List of the Top 25 Money Transfer Apps for iPhone in 2025

Melio serves as a streamlined accounts payable solution aimed at enhancing bill payment processes, optimizing operational workflows, and boosting cash flow management. The platform enables users to make payments to vendors via online bank transfers or credit and debit cards, even when those vendors only accept check payments, while Melio handles all the tedious manual tasks. It integrates effortlessly with accounting software such as QuickBooks and Xero, ensuring that your financial records remain current. With Melio, payments can be made using either bank transfers or card options, which not only helps in managing cash flow but also allows users to earn rewards. You can easily input vendor information or bill details manually, upload documents, or take a photo of the invoice for quick processing—it’s incredibly user-friendly. Payments can be scheduled in alignment with your cash flow strategy, and Melio will oversee the execution of those payments. Furthermore, the platform facilitates payments to international vendors in their native currencies, ensuring smooth transactions for various services and products. This comprehensive approach makes managing accounts payable more efficient and less stressful than ever before.

Easily transfer funds from the UK, EU, US, and Canada to Africa and Asia at competitive rates. Our fast service allows you to send money directly to mobile money cards on popular networks, all from the ease of your smartphone. With our intuitive app, you can quickly send money to friends and family with just a few taps using your debit card. The hassle of long lines, complicated fees, or uncertainty about whether your loved ones received your money is now a thing of the past. Simply enter your friend's name and phone number, and it’s as effortless as sending a text message. We will swiftly move the funds from your debit card straight into your friend's mobile money wallet. Many countries in Africa provide mobile wallets via platforms like MTN, enabling anyone with a mobile phone to securely manage their funds. Recipients can easily withdraw or add cash at a variety of mobile money agents located throughout the areas we service. This efficient system guarantees that sending money is not only quick but also dependable, giving both senders and recipients peace of mind while maintaining the highest levels of security and convenience. Additionally, our transparent pricing ensures that you know exactly what to expect without any hidden costs.

Introducing the ideal business account tailored for global operations, created to simplify your international expansion without the burden of high fees, tedious administrative work, or the hassle typically associated with conventional banks. Your assets are safeguarded in trusted financial institutions, providing you with the assurance that comes from partnering with an authorized financial services provider. Effortlessly settle your invoices at the real exchange rate in over 70 countries, utilizing your mobile device or app, with the majority of transactions completed instantly or within one hour. To initiate a payment, just enter your recipient's banking details or email; they don't need to maintain an account with us. Enhance your international payroll, reimbursements, and regular payments, saving valuable time and resources by easily transferring funds to up to 1,000 recipients in one go by uploading a simple spreadsheet with all necessary information. You can also bring team members on board to aid in payment management, while all your past transaction data is conveniently archived for future access. With this service, you can concentrate on scaling your enterprise while we manage the intricacies of cross-border financial transactions, allowing for smoother operations and more strategic growth. Additionally, our user-friendly interface ensures that you can navigate your financial tasks with minimal effort and maximum efficiency.

Engage in online payments, fund transfers, or cryptocurrency transactions while accumulating loyalty points that can be exchanged for various rewards. Enhance your overall experience by benefiting from reduced fees, accessing exclusive perks, and enjoying a secure online payment process with NETELLER. With NETELLER, you can expect transactions that are quick, dependable, and without any charges. Experience a revamped interface, cutting-edge features, and an enhanced mobile application that simplifies the process of sending and spending. The NETELLER multicurrency account enables you to keep track of your balance in multiple currencies, giving you flexibility no matter your location. Whether you're splitting bills or sending gifts, simply import your contacts to send and receive funds with ease. Immerse yourself in the vibrant world of cryptocurrency trading using NETELLER’s integrated platform, where trading can be done conveniently through the app, or you can set up automatic orders to take advantage of market fluctuations. By opting for NETELLER for your financial dealings with friends, family, or favorite businesses, you not only earn points that can be redeemed for exciting rewards, but you also enhance your transaction experience. Enjoy a smooth financial journey that aligns with your needs while also presenting opportunities to earn rewards with every transaction you make. Take control of your financial activities and turn everyday spending into rewarding experiences.

