List of the Top 5 On-Prem Payment Gateways in 2026

Trusted by leading enterprises worldwide, Juspay simplifies payment orchestration and global coverage, boosts conversions, reduces fraud, and delivers seamless customer experiences. Simplify global go-to-market with 300+ no-code local payment integrations in 50+ countries. Integrate local payment methods in minutes, improve conversion rates, and build frictionless checkout experiences. Design a pixel-perfect checkout UI that balances local payment methods with your brand without code. Deploy seamlessly across all platforms with powerful AB testing frameworks. Juspay's dynamic routing always selects the best available PSP for routing your transactions. Reconcile your transactions across multiple PSPs & get consolidated & customized settlement reports. Track PSP performance across dimensions, and analyze buyer conversion across the funnel, along with custom reports. Everything that you need to build a payments stack for improved global coverage, better conversions, reduced fraud, etc.

Exact Payments creates and offers user-friendly, scalable payment technology tailored for SaaS businesses, allowing them to effortlessly incorporate payment systems into their platforms and establish a lucrative revenue stream. Through Exact's PayFac-as-a-Service offering, SaaS companies can design seamless purchasing experiences that not only elevate customer satisfaction but also boost retention rates and potentially increase a customer's lifetime value by up to five times. Currently, Exact manages over one billion transactions each year for esteemed clients such as Chase, Ordway, Cineplex, Allianz, Levi’s, and Carfax, demonstrating its significant market impact. This robust solution not only simplifies the payment process but also empowers companies to focus on their core services while enhancing their financial performance.

Whalestack offers a sophisticated cryptocurrency payment platform crafted specifically for businesses, featuring digital currency checkout systems that convert Bitcoin to your bank account almost instantly. This innovative solution facilitates the acceptance of cryptocurrencies and provides instant fiat conversion to alleviate the risks associated with currency fluctuations, completely eradicate chargebacks, and minimize credit risks. It includes a comprehensive array of tools such as in-depth financial reporting, invoicing, taxation assistance, and analytics, all designed for seamless integration through a REST API or an easy-to-use checkout button. Targeting online retailers and e-commerce platforms, Whalestack allows for the processing of payments in multiple digital currencies while ensuring compliance with regulatory standards, thereby satisfying the needs of accountants and governing bodies. Furthermore, it empowers online businesses to set prices and finalize transactions in their preferred local currency (such as EUR or USD), irrespective of the digital currency (like Bitcoin, Lightning, USDC, EURC, or Stellar) selected by the customer for payment. This flexibility not only enhances user experience but also streamlines financial operations for businesses engaging in the digital economy.

Computop offers its clients cutting-edge omnichannel payment processing and fraud prevention solutions tailored for both ecommerce and point-of-sale transactions. With the Computop Paygate, businesses ranging from retailers to service providers and industrial firms can select from an extensive array of over 350 payment options. Operating on a global scale, Computop has established a presence in both Germany and the United States. For more than 25 years, the company has partnered with prominent international brands, including C&A and Fossil. Each year, Computop facilitates transactions totaling USD 33 billion across 127 different currencies, showcasing its significant impact in the payment processing industry. This extensive experience underscores Computop's commitment to delivering reliable and innovative financial solutions to its diverse clientele.

Payee offers an all-in-one payment solution designed to streamline EFTPOS and eCommerce transactions for businesses. With integration for over 450 POS systems, Payee ensures businesses can easily implement EFTPOS services without the burden of setup fees or lock-in contracts. The service is designed to be easy to use, with plug-and-play setups, mobile EFTPOS options, and support for major payment types. Payee also provides a secure online payment gateway with seamless integration for WooCommerce and Magento, offering businesses a unified solution for accepting payments online. Their "Pay Zero" plan is a standout feature, allowing businesses to keep all of their sales revenue by eliminating EFTPOS transaction fees. Additionally, with 24/7 support and dynamic automated surcharging, Payee is an ideal choice for businesses across various sectors, including retail, hospitality, trades, and services.