What is UrBudget?

UrBudget is a budgeting software that utilizes a zero-based envelope strategy, designed for users on both Windows and macOS platforms, catering to individuals and families alike. This application empowers users to distribute their income across different categories, track their spending habits, modify their budget when financial circumstances change, and carry over any unused funds to subsequent budgets. It includes features that help plan for irregular expenses and ensures that credit card usage is limited to repayment only. Users can either manually record transactions or import data from CSV, OFX, QFX, or QIF formats, with built-in functionality to check for duplicates among incoming data. Furthermore, SimpleFIN Bridge allows for seamless synchronization with bank accounts in the US and Canada. For those migrating from YNAB, UrBudget facilitates the easy transfer of accounts, transactions, categories, and targets. The software also offers extensive reporting capabilities, a loan planning tool, and an optional assistant to help with budget-related questions, manage overspending, and process receipts, while any proposed changes must be approved by the user. Budgets are stored locally, although users can opt for encrypted synchronization across devices for enhanced security. The application provides a 30-day trial before a one-time license fee is required for ongoing use, and synchronization services are billed separately. With its intuitive interface and a wide range of features, UrBudget strives to make budgeting simpler and enhance financial literacy, ultimately supporting users in achieving their financial goals more effectively. Additionally, the app's commitment to user privacy and data security further reinforces its appeal among budgeting tools.

Pricing

Price Starts At:
$9 one-time
Free Trial Offered?:
Yes

Screenshots and Video

Dark-mode UrBudget budget dashboard for October 2026, showing category allocations, account balances, available funds, and quick-assignment details.

Dark-mode UrBudget budget dashboard for October 2026, showing category allocations, account balances, available funds, and quick-assignment details.

Company Facts

Company Name:
UrBudget
Date Founded:
2026
Company Location:
Saudi Arabia
Company Website:
urbudget.app/

Product Details

Deployment
Windows
Mac
Training Options
Documentation Hub
Support
Web-Based Support

Product Details

Target Company Sizes
Individual
1-10
11-50
51-200
201-500
501-1000
1001-5000
5001-10000
10001+
Target Organization Types
Mid Size Business
Small Business
Enterprise
Freelance
Nonprofit
Government
Startup
Supported Languages
English

UrBudget Categories and Features