-friendly API and an online dashboard at your disposal, you can exercise complete control and customize the user experience to fit your needs. Customers can benefit from US-based digital dollar accounts featuring segregated funds, speedy cross-border transactions, saving options, and attractive foreign exchange rates. Our secure, developer-focused API facilitates effortless borderless payments and digital dollar transactions for your business. This solution grants companies quicker and more efficient access to international products and services, while organizations can oversee their treasuries across borders with fewer delays and a lower risk of mistakes. By helping your clients receive payments from users all over the globe, you provide them with vital US banking credentials and dollar accounts that ensure immediate liquidity. This, in turn, allows businesses to pay their international workforce accurately and in compliance with regulations. Moreover, we guarantee that customers can execute rapid and economical transfers when sending or receiving funds, significantly enhancing their overall financial experience. In the ever-evolving landscape of global finance, our solutions stand out in providing both reliability and innovation.

LINK provides a Web3 payment infrastructure designed for cross-border transactions, enabling real-time settlements alongside traditional payment systems and local disbursements. To facilitate this, we've developed a custodial Treasury B2B dashboard that empowers online businesses to effectively track, manage, and distribute their funds. Our white-label API solution is currently being deployed in Nigeria and across Africa, expanding our reach in the region. By collaborating with Nigerian banks, we ensure instant payouts while minimizing settlement risks. Any online business has the opportunity to partner with us, tapping into a vast network of crypto users and the extensive market of over 1.2 billion Africans. Additionally, we maintain ongoing relationships with various fintech platforms, both established and emerging, which enhances our ability to engage with local markets and their respective currencies. As we grow, we remain committed to providing innovative solutions that cater to the evolving needs of our partners.

Lorum provides a comprehensive multi-currency clearing framework designed specifically for financial institutions and regulated platforms operating across diverse markets. By establishing direct connections to both major and regional payment networks, this innovative solution allows institutions to efficiently clear and settle funds without the necessity of creating local branches or managing a convoluted network of correspondent banks. Through a centralized API and ledger, clients can manage their account structures in various currencies, taking advantage of regulated and segregated accounts along with virtual IBANs, which are issued under the end customer's name when applicable. This arrangement not only guarantees predictable settlement finality but also bolsters the security of funds while clarifying the ownership of balances in multiple jurisdictions, thus providing a seamless financial operations experience. Furthermore, Lorum's infrastructure enhances both transparency and efficiency in cross-border transactions, which is vital for navigating today's dynamic financial environment. The solution empowers institutions to adapt swiftly to changing market demands, ensuring they remain competitive and compliant.

Experience Dandelion, our cutting-edge payments platform designed to transform the integration of cross-border real-time payments for fintechs, banks, ERPs, and technology platforms catering to both business and consumer demands. Since Euronet's acquisition of Ria Money Transfer in 2007, Ria has significantly broadened its reach from merely providing consumer remittances at 42,000 cash points—mainly in Latin America—to offering diverse alternative delivery methods, including bank transfers and digital wallets. At present, the Ria network supports over 3.7 billion accounts and approximately 500,000 cash locations, allowing us to connect with around 170 countries and territories worldwide. Originally developed for internal operations, this extensive network is now accessible to external partners, enabling them to benefit from its vast capabilities. By entering into a single contract and leveraging a unified API, you can harness the extensive benefits of the Ria network, which includes access to digital accounts, cash locations, compliance, and settlement services, all delivered at the speed of real-time payments to ensure your financial transactions are both effective and streamlined. Through our Dandelion platform, we are committed to equipping businesses with essential tools to succeed in an ever-evolving global marketplace, fostering growth and innovation. Our aim is to create an interconnected ecosystem that simplifies financial operations for our partners.

