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What is Cardinal?

Cardinal is recognized as a leading expert in the field of global digital transaction authentication. For over two decades, we have connected merchants, issuers, and consumers to create a win-win scenario for all parties. The rapid and secure payment authentication solutions provided by Cardinal significantly improve the shopping experience, leading to increased approval rates and higher sales figures. Our method prioritizes security and efficiency, utilizing extensive data from merchants, issuers, and consumers to effectively combat fraud and lower the rates of false declines. As merchants boost their revenue, consumers are inspired to make additional purchases, while issuers enjoy improved collections. Cardinal supports a variety of payment networks, such as Visa, Mastercard, American Express, Discover/Diners, JCB, UPI, and several regional networks like Cartes Bancaires and ELO, with ambitions to broaden our reach in the future. In contrast to conventional techniques that sequentially process authentication steps, Cardinal adopts a parallel processing model that allows for data collection and analysis to begin even before a consumer completes their order. This forward-thinking strategy not only enhances the efficiency of the authentication process but also enriches the overall shopping experience for all participants. By continuously innovating our services, we aim to set new standards in the digital transaction landscape.

What is Arcot?

Arcot, a division of Broadcom, provides advanced security measures designed for payment processing to protect digital transactions for a wide range of participants, including issuers, merchants, and payment processors. Central to their offerings is a payment authentication framework that facilitates the verification of customer identities in online transactions, significantly improving security. This innovative system allows users to reduce the risk of fraud, increase approval rates, and comply with both government regulations and card network standards. Merchants benefit from Arcot's tools that tackle e-commerce fraud while improving the acceptance rates of digital payments, leveraging a customizable rules engine in conjunction with real-time data sharing with issuers. Issuers gain access to resources like the Arcot Network Fraud Score and Case Manager, which play a crucial role in detecting and preventing e-commerce fraud. Additionally, Arcot applies its expertise to the realm of digital banking, balancing the implementation of robust authentication measures with the need for user convenience. Their ongoing commitment to enhancing payment security is evident, as they continually adapt to the evolving challenges present in the landscape of digital transactions. This dynamic approach ensures that all stakeholders are well-equipped to navigate the complexities of online commerce safely.

Media

Media

Integrations Supported

Unified Payments Interface (UPI)

Integrations Supported

Unified Payments Interface (UPI)

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Cardinal

Company Location

United States

Company Website

cardinalcommerce.com

Company Facts

Organization Name

Broadcom

Date Founded

2005

Company Location

United States

Company Website

arcot.broadcom.com

Categories and Features

Fraud Detection

Access Security Management
Check Fraud Monitoring
Custom Fraud Parameters
For Banking
For Crypto
For Insurance Industry
For eCommerce
Internal Fraud Monitoring
Investigator Notes
Pattern Recognition
Transaction Approval

Categories and Features

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