Top Transaction Processing Services (TPS) Alternatives

A significant challenge persists in the payment landscape, amounting to a staggering trillion-dollar issue: subscription recurring payments fail approximately 24% of the time. This high failure rate stems from inherent flaws in a payment system designed primarily for one-time transactions rather than ongoing subscriptions. FlexPay, an innovative FinTech startup, addresses this challenge by assisting merchants in retaining more subscribers through the recovery of failed credit card transactions related to recurring payments, thereby recapturing revenue that would have otherwise been lost. Businesses that rely on recurring payments often face systemic issues within the payment ecosystem, leading to an average rejection rate of one out of every four transactions, with a troubling two-thirds of these rejections being false declines—payments that should have been approved. By leveraging artificial intelligence to enhance payment processes, the FlexPay platform develops tailored recovery strategies for each transaction, resulting in remarkable approval rates. With its INVISIBLE RECOVERY™ feature, FlexPay engages directly with the payments infrastructure to ensure that customers remain unaware of any payment failures. This approach stands out as the quickest and most effective method for recovering soft declines. Overall, FlexPay not only helps businesses retain their subscribers but also enhances their overall revenue potential.

QuickFee (ASX: QFE) stands out as a leading provider of payment, financing, and accounts receivable automation solutions specifically designed for firms in the professional services sector. Our platform streamlines the Accounts Receivable process and accelerates revenue growth by seamlessly integrating various online payment options and comprehensive invoicing tools into your practice management system. With QuickFee, businesses can look forward to reduced aging receivables, improved cash flow, and increased client spending. Clients enjoy the convenience of paying through credit or debit cards, ACH/EFT transfers, or QuickFee's innovative financing solution, which enables them to manage their invoice payments over a period of 3 to 12 months, allowing firms to receive the full payment upfront without incurring additional costs. Operating in both the United States and Australia, QuickFee is committed to delivering scalable, economical solutions backed by outstanding customer service, ensuring that professional firms can thrive in today’s competitive environment. Additionally, our focus on technology and user experience continues to drive innovation in the payment processing industry.

Bottomline’s cloud-based platform, known as Secure Payments, provides financial institutions and businesses with the tools needed to reduce risks, prevent fraud, and adhere to regulatory requirements through its flexible and all-encompassing structure. This innovative solution effortlessly integrates with various banking systems via secure APIs and is compatible with Bottomline's Digital and Payments Banking offerings. By overseeing a vast array of transactions on a global scale, Secure Payments enables users to analyze outgoing payments through multiple channels such as Card, Check, ACH, Wire, SWIFT, FileAct, SEPA, SIC4, Fedwire, and standardized protocols like ISO200022 and ISO8583. Users can assess alerts and prioritize their responses based on individual concerns, allowing for a tailored approach to risk management. The platform employs an advanced machine-learning algorithm that intelligently classifies alerts and customizes notifications according to previous resolutions, thus allowing organizations to focus on their most pressing risk factors. This forward-thinking strategy not only improves security but also simplifies compliance processes within the organization, fostering a culture of proactive risk management. Ultimately, Secure Payments represents a significant advancement in how financial entities can protect themselves and streamline their operations.

Finastra's Bacsactive-IP is a cloud-based platform designed to streamline payment processing for a variety of transactions, including payroll, supplier payments, and expenses. This innovative solution caters to businesses of all sizes, from small firms managing their direct debits to large enterprises executing millions of transactions daily. It boasts a comprehensive array of features, such as secure user access with multi-factor authentication, web-based technology that enables concurrent usage by multiple individuals, and effortless integration with existing systems to enhance operational efficiency. Furthermore, businesses can opt for additional modules to further automate their payment workflows, providing a tailored solution that meets specific organizational needs. As a Software-as-a-Service offering, Bacsactive-IP eliminates the need for substantial hardware investments or software installations, significantly reducing both initial setup costs and ongoing expenses. Its intuitive interface and adaptability make it a crucial tool for organizations seeking to improve their payment processing capabilities, ultimately driving better financial management and operational success in a competitive market. By adopting Bacsactive-IP, businesses can ensure they remain agile and effective in their approach to managing transactions.

