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What is Betterment?

Betterment is one of the most recognized digital wealth management platforms, built to help individuals achieve financial growth with less effort and more confidence. It delivers automated investing through expert-designed, globally diversified portfolios while layering in advanced tax-saving tools like tax-loss harvesting, tax coordination across accounts, and automatic dividend reinvestment. Users also benefit from a high-yield cash account offering competitive APYs, seamless transfers, and FDIC insurance of up to $2 million—eight times more than most banks. Retirement planning is a core strength of Betterment, with options including Traditional IRAs for upfront tax deductions, Roth IRAs for long-term tax-free growth, and SEP IRAs ideal for entrepreneurs and small-business owners. The platform also provides simple, guided rollovers from old 401(k)s and higher-cost IRA accounts into Betterment-managed IRAs, helping investors consolidate assets, reduce unnecessary fees, and unlock more efficient portfolio growth. With its personalized calculators, goal trackers, and smart portfolio recommendations, Betterment adjusts strategies as life circumstances evolve, ensuring users stay on target for retirement milestones. Investors seeking hands-on support can upgrade to Premium, where Certified Financial Planners (CFPs) provide tailored advice on complex financial questions. By blending automation with human expertise, Betterment offers both convenience and personalized care for a broad range of savers. The platform’s easy-to-use interface, transparent pricing, and strong track record make it a trusted partner for over a million customers. Ultimately, Betterment combines technology, guidance, and innovation to create a modern way to invest, save, and prepare for retirement.

What is AB401k?

A Modern 401(k) Experience Without Middlemen. If your existing service provider is included in our list, we can likely help you reduce your fees by 40% or even more. All you need to do is provide your fee disclosure document, known as a 408b2, from your current provider. If you're having difficulty locating it, feel free to reach out to us, and we'll assist you in finding it. It's crucial to keep in mind that the Department of Labor often requires plan sponsors to evaluate their plans against industry benchmarks, which helps ensure that your fiduciary duties are fulfilled. As you work towards a stable and prosperous retirement, it's worth asking whether your 401(k) truly meets your financial objectives. One of our specialists will provide you with a complimentary "side-by-side" fee comparison analysis, which will help you grasp how high fees can hinder your account's growth over the years. Take charge of your financial future and consider switching to America's Best 401k today. There are no fees associated with the conversion, and our committed team will make the transition effortless for you. The sooner you take action, the sooner your savings will begin to grow. Don’t hesitate; the decisions you make now will significantly impact your financial security in the future. Make a proactive choice for your retirement today by exploring your options with us.

Media

Media

Integrations Supported

ADP Workforce Now
Ascentis
Bennie
Dayforce
Era
Numeric
Paychex Flex
Paylocity
RightCapital
Rippling
Utluna
Workday Financial Management
Workday HCM

Integrations Supported

ADP Workforce Now
Ascentis
Bennie
Dayforce
Era
Numeric
Paychex Flex
Paylocity
RightCapital
Rippling
Utluna
Workday Financial Management
Workday HCM

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

$400 Quarterly
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Betterment

Date Founded

2010

Company Location

United States

Company Website

www.betterment.com

Company Facts

Organization Name

Americas Best 401k

Date Founded

2012

Company Location

United States

Company Website

americasbest401k.com

Categories and Features

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