List of the Top 3 Payment Processing Software for Chase Merchant Services in 2025

A significant challenge persists in the payment landscape, amounting to a staggering trillion-dollar issue: subscription recurring payments fail approximately 24% of the time. This high failure rate stems from inherent flaws in a payment system designed primarily for one-time transactions rather than ongoing subscriptions. FlexPay, an innovative FinTech startup, addresses this challenge by assisting merchants in retaining more subscribers through the recovery of failed credit card transactions related to recurring payments, thereby recapturing revenue that would have otherwise been lost. Businesses that rely on recurring payments often face systemic issues within the payment ecosystem, leading to an average rejection rate of one out of every four transactions, with a troubling two-thirds of these rejections being false declines—payments that should have been approved. By leveraging artificial intelligence to enhance payment processes, the FlexPay platform develops tailored recovery strategies for each transaction, resulting in remarkable approval rates. With its INVISIBLE RECOVERY™ feature, FlexPay engages directly with the payments infrastructure to ensure that customers remain unaware of any payment failures. This approach stands out as the quickest and most effective method for recovering soft declines. Overall, FlexPay not only helps businesses retain their subscribers but also enhances their overall revenue potential.

Exact Payments creates and offers user-friendly, scalable payment technology tailored for SaaS businesses, allowing them to effortlessly incorporate payment systems into their platforms and establish a lucrative revenue stream. Through Exact's PayFac-as-a-Service offering, SaaS companies can design seamless purchasing experiences that not only elevate customer satisfaction but also boost retention rates and potentially increase a customer's lifetime value by up to five times. Currently, Exact manages over one billion transactions each year for esteemed clients such as Chase, Ordway, Cineplex, Allianz, Levi’s, and Carfax, demonstrating its significant market impact. This robust solution not only simplifies the payment process but also empowers companies to focus on their core services while enhancing their financial performance.

We provide a customized solution for every client, giving them access to secure and dependable payment options along with our innovative technologies. Our payment gateway is specifically crafted to support your business expansion with ease. Integrating our payment solutions into your new projects is both simple and safe, whether you need a basic configuration or more sophisticated APIs. Whether you are looking to accept credit card payments through mobile devices, e-commerce websites, point-of-sale systems, or orders taken via telephone and mail, we have the right solution tailored to your needs. Experience the ease of processing payments wirelessly while you remain mobile, as our technology is designed to meet the mobile payment requirements of any business. With an emphasis on security, our payment processing platform achieves Level 1 PCI Compliance, fulfilling and surpassing rigorous industry security standards. Our committed live support team is readily available to assist you, providing 24/7 help from experienced service experts. Regardless of the hour, you can depend on us for the essential support you need to ensure uninterrupted payment processing. We are not just a service provider; we are your partners in facilitating financial transactions seamlessly.