What is TodayPay?

TodayPay is an Australian financial service that provides interest-free cash advances for short terms, aimed at helping people handle unexpected expenses that may occur between their paychecks. The TodayPay app is readily available for download on both iOS and Android devices, allowing users to create an account by entering their personal information such as name, address, email, and phone number. Utilizing an AI system called "Adam," the app evaluates users' financial situations by considering their income and spending patterns to determine their eligibility for cash advances. Users can apply for loans that last either 7 or 14 days, with amounts offered in increments of $100, $150, or $200, tailored to the individual’s income. Upon approval, the requested funds are quickly transferred to the user’s bank account, often within just minutes. Repayment is automatically deducted from the user’s next paycheck, which includes a flat service fee of 5%. A noteworthy benefit of TodayPay is its policy of not conducting credit checks, ensuring that users' credit scores remain unaffected, which adds to its appeal for those in need of immediate financial assistance. This user-friendly approach makes TodayPay an attractive choice for individuals looking for a speedy financial solution without the stress of impacting their credit history.

Pricing

Price Starts At:
Free
Free Version:
Free Version available.

Integrations

No integrations listed.

Screenshots and Video

TodayPay Screenshot 1

Company Facts

Company Name:
TodayPay
Company Location:
Australia
Company Website:
todaypay.au

Product Details

Deployment
SaaS
iPhone
Android
Training Options
Documentation Hub
Video Library
Support
Web-Based Support

Product Details

Target Company Sizes
Individual
1-10
11-50
51-200
201-500
501-1000
1001-5000
5001-10000
10001+
Target Organization Types
Mid Size Business
Small Business
Enterprise
Freelance
Nonprofit
Government
Startup
Supported Languages
English

TodayPay Categories and Features

TodayPay Customer Reviews

Write a Review
  • Reviewer Name: A Verified Reviewer
    Position: User
    Has used product for: Free Trial
    Uses the product: Yearly
    Org Size (# of Employees): 20,000 or More
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    No Available App or Customer Service

    Date: Jan 13 2026
    Summary

    I don’t think this company actually exists, the website is extremely thorough and makes it look like they exist but there is no available app on iPhone and no one from customer support answers your emails.

    Positive

    There are no pros!!!
    No-one from customer support answers your emails and there is no app or anyway to apply for a cash advance.

    Negative

    I don’t like that there is no way to apply for a cash advance and there is absolutely no customer service or support.

    Read More...
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