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What is Agent Payments Protocol (AP2)?

Google has launched the Agent Payments Protocol (AP2), a collaborative and open protocol co-developed with over 60 varied companies in the realms of payments, fintech, and technology, including major players like Mastercard, PayPal, Adyen, Coinbase, and Etsy, with the purpose of enabling secure transactions conducted by agents across multiple platforms. This innovative protocol expands upon earlier open standards such as Agent2Agent (A2A) and the Model Context Protocol (MCP), ensuring that when an AI agent handles a payment on behalf of a user, it meets three critical standards: authorization, confirming the user's explicit consent for the transaction; authenticity, ensuring that the agent's intended purchase matches the user's true intent; and accountability, which preserves clear audit trails and assigns responsibility for any mistakes or fraudulent activities. To maintain these rigorous standards, the protocol integrates mandates, which are cryptographically signed digital agreements backed by verifiable credentials, thus bolstering security and fostering trust in agent-driven transactions. By introducing AP2, Google aims to make a notable leap forward in the digital payments landscape, striving to boost users' confidence in their automated financial dealings. This initiative not only enhances transaction security but also positions Google as a leader in redefining how digital payments are processed in an increasingly automated world.

What is Agent Communication Protocol (ACP)?

The Agent Communication Protocol (ACP) is a universal communication framework designed to improve interoperability among AI agents, software applications, and human-operated systems. It addresses the growing fragmentation of the AI ecosystem by providing a consistent method for agents built on different frameworks to communicate effectively. ACP uses a RESTful architecture that aligns with widely adopted web standards, making integration straightforward for developers and organizations. The protocol supports synchronous requests, asynchronous workflows, streaming interactions, and extended tasks that may take significant time to complete. Through MimeType-based messaging, ACP can transmit virtually any type of content, including text, images, audio, video, and proprietary file formats. The platform remains independent of any specific AI framework, allowing teams to integrate agents developed with BeeAI, LangChain, CrewAI, custom architectures, and future technologies. ACP also supports both online and offline discovery methods, making it easier to locate and connect agents in a variety of deployment environments. This flexibility enables organizations to replace agents, build collaborative multi-agent systems, and integrate AI capabilities across complex technology stacks. Businesses can use ACP to facilitate communication between internal tools, external partners, and specialized AI services without creating custom integrations for every connection. Official SDKs for Python and TypeScript are available, while the protocol itself remains simple enough to use with standard HTTP clients and development tools. As part of the Linux Foundation’s A2A ecosystem, ACP helps establish a scalable and open foundation for the next generation of interconnected AI systems.

Media

Media

No images available

Integrations Supported

Model Context Protocol (MCP)
1Password
Agent2Agent (A2A)
American Express Go
Coinbase Cloud
CrewAI
Dell Technologies Cloud
Deloitte Compliance Suite
Etsy
Intuit Field Service Management
Lightspark
Manus AI
MetaMask
Okta
PayPal
Salesforce
ServiceNow
TypeScript
Universal Commerce Protocol (UCP)
Worldpay

Integrations Supported

Model Context Protocol (MCP)
1Password
Agent2Agent (A2A)
American Express Go
Coinbase Cloud
CrewAI
Dell Technologies Cloud
Deloitte Compliance Suite
Etsy
Intuit Field Service Management
Lightspark
Manus AI
MetaMask
Okta
PayPal
Salesforce
ServiceNow
TypeScript
Universal Commerce Protocol (UCP)
Worldpay

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Free
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Google

Date Founded

1998

Company Location

United States

Company Website

cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol

Company Facts

Organization Name

The Linux Foundation

Company Website

agentcommunicationprotocol.dev/

Categories and Features

Categories and Features

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