What is Agent Payments Protocol (AP2)?
Google has launched the Agent Payments Protocol (AP2), a collaborative and open protocol co-developed with over 60 varied companies in the realms of payments, fintech, and technology, including major players like Mastercard, PayPal, Adyen, Coinbase, and Etsy, with the purpose of enabling secure transactions conducted by agents across multiple platforms. This innovative protocol expands upon earlier open standards such as Agent2Agent (A2A) and the Model Context Protocol (MCP), ensuring that when an AI agent handles a payment on behalf of a user, it meets three critical standards: authorization, confirming the user's explicit consent for the transaction; authenticity, ensuring that the agent's intended purchase matches the user's true intent; and accountability, which preserves clear audit trails and assigns responsibility for any mistakes or fraudulent activities. To maintain these rigorous standards, the protocol integrates mandates, which are cryptographically signed digital agreements backed by verifiable credentials, thus bolstering security and fostering trust in agent-driven transactions. By introducing AP2, Google aims to make a notable leap forward in the digital payments landscape, striving to boost users' confidence in their automated financial dealings. This initiative not only enhances transaction security but also positions Google as a leader in redefining how digital payments are processed in an increasingly automated world.
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Screenshots and Video
Company Facts
Company Name:
Google
Date Founded:
1998
Company Location:
United States
Company Website:
cloud.google.com/blog/products/ai-machine-learning/announcing-agents-to-payments-ap2-protocol
Product Details
Deployment
SaaS
Training Options
Documentation Hub
On-Site Training
Video Library
Support
Standard Support
Web-Based Support
Product Details
Target Company Sizes
Individual
1-10
11-50
51-200
201-500
501-1000
1001-5000
5001-10000
10001+
Target Organization Types
Mid Size Business
Small Business
Enterprise
Freelance
Nonprofit
Government
Startup
Supported Languages
English