PayClix provides an incredibly swift, secure, and dependable way for businesses to transfer funds to their customers, particularly in situations that require intricate billing, multiple payment methods, recurring or partial payments, and deposits. With over a decade of expertise and a proven history, PayClix offers the most effective solution for all transaction types, including even the simplest ones, without the need for contracts. Our distinctive offerings facilitate the seamless integration of PayClix into any current accounting framework, improving operational efficiency and significantly reducing the amount of manual labor involved. Additionally, our software engine is designed with a wide array of customization options, allowing each implementation of PayClix to be specifically tailored to the unique requirements of different users, all while ensuring a consistent and stable platform for all clients. This adaptability empowers businesses to enhance their financial workflows while reaping the rewards of a strong and reliable system. Ultimately, PayClix stands out as a versatile choice for companies aiming to streamline their financial transactions with ease.

IntelliPay offers a robust payment processing and recurring billing solution tailored for businesses that operate under SaaS, subscription, and service frameworks. Our platform accommodates traditional fee structures as well as models where cardholders take on the processing fees. We integrate smoothly with leading payment gateways and present a wide range of payment methods, such as Online Payments, Virtual, On-Demand, Recurring Installments, EMV, and Custom Portals. Traditionally, the responsibility for processing fees fell on the businesses accepting payments, but thanks to our cutting-edge technology and recent legal developments, you are now equipped with options. You can choose to either absorb these fees or pass them onto your customers, thereby allowing you to keep a greater share of your revenue. Our solutions are designed to cater to various industries, providing flexible options that can significantly lower or eliminate costs. For insights into our sector-specific solutions, we invite you to look at the list below. Our adaptable enterprise payment platform is built to be highly scalable and easy to integrate, focusing on enhancing revenue growth effectively. Furthermore, we prioritize providing patients with access to every available payment method, all while minimizing the workload for your staff to ensure a seamless experience. By choosing IntelliPay, you are investing in a solution that not only supports your business needs but also enhances customer satisfaction.

The process of handling progress claims, variations, and payments can be greatly streamlined, and Oracle Textura Payment Management offers a premier cloud-based solution that consolidates every aspect of this workflow into a cohesive and secure platform. By automating the payment processes for contractors and subcontractors alike, this system removes the burden of monotonous manual tasks, enabling you to focus more on improving your business outcomes. Those who utilize Oracle Textura benefit from enhanced applications, effective payment scheduling, oversight of compliance, and more efficient disbursement methods. This leads to better control, heightened efficiency, and reduced risks for all parties engaged in the project. With Oracle Textura, you obtain a holistic perspective of your digital workflows, which lessens the chance of human mistakes while ensuring compliance with Security of Payment regulations. Designed for today’s construction industry, it enables a smooth end-to-end payment process, offering complete transparency and easy access to reporting for all essential project stakeholders. Furthermore, Oracle Textura not only simplifies the management of payments but also equips businesses to excel in a highly competitive environment. By adopting this innovative platform, organizations can enhance collaboration and communication among team members, ultimately fostering a more productive project atmosphere.

Jopari ProPay is a sophisticated cloud-based payment processing system tailored for healthcare payers, offering a variety of payment methods including EFT/ERA, virtual cards, and traditional paper checks, as well as a self-service portal for accessing Explanation of Benefits (EOBs) and remittance advice (R) delivery, all while ensuring compliance with 835 transactions for electronic billing. This innovative solution allows healthcare payers to move away from paper-dependent procedures, significantly reducing operational expenses by streamlining payment and remittance processes. By enabling payers to outsource their payment processing responsibilities, Jopari ProPay allows organizations to concentrate on their core business functions more effectively. The platform also offers healthcare providers a diverse array of payment delivery options, allowing them to choose what best meets their needs. Additionally, providers can access the self-service portal to track their EOBs and payment statuses, which enhances their overall experience. Jopari ProPay distinguishes itself as a secure and compliant payment processing choice, earning the confidence of over 50,000 ERISA health plans and fully insured groups, which underscores its dependability within the industry. Furthermore, its intuitive interface and extensive support features are key factors in its increasing popularity among both healthcare payers and providers, making it a valuable asset in the healthcare payment landscape. The platform’s commitment to innovation continues to drive its adoption and success in an ever-evolving market.

