Leader badge

What is Zil Money?

Zil Money provides a variety of payment solutions to enhance financial management for businesses.

With the option to pay by credit card, users can utilize their cards even when vendors do not accept them.

The platform allows for both one-time and recurring ACH/RTP payments with just a single click, streamlining the payment process significantly.

Wire transfers can be conducted electronically, moving funds seamlessly between financial institutions.

Users can also manage their bills online, scheduling payments to suppliers while minimizing financial risks.

Additionally, Zil Money offers the ability to digitize traditional paper checks, allowing payments to be sent via email or text message.

The service integrates smoothly with existing accounting and payroll software, ensuring a cohesive financial ecosystem.

Opening an online bank account with ZilBank.com allows users to further simplify their payment management while saving time and resources.

Check printing is made easy with a drag-and-drop feature for instant creation and compatibility with any printer.

For customer convenience, businesses can create and send secure payment links to facilitate online transactions effortlessly.

Moreover, the platform empowers companies to fund their payroll using credit cards, alleviating cash flow issues during payday, preserving cash reserves, and even earning rewards in the process.

With these diverse payment options, Zil Money is positioned as a comprehensive solution for modern business financial needs.

Pricing

Price Starts At:
$0
Price Overview:
Pay By Credit & Payroll funding by credit card services requires no subscription.
General subscription packages for check printing, ACH, Wire transfer, etc start at a $30 Pay As You Go plan.
Free Trial Offered?:
Yes

Integrations

Offers API?:
Yes, Zil Money provides an API

Screenshots and Video

Company Facts

Company Name:
Zil Money
Date Founded:
2018
Company Location:
United States
Company Website:
Edit This Page

Product Details

Deployment
SaaS
Windows
Mac
iPhone
iPad
Android
Training Options
Documentation Hub
Online Training
Webinars
On-Site Training
Video Library
Support
24 Hour Support
Web-Based Support

Product Details

Target Company Sizes
Individual
1-10
11-50
51-200
201-500
501-1000
1001-5000
5001-10000
10001+
Target Organization Types
Mid Size Business
Small Business
Enterprise
Freelance
Nonprofit
Government
Startup
Supported Languages
English

Zil Money Categories and Features

Online Banking Software

Brokerage
Cash Management
Chat / Messaging
Credit Card Management
Electronic Statements
Fraud Detection
Loan Management
Marketing Automation
Retail Banking
Single Sign On
Transaction Monitoring

Business Bank Accounts

Bank Wires
Bill Pay
Billing & Invoicing
Business Credit Cards
Checking Account
Checks
Expense Management
Instant Payouts
No Fee Payments
Rewards
Savings Account
Spend Management

Accounts Receivable Software

ACH Payment Processing
Billing & Invoicing
Check Processing
Collections Management
Online Payment Processing
Overpayment Processing
Partial Payments
Receivables Ledger
Recurring Billing

Accounts Payable Software

Approval Process Control
Bank Reconciliation
Cash Management
Check Writing
Duplicate Payment Alert
Fraud Detection
General Ledger Entry
Vendor Management
  • Reviewer Name: Misty P.
    Position: CEO
    Has used product for: 6-12 Months
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Good company

    Updated: Jun 28 2025
    Summary

    My overall experience was very positive and very easy to understand. The entire process is smooth and very easy to understand and use

    Positive

    The application process was smooth easy to complete from start to finish The terms and conditions are very easy to understand. The company is very highly rated and preferred by a lot of people that I know use them. I have nothing negative to say

    Negative

    I didn't have any negative experience with this company

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Health care
    Has used product for: Free Trial
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Zil Money review

    Date: Jun 22 2025
    Summary

    Using Zil Money has made me worry free and makes it simple to keep track of all my purchases and sales. I would recommend it to anyone for sure. Try it yourself and see how less complicated life can be with Zil Money!

    Positive

    Zil Money is the best way to keep track of my income and my spending everyday. It has made my life extremely more convenient and I even referred friends and family and they are so exited

    Negative

    There is nothing I dislike about Zil Money honestly. Well maybe the fact it's wants to confirm my identity quite a bit which has me worried about hackers. But I trust them 100%.