We present payment solutions that operate seamlessly across borders. Keeta is transforming the landscape of global transactions with KeetaNet, a state-of-the-art real-time settlement network developed from the ground up. Capable of handling an astonishing 50 million transactions per second, KeetaNet significantly surpasses its competitors. Our strategy includes vertical integration with banks, foreign exchange providers, and local payment networks, which enhances the speed and efficacy of payment processes. The APIs of our platform are tailored for effortless integration, no matter your existing system architecture, allowing you to establish international connections with ease. By offering multi-currency bank accounts and access to regional payment networks, we streamline both domestic and international payments at favorable wholesale currency exchange rates. Whether you are in the process of building financial technology with a global perspective or in need of customized solutions, the Keeta Platform is simple to implement. We manage the regulatory complexities in every jurisdiction where we operate, enabling you to focus on your primary business objectives. Our dedication to innovation not only propels us forward but also lays the groundwork for a more integrated financial future. With Keeta, you can expect a partnership that prioritizes efficiency and scalability for your financial needs.

Thunes is building a comprehensive global payment system aimed at enhancing the customer experience. Businesses and their customers can seamlessly connect to Thunes APIs, facilitating the sending and receiving of payments globally without the need for intermediaries. This approach eliminates prolonged delays, ensuring that payments are processed quickly, transparently, and reliably. With a robust and extensive network, Thunes is recognized for its dependability and reach. Our payment solutions are fine-tuned for each specific market, drawing on in-depth local knowledge to effectively navigate the challenging last mile. By accessing 130 of the world's most vital and rapidly expanding economies across 130 countries, Thunes simplifies the process of cross-border transactions, making it straightforward to send and collect funds. This innovative infrastructure empowers businesses to operate more efficiently on an international scale.

Modern Treasury provides a comprehensive payment operations platform that includes flexible APIs designed to make the integration of financial transactions and monitoring into your services much easier and less laborious. Money movement is a multifaceted process that involves more than just transferring funds; our APIs facilitate extensive financial transfers, covering bank connections, payments, and reconciliation, while our web application offers thorough visibility of fund flows, equipped with approval workflows, alerts, and in-depth reporting features. By connecting directly with your bank and avoiding being a middleman in the funds flow, we ensure that payments are processed at double the speed. Users can implement approval processes and track payments from their inception right through to reconciliation, with access to ACH, RTP, Wire, and international payment options all available via a single API and web interface. Furthermore, we support automatic reconciliation of completed payments with your bank's statement transactions as they occur, aligning returns and reversals with their respective payments, which significantly boosts the efficiency of cash reconciliation. This streamlined integration not only simplifies the payment processing landscape but also allows businesses to concentrate on expanding their operations while we manage the intricacies of payment transactions. By taking care of these complexities, we enable our clients to allocate more resources toward strategic initiatives and growth opportunities.

Leverage our outstanding array of proprietary APIs to effortlessly manage both the sending and receiving of payments. We invite clients who may have been turned away by other service providers, ensuring that our tailored solutions meet your specific needs. Our cutting-edge products are crafted to free your teams from the protracted integration processes that often accompany payment systems. We merge traditional and modern payment solutions into a streamlined platform, delivering a hassle-free user experience. With daily settlements in place, you can be confident that your funds are consistently available, giving you the freedom to explore new opportunities. Say goodbye to the complexities of reconciling payment emails by automating your electronic transfers; our dependable e-transfer gateway ensures that every transaction is accounted for. Your back office will receive instant alerts for each payment processed, eliminating the necessity for manual intervention in managing e-transfers. By simply inputting the customer's email, your system can efficiently initiate the payout process. After the customer completes their deposit, your back office is quickly updated, allowing you to retrieve funds directly from their bank accounts without any manual steps involved. This streamlined approach not only boosts operational efficiency but also positions your business for sustained growth and success. As you focus on expansion, our technology allows you to operate with greater agility and confidence.