Payfabric®, a versatile cloud-based payment solution, seamlessly integrates with various platforms, applications, and back-office systems. By providing a centralized hosted environment, it enables businesses to accept payments and synchronize data across all their digital assets, including websites and applications. This system helps alleviate the burden of managing sensitive payment information on-site, thus simplifying PCI compliance processes. With our RESTful API, developers can rapidly create payment applications, complete with sample code and thorough documentation. Payfabric empowers developers with an effective tool to process payments from any location while enabling interconnectivity between payments and data across diverse platforms. Users benefit from reduced dependence on traditional gateways, which accelerates both coding and development processes. The platform also allows for customization, ensuring a smooth user experience while minimizing PCI compliance hurdles. Additionally, it supports effortless scalability and growth. Customers can conveniently view their outstanding invoices and make payments with a single click, eliminating the need to log into their accounts, thereby enhancing user satisfaction further.

Optimize your payment processes, keep track of ongoing transactions, improve subscription offerings, and reduce the risk of failed collections with our innovative platform. Are you constantly chasing payments? Is manual reconciliation becoming too burdensome? With Paysuite’s cloud-based software, you gain access to efficient, secure, and budget-friendly payment solutions designed for businesses of all sizes, enabling you to focus on growing your business while we handle payment processing. You can receive payments online from any device, making the transaction experience smoother and granting your customers an easy and stress-free payment journey. Eliminate the hassle of managing multiple logins! Our system seamlessly integrates with your existing internal software, providing a hassle-free financial experience with swift insights. We seamlessly connect with platforms such as Xero, Salesforce, and many others. Furthermore, we offer a complimentary employee benefits service that not only engages your team like never before but also helps reduce employee turnover by giving them immediate access to their earned wages through Access EarlyPay, fostering financial flexibility and enhancing overall job satisfaction within your workforce. This comprehensive approach ensures both operational efficiency and employee well-being.

Temenos offers state-of-the-art payments technology through a SaaS-first model designed to propel business expansion, improve operational efficiency, and encourage innovative services. Our solutions cover the full payments lifecycle, from order initiation to clearing and settlement processes. These offerings are carefully designed to function autonomously or in combination with others and are accessible via SaaS, cloud, or on-premises formats, providing the versatility needed to address a range of simple to intricate requirements. Committed to innovation and prioritizing customer satisfaction, Temenos invests heavily in research and development, which allows us to deliver a unique market offering: an advanced, SaaS-first Next-Generation Payments Processing solution on the premier technology platform available in banking. Our strong market presence is the result of our continuous efforts to integrate comprehensive end-to-end capabilities with cutting-edge cloud-native, cloud-agnostic, AI, and API-first payments technologies. By focusing on both technological progress and the evolving needs of our customers, we aim to transform the payments landscape for the better while maintaining our leadership role in the industry. Ultimately, our vision is to create a more seamless and efficient payments experience for all users.

Uluro® uPayments stands out as a powerful platform tailored to enhance the capabilities of traditional print service providers by incorporating electronic bill presentment and secure payment options, ultimately boosting customer value. With its seamless billing solution, users can easily create and distribute invoices across multiple channels while ensuring complete site branding and adhering to stringent security standards, all without the need for advanced programming knowledge. As an independent solution, uPayments integrates smoothly with existing software systems, facilitating a quick deployment of a user-friendly platform that accommodates extensive EBPP, eBill, EIPP, or payment processing functionalities. Furthermore, Uluro’s uPayments connects directly with a variety of payment processors, including FIS/Worldpay and First American Payment Systems, thereby removing the necessity for costly gateways and addressing the diverse needs of both B2B and B2C billing operations. This adaptability renders uPayments an excellent option for businesses aiming to optimize their invoicing and payment workflows while maintaining a high level of customer satisfaction. In an increasingly digital world, leveraging such innovative solutions can significantly enhance operational efficiency and provide a competitive edge.

