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What is Centime?

Centime helps mid-market companies simplify finance operations by bringing payables, receivables, expenses, forecasting, and banking into one connected platform. Rather than managing a patchwork of systems, finance teams work directly in their ERP—NetSuite, Sage Intacct, or QuickBooks—with Centime fully embedded for a seamless experience. The platform is designed to deliver both efficiency and financial return. Accounts Payable is transformed with AI-driven invoice capture, PO matching, and approvals, while vendor payments generate 3.0% APY—effectively turning a cost center into a source of yield. Accounts Receivable automation speeds collections through intelligent workflows, customer portals, and faster cash application, cutting DSO and improving visibility into future cash inflows. Expense reporting is mobile-first and policy-driven, providing real-time control without the need for separate software. Forecasting tools include a rolling 13-week view and scenario modeling, equipping finance leaders with clarity on cash position and potential risks. Business banking features such as high-yield checking, FDIC-insured sweeps, account aggregation, and secure transfers are built directly into the same system. Centime is recognized for rapid onboarding—most clients are live within weeks—and consistently praised for best-in-class support. By combining automation and modern banking in a single solution, Centime enables finance teams to save time, reduce complexity, and make smarter decisions about working capital.

What is BusinessManager?

BusinessManager is an all-encompassing solution crafted to help banks and credit unions swiftly provide working capital to trustworthy businesses encountering cash flow issues, using their accounts receivable as collateral. This forward-thinking program merges state-of-the-art software with tailored support, enabling clients to secure funding for their invoices at a competitive rate on a full-recourse basis, along with a flexible cash collateral reserve. By empowering financially strained yet creditworthy firms to turn their accounts receivable into cash on a daily basis, your institution can significantly contribute to their economic stability. Over its remarkable 20-year history spanning all 50 states, BusinessManager has solidified its reputation as the premier choice for accounts receivable financing solutions. With the backing of seasoned professionals in banking, technology, and business development at Jack Henry, we offer thorough training for your staff, a plethora of digital marketing resources, and a dedicated risk management team to drive success. By implementing BusinessManager, your organization can not only elevate its service offerings but also cultivate deeper ties with local enterprises, thus fostering a robust community network. Furthermore, this initiative positions your institution as a vital partner in promoting local economic growth.

Media

Media

Integrations Supported

NetSuite
QuickBooks Desktop Pro
QuickBooks Online
QuickBooks Online Advanced

Integrations Supported

MANTL

API Availability

API Availability

Pricing Information

From all-in-one finance automation solutions to a la carte features including: AR and AP automation, cash flow forecasting, banking and expense solutions, we can customize a quote tailored to your business needs.
Free Trial Offered?

Pricing Information

Pricing not provided

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training

Training Options

Documentation Hub
Webinars
On-Site Training

Company Facts

Organization Name

Centime

Date Founded

2021

Company Location

United States

Company Website

www.centime.com

Company Facts

Organization Name

Jack Henry & Associates

Date Founded

1976

Company Location

United States

Company Website

www.jackhenry.com/jack-henry-lending/commercial-finance/pages/ar-finance.aspx

Categories and Features

Accounting

Accounts Payable
Accounts Receivable
Bank Reconciliation
CPA Firms
Cash Management
Expense Tracking
Fund Accounting
General Ledger
Nonprofits
Project Accounting

Accounts Payable

Approval Process Control
Bank Reconciliation
Cash Management
Check Writing
Duplicate Payment Alert
Fraud Detection
General Ledger Entry
Vendor Management

Accounts Receivable

ACH Payment Processing
Check Processing
Collections Management
Online Payment Processing
Overpayment Processing
Partial Payments

AP Automation

Not specified

AR Automation

Not specified

Auto Dealer Accounting

Collections Management

Bookkeeping

Accounts Payable
Accounts Receivable
Bank Reconciliation
Cash Management
Collections
Expense Tracking
General Ledger
Spend Management

Cash Flow Forecasting

Not specified

Construction Accounting

Accounts Payable
Accounts Receivable
Budgeting & Forecasting
Cash Management
General Ledger

Financial Management

Budgeting & Forecasting
Cash Management
Financial Reporting

Financial Reporting

"What If" Scenarios
Audit Trail
Balance Sheet
Cash Management
General Ledger
Income Statements
Profit / Loss Statement

Financial Services

Performance Management

Real Estate Accounting

Accounts Payable
Accounts Receivable
Bank Reconciliation
General Ledger
Reporting / Analytics

Categories and Features

Accounts Receivable

Not specified

Banking

Not specified

Working Capital

Not specified

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