    Read More...
  • Reviewer Name: Keandra R.
    Position: Owner
    Has used product for: 6-12 Months
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Awesome

    Date: Jul 16 2025
    Summary

    Zil Money offers a dynamic and innovative financial management platform that impresses with its user-friendliness and adaptability. The seamless integration of banking features provides a comprehensive, efficient solution for managing finances, making it an invaluable tool for individuals and businesses alike. Whether it's handling transactions, creating invoices, or monitoring expenses, the platform stands out with its reliability and creativity in simplifying complex financial tasks.

    Positive

    Zil Money has proven to be an invaluable financial tool for many, and its impact can be quite personalized. Users often appreciate its user-friendly interface and efficient features that streamline financial transactions, whether personal or business-related. It can positively impact one's life by offering greater control over payments, securely managing cash flow, and reducing financial management stress, thereby creating more room for productivity and peace of mind.

    Negative

    Zil Money offers a range of features for handling financial tasks, but it may not entirely cater to those seeking a seamless experience. Some potential cons include a learning curve for new users, occasional technical glitches, and perhaps limited integrations with other financial tools. Users might find these aspects can impede the overall effectiveness or convenience of the service.

    Read More...
  • Reviewer Name: Komanchee E.
    Position: Business owner
    Has used product for: Less than 6 months
    Uses the product: Monthly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    This platform is THE BEST

    Date: Apr 06 2025
    Summary

    I would recommend this platform above all the rest. The platform is the easiest I have ever used!!!!

    Positive

    I liked that this platform was so easy to use. There was no difficult information to try and get!!!!

    Negative

    I didn’t like that it took me so long to find this

    Read More...
  • Reviewer Name: Chengdian L.
    Position: Administration
    Has used product for: Free Trial
    Uses the product: Monthly
    Org Size (# of Employees): 100 - 499
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    A Game-Changer in Business Payments and Financial Management

    Updated: Jun 15 2025
    Summary

    Final Verdict: 9.5/10

    Zil Money is more than a check-printing tool—it’s a full-fledged business payments platform that blends security, convenience, and innovation. Whether you’re paying vendors, employees, or yourself, it brings all aspects of business payments into one smart, efficient ecosystem. It’s especially valuable for small to mid-sized businesses aiming to professionalize and simplify their financial operations without the overhead of traditional banking or enterprise ERP systems.

    Positive

    Pros
    • Easy-to-use interface
    • Fast ACH and wire payments
    • No need for pre-printed checks
    • Strong security measures
    • Great value for the features offered
    • Multi-user and multi-business support

    If you’re a business owner, freelancer, accountant, or financial manager looking for a robust, user-friendly platform to streamline payments, Zil Money deserves serious consideration. After testing and using the platform across various functions—from payroll to vendor payments to check printing—it’s clear that Zil Money offers a comprehensive, modern solution for managing financial workflows.

    Negative

    • Minor learning curve for first-time users
    • Some advanced features require a higher-tier plan

    Read More...
  • Reviewer Name: A Verified Reviewer
    Position: Owner
    Has used product for: Less than 6 months
    Uses the product: Daily
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Reg Zil User now!

    Date: Aug 22 2023
    Summary

    Wonderful! Highly recommend to any and every one that I know and teach online through my course! Great!

    Positive

    I absolutely love Zil Money! It has changed the way we do things around here in our every day life and more!!

    Negative

    None that I can think of or have seen yet so far!!!

    Read More...
    Official Zil Money Response
    Date: May 22 2024
    Thank you for your recommendation. We are thrilled to learn that Zil Money has impacted you in a positive way.
  • Reviewer Name: A Verified Reviewer
    Position: Admin
    Has used product for: 1-2 Years
    Uses the product: Monthly
    Org Size (# of Employees): 500 - 999
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    AUTOMATE YOUR TRANSACTION PROCESSING

    Date: Sep 15 2023
    Summary

    What im looking for in check fulfillment. Best check processing system. Can beat others by 8 overall.

    Positive

    Transaction processing was in the loop. Able to print and mail checks. Email receipts! Pay payroll by credit card.

    Negative

    There was nothing really. No problems that I see. Everything was good to go.

    Read More...
    Official Zil Money Response
    Date: May 22 2024
    Thank you for your review. Glad that you are finding our payroll by credit card and check printing services useful.
  • Reviewer Name: A Verified Reviewer
    Position: Owner
    Has used product for: Less than 6 months
    Uses the product: Yearly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Unique way to bay thru your business credit

    Date: Nov 01 2023
    Summary

    My overall experience was pretty good, I think however i was confused on which 'checking' account to setup as recipient, either personal or business.