Profituity’s cloud-based enterprise solution has been expertly developed to cater to the specific requirements of high-volume originators and third-party ACH payment processors. The confidence my sales team has gained in exploring a wider array of opportunities is truly remarkable, thanks to the expanded offerings we now provide. As a result, we have experienced a substantial reduction in operational workload, which has led to a significant decrease in the time allocated to managing our processing tasks. Challenges that once frequently disrupted our workflow have diminished nearly entirely. Our capacity for efficient scaling has been greatly enhanced, something that would have been unattainable had we continued with our previous software. By automating the representment process, we can successfully recover as much as 70% of ACH and check payments that are returned due to insufficient funds. Additionally, the system is equipped with features to collect NSF fees while adhering to state regulations. The architecture of the Profituity ACH platform is meticulously designed to foster growth and ensure seamless interoperability, harnessing cutting-edge cloud technologies. This dedication to continuous innovation not only empowers our operations but also positions us favorably in a fast-evolving marketplace, allowing us to stay ahead of the competition.

Lusis Payments emerges as an innovative provider of software and services specifically designed for the global payments industry. Our cutting-edge and dependable technology integrates effortlessly with a multitude of hardware and operating systems. The TANGO platform, along with our proficiency in risk management and exceptional customer service, delivers a unique value proposition for organizations confronting the intricacies of both present and future challenges in the payments arena. Lusis offers a high-efficiency solution for message translation and switching, adhering to the stringent demands of clients processing large volumes of transactions. No matter the complexity of the implementation, Lusis provides flexible loyalty solutions that enable clients to secure significant competitive advantages within their respective markets. As the payments landscape steadily transforms, Lusis remains dedicated to evolving and refining its services to fulfill the varied requirements of its customers. This commitment to innovation ensures that our clients are always equipped with the best tools to navigate the dynamic world of payments.

EFT Canada is at the forefront of providing state-of-the-art electronic payment solutions specifically designed for small and medium-sized businesses, including credit unions, merchants, ISOs, and various other entities. The convenience of Electronic Fund Transfers is available across both Canada and the United States, making payment management incredibly streamlined. You can utilize our services effortlessly without the need for software installations—simply use any web browser to get started. By implementing our solutions, companies can greatly lower operational expenses, increase their revenue, and improve their visibility in the market by offering customers a wider array of payment choices. Our services not only simplify and modernize the payment and collection processes but also effectively tackle the associated costs and delays. Furthermore, our offerings help reduce risks and safeguard against fraudulent activities. Enjoy fast and efficient transaction processing, with the support of our dedicated customer care center available for all merchants. Consequently, EFT Canada has established itself as a leading provider of innovative payment technologies, specifically tailored for the needs of small and medium-sized enterprises, enabling them to remain competitive in a fast-paced market. In a world where technological advancement is crucial, partnering with EFT Canada ensures businesses are equipped with the tools they need to thrive.

PayCafe was founded on the principle that credit card transactions should be straightforward, dependable, and consistent. However, it has gained a reputation for inadequate support, limited reporting capabilities, and a lack of transparency within the payment processing sector. Recognizing the demand for a more user-friendly credit card payment solution, we aimed to streamline the payment process for businesses. The landscape of payment processing has largely remained unchanged over the years, despite advancements in technology designed to enhance credit card payment systems, which often still involve complicated integration and ongoing management. Our solution integrates a comprehensive credit card payment system, a shopping cart, and security measures, along with fraud protection, real-time reporting, dispute resolution, and responsive customer support. We prioritize making credit card payments not just easy, but also secure, reliable, cost-effective, and affordable, allowing you to focus on operating your business effectively. Merchants using PayCafe can trust their payment solution, knowing it is designed with their needs in mind. This commitment to excellence fosters confidence and enhances the overall business experience for our clients.

