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What is Finastra?

Finastra is a globally recognized fintech company that provides comprehensive software solutions tailored for financial institutions of all sizes. It focuses on delivering technology that powers lending, payments, universal banking, and mid-market financial services operations. The platform includes a broad portfolio of products such as loan servicing systems, automated document generation tools, and next-generation core banking solutions. Finastra’s technology is built on a modern, API-first architecture that allows seamless integration with external platforms and services. This flexibility enables financial institutions to rapidly adopt new innovations and respond to shifting industry demands. Serving over 7,000 clients worldwide, Finastra has established itself as a trusted partner for many of the world’s leading banks. Its solutions are designed to enhance operational efficiency by automating manual tasks and streamlining complex processes. The platform also prioritizes data security, compliance, and reliability, ensuring that institutions can operate with confidence. Finastra supports digital transformation initiatives by enabling faster product launches and improved customer experiences. Through advanced analytics and intelligent automation, it helps organizations gain valuable insights and make informed decisions. Its scalable infrastructure ensures that businesses can grow without compromising performance. Additionally, Finastra fosters collaboration within the financial ecosystem, helping institutions innovate and remain competitive in an evolving digital landscape.

What is Decta?

Comprehensive payment processing solutions are available for banks, payment service providers, fintech companies, and online retailers, which include white label card options. This advanced payment infrastructure promotes rapid business development. It features in-house PCI Level 1 certified processing for VISA and Mastercard issuers and acquirers across Europe and the Asia-Pacific. The technical processing service boasts a premier E-commerce payment gateway solution known as DECTA Gateway API. Authorization switching can be integrated using either a REST API or an ISO 8583-based protocol. Additionally, DECTA Issuing facilitates real-time program management, along with clearing and switching capabilities. Utilizing an ActiveActive deployment strategy, DECTA ensures that all critical processing systems achieve an impressive uptime of up to 99.99%, even accommodating planned downtimes for system enhancements or ICO launches, thereby maintaining consistent service reliability. This commitment to uptime is essential for businesses that rely on uninterrupted payment processing.

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Integrations Supported

Finastra Bacsactive-IP
Finastra Essence
Finastra Financial Messaging
Finastra Global PAYplus
Finastra KTP
Finastra Loan IQ
Finastra Originate Mortgagebot
Finastra Payments To Go
Finastra Trade Innovation

Integrations Supported

Corefy
Coriunder BAAS
Macrobank Core Banking Software

API Availability

API Availability

Pricing Information

Pricing not provided

Pricing Information

IC+

Supported Platforms

SaaS

Supported Platforms

SaaS

Customer Service / Support

Web-Based Support

Customer Service / Support

24 Hour Support
Web-Based Support

Training Options

Documentation Hub

Training Options

Documentation Hub
Online Training
On-Site Training

Company Facts

Organization Name

Finastra

Date Founded

2017

Company Location

United Kingdom

Company Website

finastra.com

Company Facts

Organization Name

DECTA

Date Founded

2015

Company Location

United Kingdom

Company Website

decta.com

Categories and Features

Banking

Not specified

Financial Services

Not specified

Loan Management

Not specified

Loan Origination

Not specified

Loan Servicing

Not specified

Categories and Features

Banking

Compliance Tracking
Credit Card Management
Risk Management
Transaction Monitoring

Billing and Invoicing

Billing Portal
Contact Database
Customizable Invoices
Invoice History
Mobile Payments
Multi-Currency
Online Invoicing
Online Payments
Payment Processing
Recurring/Subscription Billing

Financial Services

Analytics
Compliance Management
Performance Management
Risk Management

Online Banking

Chat / Messaging
Credit Card Management
Electronic Statements
Fraud Detection
Transaction Monitoring

Payment Processing

Debit Card Support
Gift Card Management
Mobile Payments
Online Payments
Receipt Printing
Recurring Billing

White Label Banking

Not specified

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