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What is EPIC Loan Systems?

EPIC offers a variety of consumer lending software solutions designed specifically for short-term loans with smaller amounts. One notable feature is the Installment Loans option, which provides a comprehensive amortization solution for lenders focusing on short-term financing, allowing borrowers to make regular payments over the life of the loan. EPIC is compatible with both tribal and state lending frameworks, including the Texas CSO/CAB model. Additionally, Installment Loans allow lenders to work with borrowers in exploring multiple payment alternatives to find the best fit for their needs. Users have the flexibility to set their own internal protocols and design an underwriting waterfall, equipping lenders with effective tools to manage incoming leads. As certain tech-savvy lenders seek to gain a competitive edge, EPIC also offers its EDGe (External Decisioning Gateway), which seamlessly integrates external decision-making into the traditional EPIC underwriting framework. This cutting-edge feature significantly improves the lending process, enabling lenders to address a wider array of borrower requirements with greater efficiency and responsiveness. By continuously evolving its offerings, EPIC ensures that lenders are well-equipped to thrive in a dynamic market.

What is ACES?

The customized ACES audit packs designed for mortgage origination, servicing, and consumer lending integrate ready-to-use reports and specialized inquiries alongside ACES' unmatched flexibility and effectiveness. During the various phases of the loan lifecycle—from pre-funding to post-closing and servicing—mortgage lenders need to evaluate the quality of their assets at multiple intervals. ACES Quality Management and Control offers a comprehensive solution that empowers mortgage lenders to detect and correct loan defects, comply with regulatory requirements, and reduce legal risks across all facets of their origination and servicing operations. While significant risks can lead to considerable rewards, commercial lenders remain acutely aware of how quickly those gains can dissipate due to loan defects or compliance errors. By providing commercial lenders with powerful auditing and fraud detection capabilities, ACES Quality Management and Control helps secure those rewards while maintaining quality and compliance throughout the entire loan portfolio. This proactive strategy not only boosts operational efficiency but also cultivates trust and reliability within the lending ecosystem. Ultimately, the combination of these tools ensures that lenders can navigate challenges with confidence and sustain their competitive edge.

Media

Media

Integrations Supported

Flinks

Integrations Supported

Flinks

API Availability

Has API

API Availability

Has API

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Pricing Information

Pricing not provided.
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

EPIC Loan Systems

Date Founded

2010

Company Location

United States

Company Website

epicloansystems.com

Company Facts

Organization Name

ACES

Company Location

United States

Company Website

www.acesquality.com

Categories and Features

Mortgage and Loans

Amortization Schedule
Client Database
Closing Documents
Commercial Mortgages
Contact Management
Credit Reporting
Customer Statements
Document Management
Electronic Applications
Government Loans
Loan Origination
Loan Servicing
Pipeline Management
Pre-Qualification
Refinance Management
Residential Mortgages

Categories and Features

Mortgage and Loans

Amortization Schedule
Client Database
Closing Documents
Commercial Mortgages
Contact Management
Credit Reporting
Customer Statements
Document Management
Electronic Applications
Government Loans
Loan Origination
Loan Servicing
Pipeline Management
Pre-Qualification
Refinance Management
Residential Mortgages

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