List of the Top 10 Free Payment Orchestration Platforms in 2025

Exact Payments creates and offers user-friendly, scalable payment technology tailored for SaaS businesses, allowing them to effortlessly incorporate payment systems into their platforms and establish a lucrative revenue stream. Through Exact's PayFac-as-a-Service offering, SaaS companies can design seamless purchasing experiences that not only elevate customer satisfaction but also boost retention rates and potentially increase a customer's lifetime value by up to five times. Currently, Exact manages over one billion transactions each year for esteemed clients such as Chase, Ordway, Cineplex, Allianz, Levi’s, and Carfax, demonstrating its significant market impact. This robust solution not only simplifies the payment process but also empowers companies to focus on their core services while enhancing their financial performance.

Sila operates a comprehensive payment platform that delivers Banking-as-a-Service via a developer-centric payment API, ensuring scalability and enabling quick, secure money transfers. This platform simplifies the process of creating and launching fintech applications and integrated payment solutions across various sectors, including finance, cryptocurrency, and Web3. Among Sila's features are Virtual Accounts, Digital Wallets, KYC/KYB services, and ACH payment APIs tailored for software development teams. Furthermore, additional capabilities can be accessed through a range of pre-approved, integrated partners, each providing varying levels of support. Sila’s excellence in the industry was highlighted when it received the Best Payments as a Service Platform award at the 2022 Embedded Banking Awards by Tearsheet. The company operates out of Portland, Oregon, and continues to innovate in the financial technology space.

Enhance your business operations by leveraging financial solutions to streamline transactions. Facilitate customer payments effortlessly while automating disbursements to both vendors and employees. Ensure that you always have adequate working capital to support growth and expansion. Razorpay’s Payment Suite provides a versatile selection of products that can be tailored to meet your specific business requirements. This platform stands out as an optimal choice for seamless integration, easy online onboarding, feature exploration, and exceptional performance. With Razorpay Payment pages, establishing a custom-branded online store for payment acceptance is incredibly straightforward. Enjoy the convenience of automated payment receipts, which allow you to receive both international and domestic payments seamlessly. The process of online shopping is simplified, requiring no coding expertise. Effective preparation is essential; utilize Hosted Event Registration to quickly enroll attendees and automatically generate receipts. If you're considering fundraising for a noble cause, Hosted Donations streamlines the process and ensures that 80G receipts are sent out automatically, saving you valuable time and effort. In this way, Razorpay supports not just transactions but also the overall growth and efficiency of your business.

The Modo POP API functions similarly to your existing payment provider, utilizing the same recognizable calls and responses. However, it stands out because it automatically directs specific transaction types through a cost-effective direct provider via Intelligent Routing, setting it apart from your current service. This process is executed instantly and without disruption, leveraging machine learning to enhance each transaction based on previous performance. Additionally, Modo POP supports the integration of the alternative providers necessary for your operations. Beyond just financial savings, you can also have confidence knowing that every transaction is guaranteed to be processed successfully. This combination of efficiency and reliability can significantly streamline your payment processes.

Streamline your transaction management by thoroughly analyzing and reporting on your entire payment ecosystem while effortlessly activating providers with just a single click. Featuring a consolidated dashboard for your payment framework, you can effectively orchestrate, analyze, and reconcile all operational processes. Quickly integrate additional providers into your payment infrastructure to facilitate optimized transaction routing based on key performance indicators. In real-time, evaluate and contrast the performance of different payment providers across a variety of metrics. This thorough analysis allows you to significantly enhance and refine your payment ecosystem. Keep track of performance indicators for all your providers, and receive actionable insights that can elevate payment efficiency and reduce expenses. Moreover, you can benchmark your payment operations against a vast network of ProcessOut customers. After integrating with ProcessOut, incorporating new providers becomes a simple and efficient task, which ultimately conserves your valuable time and resources. Transactions are automatically directed and retried in real-time to the most compatible payment provider, ensuring effective transaction management. In addition, all card data is securely held within a PCI-compliant framework, providing reassurance regarding security. This integrated strategy not only optimizes your payment processing but also grants you greater control over your payment strategy, empowering you to make informed decisions. Ultimately, by leveraging these advanced features, you can achieve a more robust and adaptable payment ecosystem that meets your evolving business needs.

A cutting-edge API designed for split payments, compliant with PSD2 regulations, and capable of integrating multiple PSP configurations, while automating the reconciliation process and offering accessible KYC features, can greatly improve the functionality of your marketplace. Payaut allows online platforms and marketplaces to effortlessly manage payments through any chosen PSP, overseeing everything from onboarding sellers to the distribution of payments and payouts—all through a singular API. With the capability to process transactions using over 100 different payment methods, you can broaden your market reach internationally. Each transaction can be segmented to reflect your platform’s commission alongside the seller's fees, customized to meet your individual needs. The system ensures that your platform does not get involved in the financial transactions, maintaining PSD2 compliance as payment providers directly handle settlements with Payaut. Furthermore, all incoming payments are aggregated into a single payout for either the sellers or the marketplace itself. You also have the flexibility to transfer funds within the Payaut system between the accounts of the marketplace and sellers, which allows for efficient management of corrections or monthly fees, ultimately enhancing your financial oversight. This all-encompassing solution not only streamlines payment operations but also significantly boosts user satisfaction and trust in your platform, making it a vital tool for any online marketplace. By leveraging this technology, you can ensure a smoother transaction experience for all parties involved.