Fondy is enhancing global payment solutions for small and medium enterprises that are looking for a straightforward and economical way to process online transactions, offering a variety of options such as credit cards, online banking, and digital wallets like Apple Pay and Google Pay. By utilizing social media, brands can not only boost their exposure but also reinforce their credibility within the competitive market. In response to the growing trend of mobile shopping, Fondy's in-app payment solutions enable seamless integration without the need for developer or designer support. It is crucial to keep customers engaged during the payment process by streamlining the checkout experience, which can lead to increased customer retention and repeat business. By offering locally preferred payment methods, companies can enhance sales and reduce the likelihood of cart abandonment. Fondy provides access to over 300 payment methods, including credit cards, bank transfers, and a range of digital wallets. Furthermore, we have created a suite of plugins that easily integrate with major content management systems and website builders, improving the overall user journey while addressing the diverse needs of businesses. This all-encompassing strategy not only aids merchants in boosting sales but also ensures that they can navigate the constantly changing environment of online commerce with agility. Ultimately, Fondy’s commitment to innovation and customer satisfaction positions it as a leader in the payment solutions industry.

TransferMate is recognized as a leading global provider of B2B payment solutions, managing billions in international transactions for many esteemed brands across the globe. We have attracted considerable investments from major financial entities like ING Group N.V. and Allied Irish Bank, underscoring our credibility in the industry. Whether you are affiliated with a bank, a corporation, or an educational institution, TransferMate is engineered to help you optimize both time and financial resources through our innovative payment solutions. Our platform is designed for ease of use, comes with no setup fees, and integrates effortlessly with our vast network of global banking partners. Users can anticipate same-day payments along with immediate confirmation of receipt, guaranteeing accuracy while sidestepping expensive wire transfer costs. Transparency is paramount, as the entire operation occurs within a fully regulated framework. We enable the conversion of your local currency directly into your recipient's currency, ensuring a seamless transaction experience. By stabilizing foreign exchange rates, eliminating wire fees, and simplifying administrative functions, you can significantly boost operational effectiveness. With TransferMate, you can seamlessly embed international payment solutions into your existing processes, offering your users intelligent payment options—all within one comprehensive platform—thereby transforming your payment systems and enhancing overall efficiency. Ultimately, our commitment to innovation and customer satisfaction sets us apart in the competitive landscape of global payments.

TeamApt began its journey by prioritizing financial wellbeing through the enhancement of operational processes for partner banks and financial institutions. Our initiatives empowered 27 financial institutions to improve their service delivery to over 10 million customers. Nonetheless, as we pursued our goal of achieving financial happiness for all, we recognized that a significant number of individuals remained excluded from vital financial services. This awareness drove us to explore a more effective and direct approach to realize our mission. By harnessing our expertise, technological advantages, and a customer-focused strategy, we shifted our attention to developing products aimed at facilitating direct interactions between consumers and businesses. With the introduction of Monnify, established companies can take advantage of our payment infrastructure for effortless transaction management, while we also offer smaller businesses accessible, affordable, and convenient short-term working capital options. This strategic pivot not only expanded our reach but also enabled us to address a diverse spectrum of financial needs within the marketplace. Consequently, our commitment to inclusivity has strengthened our position as a leader in the financial sector.

Effortlessly build, evaluate, and deploy your payment solutions using our innovative, modular technology designed like building blocks. With access to over 100,000 pre-coded functions via an easy-to-use point-and-click interface, you can dramatically shorten your time to market while supporting almost any application through our vast library of more than 300 APIs. Instantly transfer card information into users' mobile wallets and leverage sophisticated tools to deliver outstanding digital experiences. Enjoy the advantages of flexibility and control as you swiftly create and test new programs with distinctive features shaped by market insights, all while scaling your services on a platform that is secure, reliable, and contextually aware. Our highly customizable Agile Processing platform enables you to design and launch programs with an extraordinary range of functionalities, allowing for the deployment of initiatives in as little as 30 days without incurring hefty IT infrastructure costs. This efficient method not only boosts productivity but also encourages innovation within the constantly changing payment sector, paving the way for new opportunities and solutions tailored to meet diverse customer needs.

