List of the Top 3 Payment Processing Software for Chase Merchant Services in 2026

Revaly is built to solve one of the most costly and overlooked problems in subscription commerce: legitimate payments failing for preventable reasons. Its end-to-end Payment Performance Management platform leverages machine learning, issuer intelligence, and ecosystem data to elevate approval rates starting from the very first transaction attempt. The system automatically detects issues such as mistyped card numbers, routing mismatches, and metadata errors before a customer ever checks out. When payments do fail, Revaly uses a sophisticated retry engine that studies customer behavior, card network patterns, and historical success windows to recover revenue without damaging relationships. Businesses across industries report dramatic improvements—from 34% to over 50% increases in recovered payments—demonstrating the compound value of consistent, optimized approvals. Revaly’s integration ecosystem makes adoption frictionless, connecting seamlessly with CRMs, billing systems, payment gateways, and processors already in use. The platform not only protects revenue but stabilizes growth by reducing churn that comes from unintentional payment failures. Leadership teams gain visibility into payment performance metrics that go far beyond authorization rates, revealing hidden revenue opportunities and operational inefficiencies. As a result, companies can build smarter billing strategies and deliver a more reliable experience for customers. Revaly becomes a trusted partner in improving profitability, ensuring that when a customer says “yes,” the payment system does too.

Exact Payments creates and offers user-friendly, scalable payment technology tailored for SaaS businesses, allowing them to effortlessly incorporate payment systems into their platforms and establish a lucrative revenue stream. Through Exact's PayFac-as-a-Service offering, SaaS companies can design seamless purchasing experiences that not only elevate customer satisfaction but also boost retention rates and potentially increase a customer's lifetime value by up to five times. Currently, Exact manages over one billion transactions each year for esteemed clients such as Chase, Ordway, Cineplex, Allianz, Levi’s, and Carfax, demonstrating its significant market impact. This robust solution not only simplifies the payment process but also empowers companies to focus on their core services while enhancing their financial performance.

NMI Gateway is a purpose-built, partner-first payments platform that delivers white-label, omnichannel infrastructure across every merchant environment. Designed for ISOs, banks, fintechs, software companies and SaaS platforms, it empowers partners to offer secure, scalable, and customizable payment acceptance to their merchants. NMI does not sell directly to merchants; instead, it powers 4,000+ partners serving more than 1 million businesses worldwide. Unlike gateways that are tied to a single processor or acquirer, NMI gives partners complete control over branding, pricing, and merchant relationships. With over 150 processor connections, 125+ shopping cart integrations, and compatibility with 235,000+ payment devices, NMI Gateway provides unmatched flexibility across retail, e-commerce, in-app, mobile, and unattended payment environments. Its flexible APIs, SDKs, and webhooks allow developers to embed and scale payments quickly, manage multi-MID configurations, and create dynamic routing strategies that optimize performance and reduce vendor lock-in. Value-added modules extend its capabilities even further. Shopify integration supports embedded commerce experiences, while Bill Connect syncs payments with leading accounting platforms such as QuickBooks and Xero. Additional tools like network tokenization, recurring billing, and advanced fraud prevention strengthen security, reduce churn, and enhance transaction success rates. Centralized reporting and analytics give partners real-time insights into performance and transaction trends across channels. Processing over 5.8 billion transactions annually and powering more than $440 billion in payment volume, NMI Gateway transforms payments from a back-office function into a revenue-generating growth engine. With its modular design, global scalability, and partner-first approach, NMI enables businesses to innovate faster, retain customers longer, and deliver frictionless