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What is @Pay?

@Pay stands out as an innovative DEFI (Decentralized Finance) protocol, recognized as the first BNPL (Buy Now Pay Later) platform to integrate blockchain technology with its own cryptocurrency. Utilizing smart contracts and the unique advantages of blockchain, @Pay aims to provide significant cost savings for all users within its ecosystem. The platform seeks to enhance both DEFI eCommerce and in-store shopping experiences for consumers and retailers alike. Users can conveniently make purchases using any cryptocurrency supported by their @Pay wallet, offering them flexibility in transactions. Moreover, a reward program aimed at benefiting all users within the ecosystem will further improve the shopping experience. At the core of the protocol's governance is the @Pay token, which promotes a decentralized and transparent decision-making approach. With a broad distribution model that includes users, merchants, and marketplaces, @Pay ensures that all participants are fairly rewarded for their engagement, cultivating a vibrant community. Through these advancements, @Pay strives to transform the way individuals interact with financial services, ushering in a new era of digital finance. This evolution not only benefits users but also supports the growth of the entire DEFI landscape.

What is Affirm?

Affirm provides a payment-over-time solution that eliminates financial obstacles for consumers, enabling merchants to experience an impressive 85% boost in average order values and a 20% increase in repeat purchasing. This mobile-optimized, multichannel platform is designed for seamless integration in various settings, including e-commerce, physical stores, and telesales, equipping merchants with the essential tools to offer flexible payment options to their customers. The process is straightforward: first, customers must share a few crucial details for an instant decision. They have the freedom to select their preferred payment plan, with options available from 3 to 36 months, allowing for greater financial flexibility. Additionally, Affirm ensures a swift settlement within one day while assuming all risks associated with fraud and expensive chargebacks, effectively alleviating any concerns for merchants. This risk-free environment encourages businesses to adopt innovative payment solutions without the fear of potential losses.

Media

Media

Integrations Supported

Celery
Checkout Champ
Commerce Layer
ConnX
Convermax
Curve Hero
Ikeono
Inntopia
MazalPOS
NetSuite SuiteCommerce
Oracle Commerce
SensePass
Spree Commerce
Volusion
Web Shop Manager
WebSell
WhenThen
WooCommerce
Zen Cart
xPay

API Availability

API Availability

Pricing Information

Pricing not provided

Pricing Information

Pricing not provided

Supported Platforms

SaaS

Supported Platforms

SaaS
Android
iPhone
iPad

Customer Service / Support

Web-Based Support

Customer Service / Support

Standard Support
Web-Based Support

Training Options

Documentation Hub
On-Site Training

Training Options

Documentation Hub
Webinars

Company Facts

Organization Name

@Pay

Company Location

Australia

Company Website

atpay.io

Company Facts

Organization Name

Affirm

Date Founded

2012

Company Location

United States

Company Website

www.affirm.com/business

Categories and Features

Buy Now Pay Later

Not specified

DeFi Projects

Not specified

Categories and Features

Buy Now Pay Later

Not specified

eCommerce

Shopping Cart

Payment Processing

Online Payments
Recurring Billing

Shopping Cart

Credit Card Processing

Popular Alternatives

Popular Alternatives