IMS Payments serves as an all-encompassing transaction processing system that effectively manages and supervises every facet of payments, messaging, and connectivity. This Payment Hub integrates various functionalities, such as cash management, reconciliation, statement oversight, compliance verification, data governance, and detailed reporting, thereby eliminating the need for Generic Payment Hubs, Platforms, Frameworks, and Gateways. By allowing modules and services to interact fluidly within the system, it minimizes unnecessary data transfers, reduces redundancy, and avoids fragile data mapping services, which can often complicate operations. Users benefit from intuitive dashboards and interfaces that offer a comprehensive view, control, and operational support across multiple departments. The deployment of this unified solution helps organizations sidestep the intricacies associated with hardware, software, network connections, tokens, and specialized knowledge. Furthermore, the platform proficiently supports and converts between all recognized messaging formats and standards while safeguarding data integrity. In addition, it facilitates the secure exchange of data between legacy systems and the SWIFT network, making it an adaptable option for contemporary payment processing requirements. Ultimately, IMS Payments not only simplifies payment processes but also significantly boosts both efficiency and security for organizations. By leveraging this innovative platform, businesses can streamline their operations and better respond to evolving market demands.

A robust platform crafted to simplify, automate, expand, and manage payment workflows for enterprises, Independent Sales Organizations (ISOs), or financial institutions. By leveraging this system, your organization can quickly and securely access a broader spectrum of payment options, thereby removing the necessity for expert in-house payment knowledge. Enjoy a smooth integration experience that bypasses the complications of obsolete banking infrastructures. OpenTransact’s advanced APIs come with accessible developer assistance via Slack or email for any questions or guidance. You have the ability to connect various payment methods, providers, acquirers, or third-party services to your OpenTransact account, facilitating effortless payment processing without the need for adjustments to your existing integration. With features that ensure compliance with PCI-DSS, NACHA, and PSD2 standards, OpenTransact can be customized to adhere to local regulatory frameworks while safeguarding customer information, irrespective of the payment method or region. Integrating OpenTransact allows you to substantially reduce the developer workload required to manage multiple payment connections. Furthermore, real-time data synchronization across different gateways enhances adaptability and provides more options among various processors, positioning it as an ideal solution for contemporary payment needs. The platform not only optimizes transaction processes but also empowers businesses to focus more on growth and innovation.

Our cloud-based solution delivers exceptional security features that not only reduce expenses but also instill confidence in users. This integrated platform promotes organic growth by utilizing our vast array of open APIs, diverse functionalities, and thorough reporting capabilities. For over 40 years, ACI has been a leader in electronic payment solutions, serving over 5,000 banks and businesses in more than 80 countries worldwide. Our digital platform, Universal Online Banker, streamlines both domestic and international transactions while accommodating a variety of payment types. We consistently roll out new payment methods to keep our services modern and innovative. Moreover, customers have the flexibility to access data at their convenience, allowing for customized reports on balances and transactions. Enhanced features like panel authorization, cash pooling, and a broad selection of global payment options further enrich our services, equipping banks with the essential tools to thrive in a competitive environment. With ACI, your payment processing is not only efficient but also highly adaptable to the shifting demands of the market, ensuring long-term success and growth for your organization. As we continue to evolve, we remain dedicated to meeting and exceeding our clients' expectations.

PremierCheque+ and PremierCloud offer cutting-edge solutions for cheque writing that empower businesses to efficiently customize, sign, and print their own cheques. By using company-branded cheques, you can optimize the payment issuance workflow, addressing everything from individual cheques and remittances to banker’s drafts and payroll disbursements. Our software is meticulously designed to integrate flawlessly with C&CCC-approved TROY MICR printers and is compatible with all leading accounting programs, ensuring that it meets your specific financial requirements. Each cheque produced adheres to the latest banking standards and regulations, incorporating bank details, your company and bank logos, currency symbols, and signatures—all printed in one pass to satisfy rigorous industry criteria. Boasting a printing speed of up to 70 pages per minute, our system not only conserves your time and effort but also substantially reduces the expenses associated with cheque payments, making it an optimal solution for businesses of any size. Additionally, the user-friendly nature of these systems significantly boosts operational effectiveness, allowing companies to concentrate on their primary activities. As a result, businesses can enjoy enhanced productivity while ensuring compliance with financial regulations.