Transitioning to Remitly transforms the process of sending money into a more significant experience, complete with a promise that your funds will reach their destination on time or we will refund your fees. We prioritize the confidentiality of your personal information while ensuring that your funds remain secure throughout the entire transaction. Recipients can easily access their money at local banks and retail outlets, which adds convenience to the process. Our commitment to providing competitive exchange rates and low fees is consistent, and new users can benefit from special promotions, subject to specific eligibility criteria. Once you establish your account, our straightforward guide will facilitate your first transfer seamlessly. Each transaction is backed by our pledge for timely delivery; if we fail to uphold this commitment, you will receive a refund. Furthermore, we offer zero fees on transfers of $500 or more, enhancing the value of your transactions. Depending on the amount being sent or the need for verification, additional documentation might be requested to ensure compliance and security. Your safety is our utmost concern, and as a registered Money Services Business with the US Department of Treasury, we are fully licensed to conduct operations across all 50 states. With Remitly, you can send money confidently, assured that your satisfaction and peace of mind are our highest priorities, making each transfer a reliable and trustworthy experience. Choosing us means not only convenience but also a dedicated service that values your needs.

Have you ever thought about why there are three separate apps for similar tasks? With one comprehensive app, you can easily pay friends, engage in conversations, share expenses, and access an array of other functionalities. You can obtain a card without even stepping out of your home, and it can be activated for both online and offline use with just a few quick taps. For collecting payments from customers and followers, you can design personalized pages tailored to your needs. To facilitate payments for your products or services, simply distribute your Paylink on platforms like Instagram and YouTube. Instant payments to your contacts can be made using Google Pay, Apple Pay, or a connected card. Additionally, you have the option to transfer funds from Joompay to your bank account or utilize them with our virtual Visa Card. Communicating and transacting is simplified through the universal language of Emojis, eliminating lost messages and unexpected transactions. When it comes to splitting costs, you can effortlessly use our Visa card, making calculations unnecessary. It's also compatible with Apple Pay and Google Pay for offline transactions. Furthermore, your friends can easily download Joompay, allowing them to quickly reimburse you without any hassle. This seamless integration of features makes everyday financial interactions more convenient than ever.

Stay closely connected with your friends and family by utilizing our premium services designed to foster communication. With just one app, you can easily eliminate feelings of loneliness and maintain relationships. Our reliable and cost-effective platform allows for enjoyable conversations and messaging, truly enhancing your ability to overcome distance. When you sign up today, you'll also receive a $2 credit to enhance your calling experience right from the start. We strive to provide a straightforward, secure, and effortless way to handle your money transfers. Enjoy the benefits of low fees, attractive exchange rates, and easy repeat transactions that cater to your financial needs. Experience the ease of sending international money transfers with only a few clicks, and enjoy your first transfer for free on amounts up to $300! This service offers a simple solution to keep your loved ones connected by ensuring their mobile balance is always sufficient. With BOSS Revolution, sending mobile airtime is a breeze, reaching over 150 carriers across 90 countries in just a few taps. By downloading our calling app, not only will you remain in touch, but you will also be rewarded with a $2 bonus. Our service promises exceptional rates, free calls, and crystal-clear connections, allowing you to communicate effortlessly no matter where you are. Join us today and discover the seamless connectivity that brings you closer to the people who matter most, making every interaction meaningful and memorable.

M-PESA is recognized as the premier mobile money service across Africa, holding the title of the continent's top fintech platform. Its popularity as a payment solution is embraced by both banked and unbanked individuals, primarily due to its exceptional security features and user-friendly interface. The service is designed to accommodate millions of users who own mobile phones but may not have access to conventional banking services or face significant limitations in that area. Presently, M-PESA boasts over 51 million active customers spread across seven African countries, providing them with a dependable, safe, and cost-effective way to transfer money, recharge their mobile airtime, pay bills, receive salaries, and obtain short-term loans, among numerous other services. To initiate the use of M-PESA, customers typically visit authorized agents, which are often small kiosks or retailers such as barbershops and bakeries, where they can exchange cash for electronic currency. After going through a simple registration process, users can quickly send money to friends and family within the country, making financial transactions more straightforward than ever before. This groundbreaking service is not only revolutionizing the way people engage with their finances but is also significantly improving the economic conditions of its users, fostering greater financial inclusion throughout the continent. As M-PESA continues to evolve, it plays a vital role in shaping the future of financial services in Africa.