    Positive

    Personal representative to assist in account setup and affiliation with Payroll company.
    Easy user interface to navigate.
    Does what its supposed to.

    Negative

    Confusing ADP setup.
    Still in Start-up mode for overall website layout and construction.

    Read More...
    Official Zil Money Response
    Date: May 22 2024
    Thank you for your response. Glad to know that you are satisfied with our user interface and other services. Regarding trouble with ADP setup, you can contact our customer support team which is available 24/7.
  • Reviewer Name: Dedrick C.
    Position: CEO
    Has used product for: Less than 6 months
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great service

    Date: Aug 29 2023
    Summary

    My overall experience is great the team is always there to answer questions that I may have and get the answer quickly.

    Positive

    Great team to help with questions. I had a hard time, when it was time to setup everything, but the team was amazing in helping me get setup.

    Negative

    The service is a little bit pricey when it comes to running payroll, but it will work for me.

    Read More...
    Official Zil Money Response
    Date: May 22 2024
    Thank you for your review. Glad that our customer team was able to help you out. As an all-in-one payment platform, our prices reflect the convenience and flexibility we provide to users. We offer the best features that are packed with value.
  • Reviewer Name: A Verified Reviewer
    Position: Freelancer
    Has used product for: Free Trial
    Uses the product: Weekly
    Org Size (# of Employees): 1 - 25
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Zil Money review

    Date: Jul 27 2023
    Summary

    My overall experience is surreal, i would recommend it to others, it has a lot of useful features that everyone should leverage on.

    Positive

    It is convenient. easy to use and well designed. it really meets all my needs especially when i am moving money around.

    Negative

    Sometimes the page load time is more than expected but occurs rarely.

    Read More...
    Official Zil Money Response
    Date: May 22 2024
    Thank you for your response. Glad that Zil Money has made money management easier for you. We are constantly updating our platform to give users the best experience, so we appreciate you mentioning the slowdowns.
  • Reviewer Name: A Verified Reviewer
    Position: Manager
    Has used product for: Less than 6 months
    Uses the product: Yearly
    Org Size (# of Employees): 1 - 25
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Great product

    Date: Aug 23 2023
    Summary

    I'm a big fan of Zil products. Not only do they have awesome products that are easy to use, they are also incredibly affordable. I recently purchased one of their products and was pleasantly surprised by how well it worked. The quality was great and the setup was simple and straightforward. The customer service was excellent too, which made my experience even better. Overall, Zil is an awesome product that I would highly recommend to anyone looking for quality services.

    Positive

    I recently onboarded on Zil and I was extremely impressed with how easy the process was. The platform is incredibly intuitive and I was able to quickly understand how to use it. The onboarding process was straightforward and I didn't have to spend a lot of time figuring out how to use the product. I also appreciate the customer service I have received from Zil. They are incredibly helpful and responsive when I have any questions. Overall, Zil is a great platform with an easy onboarding process and great customer service.

    Negative

    When you're trying to figure out the cons to any situation, it's important to take an objective, thoughtful approach. It can be helpful to look at all the potential angles, so far it has been a great experience.

    Read More...
    Official Zil Money Response
    Date: May 22 2024
    Thank you for your response. We are happy to learn that you had a great experience using our platform.
  • Reviewer Name: A Verified Reviewer
    Position: SEO
    Has used product for: 6-12 Months
    Uses the product: Daily
    Org Size (# of Employees): 26 - 99
    Feature Set
    Layout
    Ease Of Use
    Cost
    Customer Service
    Would you Recommend to Others?
    1 2 3 4 5 6 7 8 9 10

    Excellent Software

    Date: Nov 19 2021
    Summary

    Can create and print customized checks from our home or office desk.

    Positive

    Zil Money is best software for online payments. It provides cloud-based online banking and financial management services.

    Negative

    Nothing, Nothing, this is ever best software for online transactions. I have been using this for 10 months.

    Read More...
    Official Zil Money Response
    Date: Jan 20 2022
    Thank you for your lovely review. We're glad you're pleased with the product! If you have any questions or feedback, please let us know here at support@onlinecheckwriter.com
  • Previous
  • You're on page 1
  • Next