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What is Gerald?

Gerald is a financial technology platform designed to provide users with a range of flexible financial options, including interest-free cash advances of up to $80, which assist individuals in managing unexpected expenses without incurring additional financial strain. The app features a Buy Now, Pay Later service that allows consumers to obtain essential household products and mobile services while enjoying the convenience of deferred payments, completely free from hidden fees or interest charges. Additionally, Gerald offers a Play to Earn feature, which invites users to engage in games for the possibility of earning coins that can be redeemed for rewards at various retailers, thereby expanding their purchasing power. Committed to fostering inclusivity, Gerald ensures that both members and non-members can access affordable shopping options for essential items, aiming to empower individuals and families to make informed buying choices, save money, and pursue a more stable financial future. This forward-thinking strategy not only aids users in financial management but also cultivates a community of knowledgeable shoppers striving to improve their economic health while enjoying the benefits of smart spending. Through this comprehensive approach, Gerald stands out as a valuable resource for anyone looking to enhance their financial landscape.

What is Empower?

Empower is a financial technology company that delivers a mobile app designed to help users adeptly navigate their financial situations. A key feature of the app is the Cash Advance option, which allows eligible users to obtain up to $300 instantly, free from interest charges, late fees, or credit checks. Furthermore, the Thrive feature provides a credit line ranging from $200 to $400, aiding users in building a solid credit history. To support savings, the AutoSave function tracks users' income and expenses to automatically set aside funds, while the platform also offers comprehensive tools for budgeting and monitoring credit scores. Users pay an $8 monthly subscription fee for these services, thereby enhancing the accessibility of effective financial management. This model not only streamlines the budgeting process but also fosters the development of healthier financial practices over time, ultimately empowering users to take control of their financial futures. By providing these resources, Empower aims to contribute to a more financially literate society.

Media

Media

Integrations Supported

Additional information not provided

Integrations Supported

Additional information not provided

API Availability

Has API

API Availability

Has API

Pricing Information

Free
Free Trial Offered?
Free Version

Pricing Information

Free
Free Trial Offered?
Free Version

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Supported Platforms

SaaS
Android
iPhone
iPad
Windows
Mac
On-Prem
Chromebook
Linux

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Customer Service / Support

Standard Support
24 Hour Support
Web-Based Support

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Training Options

Documentation Hub
Webinars
Online Training
On-Site Training

Company Facts

Organization Name

Gerald

Date Founded

2018

Company Location

United States

Company Website

joingerald.com

Company Facts

Organization Name

Empower Finance

Date Founded

2016

Company Location

United States

Company Website

empower.me/

Categories and Features

Categories and Features

Popular Alternatives

Popular Alternatives