Oversee every dimension of your business from a unified platform. Elevate your business account experience with powerful tools designed to provide thorough visibility into your financial operations. Spend less time on administrative duties and focus more on what truly drives success – expanding your business. Join a community of over 500,000 satisfied users on Revolut Business. Seamlessly send and receive cross-border payments without any concealed fees. With multi-currency accounts, you can hold, convert, send, and receive funds in over 28 currencies, taking advantage of true interbank exchange rates. Benefit from free international and domestic payments within your plan limits, along with no-cost transfers between Revolut Business accounts. Keep your operations efficient with multiple accounts customized to fit your business needs. Spend in more than 150 currencies at the genuine interbank exchange rate. Retain control by issuing both physical and virtual cards, while tracking your team’s expenditures in real-time. Moreover, streamline your expense reporting process by instantly capturing receipts right through the app, fostering a more productive workflow. This holistic strategy not only simplifies managing finances but also empowers you to make strategic decisions that fuel your business’s growth and success. Additionally, the user-friendly interface ensures that you can navigate the platform with ease, enhancing your overall experience.

Send money across borders effortlessly with Xoom, a service from PayPal that allows for seamless deposits into bank accounts. You can transfer funds to almost any bank account or choose cash pickups from thousands of partner locations globally. Moreover, Xoom provides the option to deliver money directly to the recipient’s home. You'll receive updates through real-time text messages, email notifications, or by accessing your online account, and our dedicated support team is available 24/7 to assist you. With Xoom, you can be confident about knowing the precise fees and the total amount your recipient will receive, which fosters transparency in every transaction. For any help you might need, our Help Center is always available, and we encourage you to reach out if you have questions. We prioritize your safety by securing your financial information with advanced encryption and continuous fraud monitoring to ensure your transactions are protected at all times. We guarantee that your funds will be delivered as promised, or we will fully refund your transaction. Your satisfaction is of utmost importance to us, and we're committed to providing a smooth transaction experience while ensuring that you remain informed every step of the way. Keep in mind that while we strive for quick money transfers, various factors can influence the speed of the service.

Whether you need to send funds to a neighbor or family living overseas, Western Union guarantees that your money will arrive at its intended location both swiftly and securely. You can easily sign in or set up a complimentary profile to start your online transfers. The platform not only facilitates money transfers but also enables you to pay bills, track exchange rates, and even initiate transactions via the app while making cash payments at a physical outlet. With more than 57,000 Western Union® agent locations scattered throughout the U.S., it's simple and efficient to transfer money in person. The registration process is straightforward, allowing you to send funds with assurance. Payments can be processed online using your bank account, credit or debit card, or in cash at a retail location. Tracking your transfer is a breeze, whether online or through our app with the help of the MTCN. Furthermore, when you send money for cash pickup, your recipient can usually access the funds at a nearby Western Union® agent location almost immediately following your transfer. Our dedication to employing encryption and fraud prevention measures guarantees that your money transfers via Western Union® remain secure and safeguarded at every step. In addition to these features, you can take comfort in knowing that your transactions are managed with the utmost care and security. As you navigate the process of sending money, you can rely on our extensive network and innovative technology to ensure a smooth experience.

Easily send money internationally to more than 70 countries for only $2. Instead of just taking our word for it, download the Paysend app from the App Store or Google Play to manage and track your transactions at any time. We are consistently broadening our network by adding new countries regularly. Prior to making a transfer, we ensure you receive transparent details about the exchange rate, applicable fees, and the total amount your recipient will obtain. You can select your preferred method for sending money, whether it be through bank cards, accounts, or simply using a mobile number via Paysend Link. While the majority of transactions are processed instantly, some may take up to three business days due to the recipient bank's processing times. Security is our top priority, as all transactions are verified by Visa, Mastercard, and China UnionPay, and we adhere to FCA and PCI DSS compliance standards. Our dedication to exceptional service remains constant, with support available around the clock. Enjoy effortless money transfers across the globe, ensuring your funds are always accessible to you. With Paysend, you can trust that your financial transactions are handled with care and efficiency.