Boost your competitive edge by leveraging the untapped potential of your card and loan portfolios. First Data provides a unified processing platform that integrates all your payment cards, loans, prepaid solutions, and commercial card offerings. By implementing VisionPLUS® licensed software or utilizing FirstVision's outsourced processing methods, you can significantly reduce your operational costs for each account while obtaining a thorough insight into all customer accounts. The platform boasts extensive parameterization and a service-oriented architecture with integrated API capabilities, enabling quicker application development and smooth integration that allows for the rapid introduction of new products and services. With VisionPLUS's architecture designed for service consumption rather than conventional change management, organizations can streamline their technology infrastructure and leverage the advantages of open APIs to boost efficiency and foster innovation. Furthermore, this strategy creates a dynamic environment where your organization can swiftly adapt to market fluctuations, ensuring that responsiveness and flexibility become core strengths. In doing so, you position your business for sustained growth and success in a competitive landscape.

Presenting a comprehensive payment processing service that provides access to verified P2PE and EMV payment gateways. By adopting Agilysys Pay, you can increase customer confidence and reduce the risk of data breaches significantly. As a participant in the PCI Security Standards Council, Agilysys is dedicated to upholding stringent security protocols. Make the switch to Agilysys Pay, which features EMV pay-at-table options to strengthen card security for customers. In today's market, guests increasingly demand mobile payment alternatives, and Agilysys allows you to mitigate the risks often linked to traditional payment methods while ensuring convenience and safety. Step into the future of payment solutions tailored for contemporary businesses. Agilysys Pay guarantees the highest level of credit card security, supported by versatile payment terminals suitable for various environments, such as counter-service, mobile transactions, and signature capture. With Agilysys Pay, security is not merely an added bonus; it is an essential component that enhances your overall payment processing journey while providing peace of mind for both you and your guests. This innovative approach to payments ensures that your business stays ahead in a rapidly evolving industry.

Select a payment provider that helps decrease expenses while increasing your profits. Whether your objective is to provide multiple payment options for your healthcare organization or to improve your accounts receivable, BillingTree is dedicated to supporting your growth. An enhanced payment processing experience can greatly strengthen your customer relationships and encourage loyalty among your clientele. Understanding that different sectors possess distinct payment requirements and demands, BillingTree steers clear of a one-size-fits-all strategy. Our committed team pays attention to the specific needs of each sector we serve, equipping you with improved visibility over your operations and payment management. We guarantee that the entire payment journey is not only effective but also simple and secure from start to finish. In addition to merely providing products, BillingTree offers integrated solutions aimed at helping you retain a higher proportion of your payments, speed up your cash flow, and minimize operational challenges. With our in-depth knowledge, you can navigate the payment landscape with confidence, tailored precisely to your industry’s unique needs, ultimately leading to sustained business success.

SimplyPayMe offers an effortless way to handle payments, invoicing, and business management directly from your smartphone. Our mission is to enhance your work experience by providing a fully cloud-based platform with minimal transaction fees and no subscription costs. The app is designed to work seamlessly across all Apple and Android devices, as well as various web browsers, allowing for payment acceptance in virtually any location. There's no need for additional hardware to get started. Impressively, the app remains functional even when offline*, with all modifications automatically syncing once you reconnect to the internet. Experience the convenience of processing payments within minutes using just your mobile device, all without the need for a card reader, and enjoy the freedom of a no-obligation, free subscription. With SimplyPayMe, managing your business has never been easier or more accessible.

An architecture that complies with PCI PA-DSS allows your company to notably decrease both the scope and costs related to credit card transactions. SmarterCommerce’s effortless integration of Payflow™ and Computop's Paygate accommodates nearly all major payment options. The PayCloud framework simplifies the PCI compliance journey, eliminating the requirement for hardware installations. More than 120 clients using JD Edwards have selected SmarterCommerce as their ideal solution. Tailored specifically for JD Edwards, SmarterCommerce Payment Processing boasts robust integration capabilities. The focused implementation strategy ensures a rapid and low-risk process, leading to swift returns on investment. By leveraging JD Edwards' integrated payments, companies can improve their current e-commerce systems with web service applications. Customers benefit from the ability to manage and settle invoices online anytime through a user-friendly integrated portal. As businesses increasingly adopt a comprehensive approach to payment processing, the appetite for such solutions is on the rise. This shift signifies a profound change in the way organizations oversee their payment systems, reflecting the growing importance of efficient transaction management in today's digital landscape. Additionally, this evolution fosters enhanced customer satisfaction and trust in the payment process, further driving adoption.

