List of the Top 3 On-Prem Embedded Finance Platforms in 2025

Exact Payments creates and offers user-friendly, scalable payment technology tailored for SaaS businesses, allowing them to effortlessly incorporate payment systems into their platforms and establish a lucrative revenue stream. Through Exact's PayFac-as-a-Service offering, SaaS companies can design seamless purchasing experiences that not only elevate customer satisfaction but also boost retention rates and potentially increase a customer's lifetime value by up to five times. Currently, Exact manages over one billion transactions each year for esteemed clients such as Chase, Ordway, Cineplex, Allianz, Levi’s, and Carfax, demonstrating its significant market impact. This robust solution not only simplifies the payment process but also empowers companies to focus on their core services while enhancing their financial performance.

SDK.finance is a fintech platform driven by an API that provides the necessary infrastructure for developing various payment solutions. By utilizing its ledger capabilities, clients of SDK.finance can significantly reduce their development time by at least one year when creating products such as a neobank, a digital wallet application, a payment acceptance system, and more. The diverse range of products that can be developed on the SDK.finance platform includes: - Neobank - Digital wallet - Payment acceptance system - Money transfer application - Marketplace payment solution - Mobile wallet application - General ledger These offerings highlight the platform's versatility in catering to the needs of modern financial technology projects.

Leverage our insights to refine your lending strategies, leading to better risk management and enhanced customer satisfaction. Identify early indicators of possible delinquency and fraudulent activities related to undisclosed credit obligations, and take preventive actions to mitigate these risks. Stay updated with real-time market trends, allowing for rapid adjustments to your strategies to capitalize on emerging opportunities. Develop precision-targeted marketing campaigns grounded in customer segmentation insights, which can significantly increase engagement and conversion rates. Integrate sophisticated machine learning models with financial insights and transaction data to design outstanding products that provide considerable value to your organization, while persistently improving your methods for long-term success. By fostering a culture of innovation and adaptability, your organization can remain competitive in an ever-evolving financial landscape.