Epay presents a cutting-edge approach to facilitate cross-border collections and capital transfers, enabling international clients to transact in their native currencies while easily converting funds through multiple avenues. This service aims to support businesses in exploring new markets and seizing opportunities within the rapidly changing digital landscape. Various industries, including live streaming, online education, multinational enterprises, and labor dispatch companies, can efficiently leverage Epay for their bulk payment needs. With the capability to handle over 80 different currencies, recipients can choose to either receive cash or have their funds directly credited to their bank accounts. Moreover, Epay boasts a vast network of over 200,000 cash pick-up locations worldwide, ensuring that money transfers are both quick and cost-effective, facilitating the movement of funds to any desired location. Through strategic partnerships with more than 400 banks globally, Epay endeavors to establish a well-rounded remittance platform that provides affordable and accessible money transfer solutions for millions involved in education, travel, business, or overseas employment. This unwavering focus on improving financial connectivity and operational efficiency highlights Epay's commitment to addressing the varied requirements of its clientele while fostering global economic engagement. Ultimately, Epay's innovative solutions position it as a valuable player in the financial landscape, continuously adapting to meet the demands of an increasingly interconnected world.

We provide transparent pricing, swift payment processing, robust security protocols, efficient hedging techniques, and unwavering support to advance your enterprise into the realm of global foreign exchange transactions. You can effortlessly send money, manage your account, and track transfers 24/7 from any device you choose. Payments can be credited to your recipient's account in as little as two hours, which reflects our commitment to timely service. Our utmost priority is safeguarding client funds at all times, guaranteeing the complete security of all client assets through 256-bit encryption on our digital platform. The compelling statistics we present are designed to instill confidence in businesses of various sizes, reinforcing that they have made the right choice in selecting us as their FX and payment provider. Our intuitive, feature-rich dashboard gives you a detailed overview of your account's status, recent transactions, and pending tasks. You can conveniently choose your currency pair, specify the trade's settlement date, and obtain a quote, all within a 20-second window for confirmation. Furthermore, you can easily view a comprehensive list of all your beneficiaries, complete with quick links for additional tasks, which streamlines the payment process effectively. This seamless interface not only makes financial management easy but also prioritizes security, ensuring peace of mind as you conduct your transactions. With our platform, you can confidently navigate the complexities of foreign exchange payments while enjoying a smooth user experience.

Atlantic Money stands out as the only provider in the international money transfer sector that delivers transfers at a consistent flat fee alongside the prevailing exchange rate for high-volume transactions. Companies can achieve savings of as much as 99 percent on each transfer when compared to competitors like Wise and Revolut, which translates to significant financial benefits amounting to thousands of dollars per transaction. Established in 2020 by former Robinhood employees, this fintech firm operates out of London and has quickly made a name for itself in the financial services industry. Their innovative approach is reshaping how businesses handle cross-border transactions.

Sendwave is a cutting-edge digital money transfer service that enables users to rapidly and securely send funds to their loved ones in designated areas of Africa, Asia, Latin America, and the Caribbean. With competitive exchange rates and low fees, Sendwave helps ensure that a larger share of your money reaches its intended recipient. The platform facilitates transfers directly from your mobile device, making the process more efficient and removing the need for physical locations or lengthy procedures. Depending on where the recipient is located, Sendwave provides a variety of payout options, including bank deposits, mobile wallets, and cash pickups. The service is available 24/7, ensuring that assistance is always just a click away. You can skip the conventional waiting lines and send money to your family and friends within seconds. By simply linking your debit card, completing the identity verification process, and sending the funds, you can accomplish your transaction in mere minutes. At Sendwave, we are committed to ensuring that your money reaches your connections swiftly, securely, and effortlessly. Our dedication to exceptional customer service means that you can count on us whenever you encounter questions or need help with your transfers. With Sendwave, you can enjoy the ease of modern money transfer while maintaining peace of mind.

TransferGo streamlines the international money transfer experience, ensuring it is both secure and cost-effective for millions globally. The service boasts fast transfers at competitive rates, allowing transactions in 164 countries and across 41 currencies, a figure that is steadily increasing. As an online platform, TransferGo provides direct currency exchanges at fixed rates, making the process straightforward for users. Founded in 2012 and headquartered in Vilnius, Lithuania, the company has broadened its reach with offices in cities such as London, Kaunas, Warsaw, and Kraków. Users benefit from various payout options, including bank transfers, card payments, and e-wallets, although cash payouts are not available through physical locations; instead, they partner with local entities for cash distribution in specific areas. Presently, TransferGo serves over 7 million users from more than 160 countries, enabling them to transfer funds nearly anywhere in the world. Clients can send money to bank accounts, e-wallets, or cards, and they have the flexibility to initiate transfers directly from their bank accounts or cards. With its user-friendly interface and diverse selection of services, TransferGo has become the go-to option for individuals seeking efficient international money transfers. Furthermore, the platform continues to innovate and enhance its offerings, further solidifying its position in the competitive financial technology landscape.