Our cloud-based solution delivers exceptional security features that not only reduce expenses but also instill confidence in users. This integrated platform promotes organic growth by utilizing our vast array of open APIs, diverse functionalities, and thorough reporting capabilities. For over 40 years, ACI has been a leader in electronic payment solutions, serving over 5,000 banks and businesses in more than 80 countries worldwide. Our digital platform, Universal Online Banker, streamlines both domestic and international transactions while accommodating a variety of payment types. We consistently roll out new payment methods to keep our services modern and innovative. Moreover, customers have the flexibility to access data at their convenience, allowing for customized reports on balances and transactions. Enhanced features like panel authorization, cash pooling, and a broad selection of global payment options further enrich our services, equipping banks with the essential tools to thrive in a competitive environment. With ACI, your payment processing is not only efficient but also highly adaptable to the shifting demands of the market, ensuring long-term success and growth for your organization. As we continue to evolve, we remain dedicated to meeting and exceeding our clients' expectations.

Introducing TapiX, a service utilizing the Dateio API to enhance real-time payment information, providing accurate details related to transaction IDs. The TapiX REST API not only enriches payment data with elements such as company logos, precise company names, GPS coordinates, business types, Google Place IDs, company URLs, and subscription detection, but we have also commenced a pilot program for income detection and transfer enrichment. This added layer of enriched data equips businesses with a comprehensive set of insights, enabling them to make informed decisions rooted in a thorough comprehension of their clientele. Ultimately, TapiX empowers organizations to navigate their financial landscapes with greater clarity and confidence.

Our mission is to support businesses in developing digital finance solutions that are easy to use, groundbreaking, and accessible, all while keeping expenses low and eradicating fraud. Stitch equips fintech firms and embedded businesses across Africa to effectively onboard users and enable seamless bank-to-bank transactions. Make the payment experience easier for your clients with a streamlined one-click checkout feature, which alleviates the stress of high card fees. Improve the onboarding journey for customers and suppliers alike, facilitating smooth transactions within your marketplace or platform. By leveraging Stitch, payment service providers and aggregators can empower their merchants to offer instant, fraud-resistant pay-by-bank checkout options at a much-reduced cost compared to conventional card payments. In addition, simplify the payout process for both customers and suppliers by utilizing the same account linking, ensuring that sending payments is as easy as receiving them. This holistic strategy guarantees that every transaction is not only proficient but also secure and economical, fostering trust and reliability in the digital finance ecosystem. Ultimately, our commitment is to enhance financial inclusivity and innovation across the continent.

Paytm is recognized as the foremost payments platform in India, offering a variety of payment options that accommodate numerous sources and destinations. With a customer base exceeding 8 million merchants, it allows users to transfer funds across any bank accounts without additional charges. Making payments is simple and convenient, whether you're doing so in person or online, through either Paytm Wallet or direct bank access. Moreover, it enables effortless money transfers to and from anyone, enhancing the overall user experience. The launch of Paytm Postpaid adds even more versatility, allowing you to shop now and defer payment until next month, ensuring that your shopping desires are always fulfilled. This innovative feature empowers users to handle their finances more effectively while still enjoying immediate access to their favorite items, making it a valuable tool for modern consumers. Ultimately, Paytm continues to revolutionize the payments landscape in India by providing solutions that prioritize user convenience and financial flexibility.

Introducing an innovative fin-stack specifically designed for hypergrowth, aimed at equipping your entire team with a streamlined approach to billing and collections, among other features. Customize your billing strategy for each client, whether you prefer one-off charges, recurring fees, consumption-based billing, or a combination of methods. Select from various pricing structures, including tiered, volume-based, or flat-rate options, while effortlessly overseeing and managing all plans, payments, and accounts through a central, user-friendly dashboard. The intuitive, spreadsheet-like interface simplifies the creation of complex billing plans, making the process more accessible. As your business grows, let your payment processes evolve to facilitate your expansion rather than impede it. Enjoy rapid transactions via invoices or direct debit options, ensuring that your billing and payment systems are operational on your Sequence dashboard in just minutes, not months. Eliminate cumbersome manual billing tasks through Sequence's seamless integration with your CRM, Xero, and ERP, which helps to speed up your payment cycles. Optimize bank transfers and direct debits while managing your payment collections programmatically, and effortlessly integrate pay-ins and payouts using Sequence's easy-to-use API and wallets. Furthermore, provide a customer-friendly portal that allows clients to easily access product usage data, invoices, and payment histories, enhancing their overall experience. In summary, Sequence is dedicated to transforming your financial operations into a smoother and more efficient experience than it has ever been. With these tools at your disposal, your team will be empowered to focus on growth and innovation.