At Circulus, we offer a range of Product and Service Offerings aimed at optimizing, augmenting, and automating Accounts Payable processes. Our company has engineered a comprehensive cloud-based solution that caters to the diverse needs of businesses, regardless of their size or complexity, ensuring efficiency in their AP operations. This end-to-end solution empowers organizations to streamline their financial workflows effectively.

A1Payments stands out as a global frontrunner in credit card processing specifically designed for eCommerce enterprises, which encompasses online shops, direct marketing agencies, and a variety of digital service providers. Our cutting-edge and intuitive processing solutions aim to lower expenses, boost revenue, and efficiently handle fraud-related risks. Founded by a team of eCommerce experts proficient in IT, marketing, and risk management, we are committed to providing outstanding customer support and service. We take pride in our capability to grasp your needs and create customized solutions that align with your business objectives. Our payment gateway comes equipped with a comprehensive suite of risk management tools intended to prevent fraudulent activities and reduce chargebacks. Furthermore, we offer a multi-currency platform that supports over 40 different transaction and settlement currencies, as well as all major credit card brands. Whether your business operates through one-time sales or subscription models catering to customers, donors, or members, we are dedicated to providing thorough and effective payment solutions tailored to your unique needs. Our mission is to facilitate your business growth by optimizing payment processes and improving the overall experience for your customers, thus fostering long-term relationships. Through our innovative approach, we aim to stay ahead of industry trends and continuously enhance our offerings to serve you better.

ezyCollect offers a secure, cloud-based platform designed for efficient management of accounts receivables. With a trust base exceeding 1,000 companies globally, it streamlines the often tedious processes linked to accounts receivables, allowing businesses to concentrate on their primary operations. The solution boasts an array of features aimed at accelerating and enhancing payment collections, including pre-reminders, overdue notices, and online payment processing capabilities. Additionally, it seamlessly integrates with leading accounting software like Xero and MYOB, further simplifying financial management for users. By adopting ezyCollect, organizations can significantly improve their cash flow and operational efficiency.

Discover a fast, flexible, and innovative checkout experience with Cayan, a cloud-based payment processing platform. This service supports a variety of payment options such as Android Pay, Apple Pay, MasterCard, VISA, Discover, and American Express. Cayan is designed to work with diverse retail payment devices from different manufacturers, providing added convenience for users. Moreover, it includes e-commerce payment solutions for online sales, leveraging the Authorize.net payment gateway for smooth integration, making it ideal for businesses aiming to enhance their payment workflows. With its extensive functionalities, Cayan stands out as a dependable option for future-oriented payment solutions while continually adapting to evolving market demands.

When customers make purchases using credit or debit cards, your organization benefits by receiving the full amount charged without any deductions. CardX assumes responsibility for any service fees and transaction costs, guaranteeing that you receive every dollar owed. In industries such as government and education, many payment processors have fallen behind in terms of technological advancement. Intelligent Rate employs a proprietary, patent-pending technology that can quickly determine the card type and its associated cost of acceptance in just under a second. This innovation results in a contemporary payment solution that meets the clarity and transparency expectations of modern consumers. With Intelligent Rate, customers are charged only for the costs they incur, akin to managing their utility bills and other service expenses. Unlike traditional flat-rate fees, which tend to burden users with less expensive cards like debit cards, this model promotes fairness in the payment processing landscape. Consequently, consumers can experience a payment system that is more just and customized to meet their individual requirements, ultimately enhancing their overall satisfaction. By prioritizing equity and transparency, Intelligent Rate fosters a more trustworthy relationship between consumers and service providers.