Sending money across borders has become remarkably straightforward, with attractive rates and low fees. We constantly evaluate our offerings to ensure we deliver the most advantageous choices, outperforming conventional banks. Boasting a reliable clientele of 15 million users, registration takes less than two minutes, allowing you to enjoy a hassle-free process. Our platform enables easy transfers directly to bank accounts in over 90 nations, along with cash pickup options at more than 250,000 locations globally. You can take advantage of exceptional service that includes real-time tracking of your payments and access to local support when needed. Instantly transfer funds not only to bank accounts in 90 countries but also to mobile money accounts or even have it delivered to a specified address. Furthermore, we provide top-up services for prepaid cash cards. As a regulated financial service provider overseeing more than a million transactions each month, we guarantee immediate or same-day service worldwide. At Small World, the safety and security of your transactions are our utmost concern, reinforcing our dedication to building customer trust and satisfaction. With an extensive array of services and exceptional assistance available, we stand ready to fulfill all your international money transfer requirements, ensuring a reliable experience every time.

We are excited to present a groundbreaking method for engaging in foreign exchange and conducting global transactions, all while delivering outstanding customer support. Opening your account is a straightforward and rapid process that can be completed in just a few minutes, allowing us to verify your business and fulfill compliance requirements efficiently. After your documents have been successfully authenticated, our committed team will notify you, paving the way for your account to be fully operational. This innovative platform features two distinct trading options: you can either exchange currencies instantly at rates that exceed those offered by conventional banks, or you can choose to set your preferred rate and wait for it to be matched in our unique peer-to-peer marketplace, offering the possibility of achieving a more favorable rate than what is commonly displayed on Google. Additionally, our user-friendly platform simplifies the process of making international payments to employees, vendors, and contractors in up to 22 different currencies. You can also accept payments from over 150 countries while avoiding hefty international banking fees. Gain complete control over your financial transactions by establishing custom roles, assigning specific permissions, and incorporating dual approval processes for enhanced security and oversight. This degree of adaptability guarantees that your payment processes are tailored precisely to your business requirements, allowing for a seamless experience. With our comprehensive tools, you can navigate the complexities of global finance with confidence.

International money transfers to 49 countries have now become more cost-effective, faster, easier, and more accessible than ever before. We ensure that our operations align with the laws and regulatory standards of each area we operate in. This adherence not only reinforces our commitment to legal compliance but also emphasizes the importance we place on our customers' security and well-being. To protect sensitive information and secure financial transactions, we implement TLS (Transport Layer Security) technology combined with P2P methods to effectively combat phishing threats. Additionally, we conduct regular security evaluations to meet local regulatory requirements, which guarantees a strong and safe experience for all users. Our unwavering focus on security showcases our determination to uphold the trust of our clients as we continue to broaden our global reach and enhance our services. With this proactive approach to safety and compliance, we aim to foster long-lasting relationships with our customers.

Experience fast and budget-friendly international money transfers tailored for diligent individuals. Our service allows you to send funds instantly or within an hour to more than 80 countries, operating 24/7 to guarantee timely delivery, even on weekends for select locations. Setting up your first transfer is a breeze and takes only a few minutes, plus you'll enjoy the perk of no fees for your first two transfers! With competitive rates and minimal charges, you can save up to 90% compared to traditional banks and other money transfer services. We are fully regulated by financial authorities in both the UK and the EU, utilizing cutting-edge anti-fraud measures and encryption technology to safeguard your transactions. Over a million satisfied customers trust us with their money transfer needs. Whether you're at home or on the move, our award-winning app makes transactions simple and efficient. We support our users in eight languages—English, German, French, Spanish, Portuguese, Polish, Russian, and Italian—with assistance available through email, chat, and in-app phone options for specific regions. Our support center is also packed with answers to common questions along with a variety of helpful resources. We take pride in being the preferred money transfer service for dedicated individuals everywhere, ensuring that your financial transactions are handled with efficiency and reliability. Additionally, our commitment to customer satisfaction sets us apart as a leader in the industry.