Don't let the constraints imposed by a limited number of payment providers, disorganized reporting, and compliance issues obstruct your growth trajectory. Tackle all payment-related challenges head-on and protect your future by implementing a cohesive integration solution. Seamlessly connect to over 110 payment gateways and 50 various methods across more than 100 currencies. Use a single interface to manage and optimize every facet of your payment processes, all while leveraging Rebilly’s cutting-edge vaulting technology and strong enterprise-grade security that guarantee your transactions are safe, PCI compliant, and sustainable for the long haul. Wave farewell to the limitations of gateway lock-in and the difficulties associated with scaling your business. With your data neatly organized and protected in one centralized hub, you are well-equipped to expand into any market, embrace any payment method, and explore a variety of industries and business models at a moment’s notice. This strategic approach not only facilitates more profitable transactions but also enhances customer lifetime value, reduces the risk of fraud, and supports better decision-making through a streamlined workflow. By taking this step, you are setting the stage to fully embrace the future of payments and confidently navigate your growth journey without the typical obstacles that often arise.

Our platform enables smooth transactions and data sharing through various channels and consumer interactions. Customized to fulfill your unique requirements, it connects the physical and digital realms, optimizing checkout procedures while freeing transaction data for analysis. This flexible solution framework equips you with the essential infrastructure needed to develop a scalable payments ecosystem. It boasts an open, cloud-based gateway that supports any payment method and is available worldwide. Whether you're dealing with credit cards, mobile payments, cryptocurrencies, or alternative payment options, our system accommodates all. By making use of our open APIs, you can securely integrate your existing or new systems with a terminal management system (TMS). Our cohesive solution complies with the ISO 20022 open standard, guaranteeing that end-to-end payments achieve Nexo certification when applicable. It features a device-agnostic payment application paired with sophisticated gateway functionalities, centralizing all payment options into one platform for ease of use. Furthermore, the module includes a fully functional plug-and-play payment app tailored for smart POS devices, significantly improving transaction efficiency. This comprehensive suite of features empowers businesses to navigate and adapt to evolving payment landscapes with remarkable ease. Ultimately, our solution is designed not only to enhance operational efficiency but also to future-proof your payment systems against emerging trends.

Seamlessly manage, connect, and improve your payment links to various gateways and methods worldwide. Companies globally trust BridgerPay to handle their payment processes efficiently. With an integrated dashboard and detailed reporting, you can make quick and informed choices about payment transactions. Instantly link your business to a PCI DSS Level 1 payment operations system with hundreds of ready-made connections, or create your own in just moments. The Bridger Retry™ technology effectively retries declined card transactions, boosting revenue and enhancing customer loyalty! Expand your reach into new markets effortlessly with numerous connections that don't require any coding expertise. Acknowledging the importance of your business, we invite you to reach out whenever you require support. Just click the Intercom button, and our dedicated payment specialists will be available to assist you. Our mission is to permanently eliminate any challenges related to payment processing. Suitable for any business and compatible with diverse platforms, we connect to over 500 payment service providers, significantly easing the burden of PCI compliance with fully PCI DSS Level 1 interfaces accessible through a single API. Furthermore, we continuously adapt our innovative solutions to keep pace with the dynamic payment landscape, ensuring you remain competitive and efficient. Our commitment to your success means we are always here to support your evolving needs.

One singular platform. A committed ally. Countless international opportunities lie ahead. Streamline your operations with our all-encompassing, end-to-end payment technology solution. Experience the complete array of services that Nuvei offers without the inconvenience of switching providers. We genuinely emphasize choice, flexibility, and resilience in our services. Incorporate us into your existing gateway framework to accelerate growth and expand your reach globally, or leverage our full platform for maximum benefits. You can take advantage of our collaborations with over 200 global acquirers to capitalize on every payment opportunity, improve acceptance rates, and reduce operational costs. Transform your payment processing capabilities with our exceptional flexibility and customization features. Start processing transactions rapidly; our platform integrates effortlessly with various gateways, partner platforms, and eCommerce plugins. Embrace everything that Nuvei provides without the necessity of changing your provider. We truly embody choice, adaptability, and dependability in the payment sector. By aligning with us, you secure a partner committed to fostering your success in an ever-changing marketplace. With Nuvei, your potential for growth is not just a promise but a reality waiting to be realized.