List of the Top 3 Digital Wallets for GlobalGiving in 2025

Apple Pay provides a fluid and integrated experience with the Apple devices you use every day, enhancing convenience and security in your transactions. This service allows for safe, contactless payments at physical stores, through applications, and online platforms. Users can effortlessly send and receive money to and from friends and family using Messages, making it a versatile option for personal transactions. By choosing Apple Pay, you enjoy a more secure payment method that often surpasses the ease of traditional card usage. Using Apple Pay on your iPhone or Apple Watch ensures quick and secure transactions, significantly reducing the need to carry cash or physically interact with payment terminals. You can easily make purchases for apps and games on the App Store or quickly pay for services like rides, food deliveries, or new shoes with just a simple touch or glance. Additionally, it is applicable for subscriptions to services like Apple Music, Apple News+, and Apple Arcade, as well as for upgrading your iCloud storage. When shopping online via Safari on your iPhone, iPad, or Mac, Apple Pay simplifies the checkout process by removing the requirement for account creation or the tediousness of completing long forms. This not only speeds up your purchases but also enhances the overall shopping experience, making it more efficient and user-friendly, which is a significant advantage in today's fast-paced world. Overall, Apple Pay stands as a modern solution that elevates the way you handle your financial transactions.

Over 9 million merchants rely on PayPal to help them launch, manage, and grow their enterprises. We provide a comprehensive suite of tools, products, financing solutions, and personalized support that enables you to efficiently handle critical functions such as payment processing, website creation, shipping logistics, and marketing strategies. Furthermore, our business loans* allow you to secure the funding necessary for both new ventures and sustained growth. You can accept payments seamlessly, whether online through invoicing and tailored website checkouts or in-person using mobile card readers for on-the-go transactions. Our diverse range of products and services is designed to enhance your daily operations, featuring capabilities for payment tracking and shipping label printing. Additionally, explore our merchant lending options that ensure swift access to vital funds for your business while offering payment plans to your customers, allowing them to pay in installments while you receive your payment upfront. Ultimately, our mission is to bolster your business throughout its journey, enabling you to concentrate on what truly matters: driving growth and enhancing customer satisfaction, so you can achieve your aspirations.

M-PESA is recognized as the premier mobile money service across Africa, holding the title of the continent's top fintech platform. Its popularity as a payment solution is embraced by both banked and unbanked individuals, primarily due to its exceptional security features and user-friendly interface. The service is designed to accommodate millions of users who own mobile phones but may not have access to conventional banking services or face significant limitations in that area. Presently, M-PESA boasts over 51 million active customers spread across seven African countries, providing them with a dependable, safe, and cost-effective way to transfer money, recharge their mobile airtime, pay bills, receive salaries, and obtain short-term loans, among numerous other services. To initiate the use of M-PESA, customers typically visit authorized agents, which are often small kiosks or retailers such as barbershops and bakeries, where they can exchange cash for electronic currency. After going through a simple registration process, users can quickly send money to friends and family within the country, making financial transactions more straightforward than ever before. This groundbreaking service is not only revolutionizing the way people engage with their finances but is also significantly improving the economic conditions of its users, fostering greater financial inclusion throughout the continent. As M-PESA continues to evolve, it plays a vital role in shaping the future of financial services in Africa.