What is Xplor Pay?

Xplor Pay is a fully embedded payments platform designed to help vertical SaaS companies replace fragmented payment processes with a unified, revenue-driven payment experience. Unlike traditional processors that leave teams to navigate onboarding, underwriting, and go-to-market challenges alone, Xplor Pay offers a PayFac-as-a-Service model that emphasizes true partnership. Software providers gain access to comprehensive support teams spanning integration engineering, sales enablement, risk management, and merchant success. This collaborative approach enables platforms to deploy payments quickly, monetize transactions more effectively, and maintain complete transparency into revenue performance through detailed residual and reporting tools. With more than $31B in annual processing volume and over 66,000 businesses served, Xplor Pay supports scalable growth for platforms of all sizes. Its API suite—covering transactions, disputes, recurring billing, reporting, and mobile SDKs—gives developers the flexibility to build deeply integrated payment experiences. The platform also provides sales and marketing resources that help SaaS partners drive adoption and reduce cost of customer acquisition. Payment monetization is simplified with consistent support before and after integration, ensuring smoother launches and stronger long-term results. By delivering infrastructure, collaboration, and strategic enablement, Xplor Pay empowers SaaS companies to expand revenue streams with confidence. For software teams seeking a payments partner—not just a processor—Xplor Pay delivers a complete ecosystem built for growth.

Integrations

All Xplor Pay Integrations
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Screenshots and Video

Xplor Pay Screenshot 1
Xplor Pay Screenshot 1

Company Facts

Company Name:
Clearent
Date Founded:
2005
Company Location:
United States
Company Website:
xplorpay.com

Product Details

Deployment
SaaS
Training Options
Documentation Hub
Online Training
On-Site Training
Support
Standard Support

Product Details

Target Company Sizes
Individual
1-10
11-50
51-200
201-500
501-1000
1001-5000
5001-10000
10001+
Target Organization Types
Mid Size Business
Small Business
Enterprise
Freelance
Nonprofit
Government
Startup
Supported Languages
English

Xplor Pay Categories and Features

Payment Processing Software

ACH Check Transactions
Bitcoin Compatible
Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
POS Transactions
Receipt Printing
Recurring Billing
Signature Capture

Payment Facilitation (PayFac) Platform

Embedded Payments Platform

Xplor Pay Customer Reviews

Write a Review
  • Reviewer Name: A Verified Reviewer
    Position: Member
    Has used product for: 2+ Years
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Consider any other processor

    Date: Jan 26 2023
    Summary

    We were Clearent customer for 5 years and paid fees that turned out to be much higher than competitors. We were forced to close the business that was way past the 3 year initial contract period. Clearent charged an early termination fee contrary to what the Clearent Sales Rep said. Clearent continued to charge monthly fees after the early termination fee. When we questioned Clearent, they said the sales rep lied. We asked Clearent to reinstate us as customer for a time period to avoid the early termination fee and refund us the early termination fee charged. Clearent refused.

    Positive

    None. They did help keep our bank balance low by taking funds out of our account. Customer no-service will make you happy when you deal with other companies.

    Negative

    High fees, lengthy contract. Cannot believe anything a Clearent sales rep tells you. Must read the entire contract and understand it.

    Read More...
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