Explore the option of establishing an account specifically designed for international money transfers that cater to the unique requirements of your business. Are you in search of an alternative to traditional banking? With XE, you can quickly and securely manage your global invoices while benefiting from attractive rates. If you need help with currency exchange, our sophisticated tools and technology facilitate timely and cost-effective payments to your international suppliers, allowing you to focus on expanding your business operations. Worried about how fluctuations in currency might impact your earnings? We prioritize understanding your individual business challenges and develop tailored strategies to effectively minimize risks. XE provides a comprehensive range of international money transfer services along with solutions for managing currency risk. Our team of foreign exchange professionals works closely with businesses of all sizes across the United States to improve their currency exchange results. Enjoy competitive rates for your overseas transactions and complete your online transfers in just a few minutes. By collaborating with XE, you can confidently navigate the intricate landscape of international finance with ease, ensuring your business remains agile and resilient in a dynamic market. Moreover, our commitment to customer service ensures that you have support whenever you need it, giving you peace of mind as you engage in global trade.

Avoid the hassle of visiting an agent and quickly transfer funds in 70 different currencies to 130 countries using only your smartphone or computer. Approximately 90% of our transactions are completed within minutes, thanks to our state-of-the-art technology that guarantees your money is secure and arrives safely every time. You'll find our low fees and favorable exchange rates to be transparent, with all costs clearly outlined upfront and no hidden fees involved. Whether you are traveling around the US or relaxing at home, our app allows you to manage and monitor your transfers with ease. WorldRemit serves as your reliable destination for swift and secure online money transfers, bridging the gap with loved ones regardless of how far apart you are. Even if you find yourself miles away, our services make it possible to feel a connection to home. Effortlessly send instant bank transfers directly to your friends' and family’s accounts using either your laptop or mobile device. We process over 130,000 bank transfers worldwide, though remember that bank transfers are just one of the four flexible options available through WorldRemit. Furthermore, our intuitive interface makes sending money a breeze, underscoring our dedication to providing convenient money transfer solutions for all users. You can confidently rely on us to handle your transactions efficiently and securely.

Discover a hassle-free and secure method for sending money internationally, thoughtfully redesigned for your ease. Our platform is tailored to provide speed, simplicity, and reliability, ensuring that your transactions are both safe and trustworthy. We take pride in our competitive pricing and low fees, supported by over thirty years of industry knowledge and the dependable backing of Euronet, which guarantees the security of your funds. With a vast network of 447,000 locations in 160 countries, we aim to connect families and friends, making geographic distances feel less daunting through our top-notch money transfer solutions. Moreover, we offer a range of financial services including bill payments, mobile top-ups, prepaid debit cards, check cashing, and money orders, catering to a variety of needs. Our unwavering commitment to outstanding customer service drives us to ensure that every service we provide aligns with your expectations. At Ria Money Transfer, we strive to make your transactions as efficient, affordable, and straightforward as possible. Just input the recipient's name, address, and phone number, and for direct bank transfers, simply include the bank's name and account number, ensuring a seamless transfer process. We are devoted to ensuring that your experience with money transfers is as smooth and effortless as can be, so you can focus on what truly matters.

Explore a variety of methods for transferring money within the United States through MoneyGram, which provides numerous options for international remittances via bank accounts, mobile wallets, and an extensive network of physical locations, along with convenient online services. With millions of users reaping the benefits of the MoneyGram app, sending funds from the U.S. and paying bills has never been simpler or more efficient. Our enthusiastic customers consistently praise the capabilities of our money transfer application, so why not give it a try? Download the app today from Google Play or the App Store and discover how it can streamline your financial activities! Utilizing our online and in-app features can save you from unnecessary trips to physical locations. If you prefer cash transfers, remember to check the operating hours, restrictions, and any possible closures of local agents. Moreover, by signing up today and completing your first transfer, you’ll be granted a 20% discount on the service fee for your subsequent transaction. Begin your money transfer experience by creating a new MoneyGram account or logging into your existing profile. Once you take that initial step, you'll quickly realize the ease with which you can manage your finances and enjoy hassle-free transactions! Plus, our user-friendly interface is designed to enhance your overall experience.