Business transactions can be a complex and time-consuming endeavor, often resulting in wasted resources and the risk of losing customers. Our API payment infrastructure simplifies this process, allowing for the effective automation and seamless integration of payments within your business operations. This improvement enhances overall efficiency and acts as a significant driver for revenue growth. You can easily automate various B2B payment tasks such as receivables, payables, collections, and disbursements, which boosts your team's productivity while reducing operational costs. By centering payments in your platform, workflows, and customer interactions, you can fundamentally change the way your business operates. Our solution provides easy access to payment schemes across the UK, EU, and global markets, including card services, all integrated into your existing software. We deliver the necessary payment infrastructure required to establish a leading banking or payment service. With our platform's assistance, you can quicken growth and broaden your market reach effectively. Additionally, you can securely manage loan disbursements and repayments in real-time, maintaining segregated accounts around the clock. Ensuring timely and reliable payments for your staff, you benefit from a continuous real-time cash flow overview, instant emergency payments, and robust approval processes. By utilizing our all-encompassing solution, your organization can completely reinvent its payment management strategies, aligning them more closely with modern business needs. Furthermore, this transformation paves the way for enhanced customer satisfaction and loyalty, helping you thrive in a competitive landscape.

CardUp presents a groundbreaking no-code payment platform that enables both individuals and businesses to manage significant costs such as rent, supplier bills, payroll, taxes, and educational fees through credit cards, even in cases where such transactions are usually not permitted. This solution allows companies to improve their cash flow by extending payment durations for up to two months interest-free, transferring payables onto credit cards, and accelerating collections by giving customers the option to pay via card or through an online link, all while enjoying automated tracking and a user-friendly dashboard. Moreover, CardUp makes it easy to accept payments through card transactions or QR-based bank transfers without requiring any technical setup, ensuring a swift installation that can be finalized within a single business day. The platform’s core features include the ability to convert cash or check payments into card transactions, digitize payables and receivables, leverage card rewards and cashback, manage multiple cards seamlessly, automate recurring payments, and efficiently reconcile transactions via the dashboard. This all-encompassing strategy simplifies financial transactions while empowering users to optimize their financial management practices effectively. With CardUp, users can not only streamline their payment processes but also gain greater control over their overall financial strategy, making it an essential tool for modern financial operations.

Trusted by the world’s leading payment schemes – Visa and Mastercard – Fidesmo delivers one of the most simple, scalable, and secure platforms for tokenized payment. Our solution enables banks and fintechs to digitize and provision payment cards onto a wide range of devices with a secure element. Today, Fidesmo works with over 800 issuing banks, allowing their customers to easily and securely add cards to supported devices through Fidesmo Pay. As a pure software platform, Fidesmo Pay gives device manufacturers the freedom to choose the secure element that best fits their design and product needs. Unlike vendor-locked solutions, it is compatible with any secure element manufacturer offering EMVCo-certified products, ensuring maximum flexibility and interoperability. This enables device makers to innovate freely in form factor, style, and user experience without hardware constraints. Future-proof by design, Fidesmo Pay continuously expands its ecosystem by onboarding more banks, schemes, and device categories. Manufacturers can focus on growth and customer engagement while the platform supports white-label solutions and deep customization, letting banks and brands deliver tailored payment experiences. As one of the leading tokenization platforms globally, Fidesmo is trusted by brands like Swatch and Polar, who rely on our technology to deliver secure and seamless wearable payment experiences. Founded in 2013 by Miguel Cardo and Mattias Eld, the company launched Fidesmo Pay in 2019, which has since shown consistent and accelerated growth across markets, banks, and device categories. With its open and scalable infrastructure, Fidesmo is shaping the future of tokenized payments worldwide.